Medical Malpractice Insurance for Connecticut Physicians

Edgewood Healthcare Advisors

Medical Malpractice coverage is one of the most crucial, yet most complicated lines of insurance that healthcare providers purchase. Medical malpractice insurance carriers issue policies to protect physicians, clinics, and healthcare facilities in the event that a patient files a claim alleging negligence resulting in injury or harm.

Our team connects Connecticut physicians and physicians groups with comprehensive medical malpractice insurance protection at a competitive price. When you trust Edgewood Healthcare Advisors for your medical malpractice insurance needs, our strong relationships with the top medical malpractice carriers in the country become your advantage.

Meet the Team

We Understand the Connecticut Medical Malpractice Environment

Connecticut doctors and surgeons have choices when it comes to medical malpractice insurance. We make sure you select the right kind of insurance with the features you need and the competitive premium rates you want.

Coverage for Every Practice Specialty in Connecticut 

When Searching for Medical Malpractice Insurance, Keep in Mind:

Liability Limits in Connecticut

The minimum medical malpractice insurance liability limit in Connecticut is $1,000,000 per occurrence and $3,000,000 aggregate per policy period (1 year) but the majority of physicians carry $1,000,000/$4,000,000.

Medical Malpractice Rates in Connecticut

On average, medical malpractice insurance rates in Connecticut tend to be as much as 20% higher than in other states. Rates vary by practice specialty and what features physicians choose to include in their coverage, or whom they choose as a carrier. In some instances, rates offered through Risk Retention Groups (RRGs) for example, can be lower than those offered through more traditional carriers. We help Connecticut physicians navigate the sea of options to find the right medical malpractice coverage at the right price.

Types of Carriers in Connecticut

In Connecticut, there are two distinct types of insurance providers offering medical malpractice insurance; admitted carriers and non-admitted carriers. The main difference between the two is in how each is licensed and regulated in Connecticut.

Types of Coverage

As is the case in many other states, medical malpractice insurance in Connecticut falls into three broad categories: claims-made coverage, occurrence coverage and tail coverage. The majority of physicians carry claims-made coverage. We can help you navigate through these.

Guaranty Fund Protection

Physicians insured by carriers licensed in the state of Connecticut are protected against carriers becoming insolvent by the state’s $300,000 /claim guaranty fund. This is different from physicians insured with RRGs or non-admitted carriers; in that instance, the guaranty fund is not available.

Premium Savings

Generally, RRGs charge less than carriers licensed by the state of Connecticut. Sometimes, the premium savings can be significant.

Multistate Coverage

Connecticut physicians tend to work across state lines. Some carriers will only cover you in the state of Connecticut. We assist physicians in making sure they have the most adequate coverage.

Contact Matt LeBlanc at or (860) 521-8555 to get a free, no obligation premium comparison from multiple, A-rated carriers.