Industry Focus: Construction & Design
From contractors and developers to design firms and specialty trades, we work alongside organizations in the built environment to manage risk and insurance
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Built Around the Work You Do
Our clients are involved in a wide range of construction and design work, from commercial developments and data centers to infrastructure, environmental services, and specialized design. These projects vary in scale and complexity, but all require a level of industry expertise to accurately evaluate risk and structure an insurance program that aligns with where and how the work is performed.
We understand these environments because we work in them every day. Our experience spans:
- Project & delivery complexity
- Materials & construction methods
- Technology & project execution
- Ecosystem & supply chain
We’ve seen how the industry has evolved, where risk shows up, and what it takes to manage it, mitigate it, and structure the right coverage to transfer it effectively.
Focused on Every Part
of the Design and Build Industry
The construction and design industry involves multiple firms and disciplines working together to deliver every project. We’ve worked across the industry and understand where risk occurs, allowing us to identify issues, solve problems, and structure the coverage necessary to protect your firm.
Contractors
Contractors deliver projects under tight timelines, managing execution, cost, and contractual responsibility across increasingly complex builds.
Exposure areas:
- Delegated scope across subcontractors and trade partners
- Contract terms that shift liability downstream
- Schedule pressure, change orders, and jobsite execution
Our approach
- Risk transfer strategy aligned with subcontracted work
- Builder’s risk and project-specific program structures
- Claims and contract advisory grounded in active projects
EPIC is the Solution: Direct access to construction-focused attorneys supporting contract review and risk transfer decisions
Owners & Developers
Owners and developers shape projects from the outset, carrying financial responsibility tied to structure, delivery, and long-term performance:
Exposure areas:
- Early decisions on delivery models, including design-build and P3
- Gaps in responsibility across project participants
- Portfolio-level risk across multiple developments
Our approach
- OCIP / CCIP and project-specific risk structuring
- Alignment between coverage, contracts, and capital strategy
- Program design that reflects portfolio-level performance
EPIC is the Solution: Experience advising on large-scale project structuring with alignment across legal, financial, and insurance considerations
Architects & Engineers
Design firms define the project and often carry responsibility when design intent meets real-world execution.
Exposure areas:
- Professional liability tied to design decisions and documentation
- Contract language expanding scope or standard of care
- Delegated design and reliance on downstream execution
Our approach
- Professional liability strategy aligned with project mix
- Contract review focused on insurable obligations
- Claims and pre-claim advisory tied to design risk
EPIC is the Solution: Proprietary benchmarking and market data drawn from a large base of design firm clients
Infrastructure & Heavy Civil
Infrastructure firms deliver large, multi-phase projects with public visibility, regulatory oversight, and extended timelines.
Exposure areas:
- Long-duration work with evolving conditions and scope
- Public interface and regulatory requirements
- Performance tied to scale, sequencing, and delivery method
Our approach
- Programs structured for large, multi-phase projects
- Surety and alternative risk strategies
- Claims and coverage support aligned to long project cycles
EPIC is the Solution: Experience supporting complex infrastructure projects with integrated surety, insurance, and alternative risk strategies
Environmental
Environmental firms operate in technically complex conditions where site history, regulation, and long-term liability drive outcomes.
Exposure areas:
- Unknown site conditions and remediation complexity
- Regulatory compliance and environmental impact
- Long-tail liability tied to past and future conditions
Our approach
- Environmental liability and site-specific coverage
- Project-based advisory for remediation work
- Claims support aligned to long-term outcomes
EPIC is the Solution: Claims advocacy experience aligned to long-tail and complex environmental matters
Specialty Contractors & Suppliers
Specialty contractors and suppliers play a defined role within larger projects, with responsibility tied to their scope, materials, and performance.
Exposure areas:
- Trade-specific work and installation responsibility
- Contractual obligations passed down from upstream parties
- Product performance and material-related issues
Our approach
- Trade-specific and product liability strategies
- Contract alignment to project and scope requirements
- Risk transfer structures reflecting scope and performance
EPIC is the Solution: Practical experience aligning coverage and contract requirements across diverse project scopes and trades
Insights on Risk, Insurance, and the Built Environment
Our insights highlight the trends, challenges, and decisions shaping how construction and design firms manage risk and insurance today.
Specialists in Construction and Design
We work across the construction and design industry, supporting contractors, developers, design professionals, suppliers and specialty trades in how they manage risk and insurance.
Bring a More Specialized Perspective To Your Risk Strategy
Start a conversation about your business, your projects, and the risks that impact how you perform.