Insurance that covers the physical structures and contents of your business like offices, rental units, furnishings, and equipment against risks like fire, theft, and storm damage.
This protects your business if a fire, storm, vandalism, or theft damages what you own. Instead of draining cash or taking out loans to rebuild or replace equipment, insurance steps in so you can recover and keep operating.
Is the cornerstone of protection for managers and co-hosts. It covers claims of bodily injury or property damage you’re legally responsible for because of your business.
If someone slips, falls, gets hurt, or claims your business caused damage, this protects you from paying legal fees and settlements out of pocket. One lawsuit shouldn’t be able to wipe out years of work.
Coverage for vehicles owned, leased, or used for business purposes.
This protects your business if an employee is involved in an accident while driving for work. Without it, your company — not just the driver — could be on the hook for repairs, medical bills, and lawsuits.
Covers medical costs and lost wages for employees injured on the job.
This protects your employees and your business. Your team gets care and income support, and you’re protected from many injury-related lawsuits. It also keeps you compliant with state laws.
Also called errors & omissions (E&O) - professional liability protects against claims of negligence, mistakes, or failure to deliver professional services.
Even when you do everything right, clients can still claim a mistake. This protects your business if someone says your work didn’t deliver what was promised or caused them harm financially.
Additional liability protection above your core policies.
If a large claim exceeds your standard policy limits, this kicks in instead of your business assets being exposed. Think of it as a safety net for worst-case scenarios.
Coverage for expenses related to cyberattacks, data breaches, or stolen information.
This protects your business if customer or employee data is compromised. It helps cover notification costs, legal expenses, system recovery, and lost income — things that can otherwise cripple a company overnight.
Coverage for pollution incidents, environmental damage, and cleanup costs.
If your operations involve chemicals, fuel, or waste, this protects you from massive cleanup bills and regulatory fines that could otherwise shut your business down.
Special Event Insurance provides temporary coverage for one-time events, helping protect against claims involving bodily injury, property damage, and other covered incidents.
Even a well-planned event can face unexpected incidents. This coverage helps protect your finances from liability claims, property damage, and other event-related losses.
