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Life & Executive Benefits

Personal Insurance / Life & Executive Benefits Guided by the relentless pursuit of service, transparency and professionalism, we focus on answers to questions that have not yet been considered and are trusted as the one resource the market has struggled to find – an independent, objective and creative insurance firm that spans the intermediary space. Connect with an Advisor In an industry that has struggled to evolve beyond the transactional, we choose to put our own interests, or the interests of a particular company, aside to focus solely on the best interests of our clients. Simply put – we look at insurance planning through …

https://www.epicbrokers.com/products/life-executive-benefits/

Insuring the Jetsons: How the Future Will Reshape Risk and Insurance

… companies scale these tools, they unlock huge efficiencies and safety benefits, but they also encounter risk factors that are entirely new and complex. New Tech Means New Risk – And the Old Playbook Won’t Work Emerging technologies don’t just add risk; they change its shape. Traditional insurance models, based on clear fault, linear supply chains, and physical perils, are being outpaced by systems that are: Autonomous: When AI drives the car, writes the code, or makes a care decision, liability shifts from operator to manufacturer to software vendor Interconnected: Smart cities and IoT-enabled buildings create a series …

https://www.epicbrokers.com/insights/insuring-the-jetsons/

Understanding the GLP-1 Landscape and Drivers of Future Growth

… ensuring the right patients receive these next-generation treatments? Organizations vary in terms of the amount of access they are able to afford to these medications. Nonetheless, every organization should endeavor to ensure the right patients are receiving the right medications at the right time. The following are strategies that employers can implement to help achieve that goal, supported by the highly experienced team of experts at EPIC Pharmacy Solutions, powered by PSG. Proactive Strategies for Plan Sponsors Plan sponsors can implement utilization management (UM) strategies for GLP-1 medications, considering factors like supply limits, refill thresholds, and benefits considerations …

https://www.epicbrokers.com/insights/understanding-glp1-drivers-future-growth/

Introducing our JDXComp Program for Law Firms

… been successfully delivering dividends for over 8 years to Alternative Asset managers through our similar SiXComp program. To date, that program has handled over $31M of cumulative premium and returned dividends of over $6.8M to its participants. We are excited to continue to grow these niche programs for the benefit of our clients and broker partners and look forward to the opportunity to share how JDXComp can benefit you. JDXComp Program Highlights Eligibility: Under the program, ALL companies would be eligible for up to a 26% dividend based on the aggregate annual loss history of all participants (based on …

https://www.epicbrokers.com/insights/jdxcomp-program-highlights/

Hospitality Client Showcase: East Meets West

… will be impacted. They both believe that restaurants will move toward a European outdoor dining experience over the long run. They have both had to be creative in how they approach the future and are striving to transform open spaces. Perhaps there will be changes in city planning that will benefit our new normal of dining. We asked them how they keep their heads on straight with locations in different cities. They must stay on top of all the different city, state and federal laws with varying closures, re-openings, labor laws, etc. John says it has been a grind …

https://www.epicbrokers.com/insights/hospitality-client-showcase-east-meets-west/

How a Major Discount Retailer is Transforming Its Culture

Be Intentional About Safety Custom, frequent and consistent safety messaging is transforming culture across a discount retailer’s diverse, distributed audience. A major discount retailer with five distribution centers and around 3,000 employees kept experiencing high volumes of safety-related incidents and workers’ compensation claims. With a very diverse population spread across the country, they knew they needed help launching a strategic Safety Awareness Program before they could expect to change behavior and benefit from lasting results. It Pays to Be Thoughtfully Committed  Our team immediately performed an assessment, looking into current perceptions, culture, safety messages and the communications …

https://www.epicbrokers.com/insights/how-a-major-discount-retailer-is-transforming-its-culture/

EPIC Reduces Roofer's Loss Ratio from 56 Percent to 3 Percent

The Power Of Loss Control A Construction Company with 10 Workers’ Compensation claims in one policy year knew something had to change. In an effort to reduce overall injuries, EPIC Loss Control worked with management to provide training at the supervisory level. This training involved Safety Leadership where foremen were provided skills on leading by example, the importance of safety in efficiency, and how to motivate employees to engage in safe behaviors. EPIC Loss Control began visiting to lead safety meetings at the company every two months. Topics were selected based on exposures observed at jobsites, along with seasonal topics …

https://www.epicbrokers.com/insights/epic-reduces-roofers-loss-ratio/

EPIC Lowers Commercial Roofer's Experience Modification Year After Year

The Importance of Claims Advocacy  How a Commercial Roofing company with two locations and 90 to 100 employees experienced a total reduction of 76 points. When our Workers’ Compensation Claims Advocate began working with this commercial roofer, their experience modification was 230%. The client had six open claims with reserves in excess of $575,000. Our claims advocate immediately contacted the claims adjusters to review the reserves and make sure there were adequate and established, comprehensive action plans for resolutions on the open claims, and to see how they were affecting the experience modification. The claims advocate set target dates …

https://www.epicbrokers.com/insights/epic-lowers-experience-modification/