Medical Malpractice Insurance for Connecticut Physicians
Edgewood Healthcare Advisors
Medical Malpractice coverage is one of the most crucial, yet most complicated lines of insurance that healthcare providers purchase. Medical malpractice insurance carriers issue policies to protect physicians, clinics, and healthcare facilities in the event that a patient files a claim alleging negligence resulting in injury or harm.
Our team connects Connecticut physicians and physicians groups with comprehensive medical malpractice insurance protection at a competitive price. When you trust Edgewood Healthcare Advisors for your medical malpractice insurance needs, our strong relationships with the top medical malpractice carriers in the country become your advantage.
We Understand the Connecticut Medical Malpractice Environment
Connecticut doctors and surgeons have choices when it comes to medical malpractice insurance. We make sure you select the right kind of insurance with the features you need and the competitive premium rates you want.
Coverage for Every Practice Specialty in Connecticut
|Newly-joined practice physicians||Part time doctors
|Medical society members||Connecticut medical association membership|
|Physicians without claims||Board certified doctor applicants|
|Physicians with claims or board complaints||Hospitals|
When Searching for Medical Malpractice Insurance, Keep in Mind:
Liability Limits in Connecticut
The minimum medical malpractice insurance liability limit in Connecticut is $1,000,000 per occurrence and $3,000,000 aggregate per policy period (1 year) but the majority of physicians carry $1,000,000/$4,000,000.
Medical Malpractice Rates in Connecticut
On average, medical malpractice insurance rates in Connecticut tend to be as much as 20% higher than in other states. Rates vary by practice specialty and what features physicians choose to include in their coverage, or whom they choose as a carrier. In some instances, rates offered through Risk Retention Groups (RRGs) for example, can be lower than those offered through more traditional carriers. We help Connecticut physicians navigate the sea of options to find the right medical malpractice coverage at the right price.
Types of Carriers in Connecticut
In Connecticut, there are two distinct types of insurance providers offering medical malpractice insurance; admitted carriers and non-admitted carriers. The main difference between the two is in how each is licensed and regulated in Connecticut.
Types of Coverage
As is the case in many other states, medical malpractice insurance in Connecticut falls into three broad categories: claims-made coverage, occurrence coverage and tail coverage. The majority of physicians carry claims-made coverage. We can help you navigate through these.
Guaranty Fund Protection
Physicians insured by carriers licensed in the state of Connecticut are protected against carriers becoming insolvent by the state’s $300,000 /claim guaranty fund. This is different from physicians insured with RRGs or non-admitted carriers; in that instance, the guaranty fund is not available.
Generally, RRGs charge less than carriers licensed by the state of Connecticut. Sometimes, the premium savings can be significant.
Connecticut physicians tend to work across state lines. Some carriers will only cover you in the state of Connecticut. We assist physicians in making sure they have the most adequate coverage.
Contact Matt LeBlanc at or (860) 521-8555 to get a free, no obligation premium comparison from multiple, A-rated carriers.
Sign Up for a Quote
We will be in contact with you soon to provide a no obligation premium comparison from multiple, A-rated carriers.
Customized Solutions for Connecticut Physicians
- Concierge Medicine
- Emergency Medicine and Urgent Care Solutions
- Hospital Insurance Alliance
- OB/GYN Risk Purchasing Group
- Radiological Professional Liability Program
- RAC Adult Coverage
- Orthopedic Specialist Risk Purchasing Group