Standard auto insurance policies exclude high-performance driving events. EPIC Motorsports Insurance offers coverage engineered specifically for HPDE and Track Day participants, providing fast, flexible protection designed for enthusiast drivers.
Whether you need single‑event protection or prefer the convenience and value of an annual policy covering unlimited events, we make getting covered fast and affordable. Our annual HPDE coverage can also be extended to include Canadian events, giving you flexibility wherever the season takes you.
Exclusive Speed Secrets Benefits for Annual HPDE Policyholders
EPIC Motorsports Insurance has partnered with Speed Secrets, led by world renowned driver coach Ross Bentley, to deliver exclusive education and coaching benefits to our Annual/Unlimited HPDE policyholders. These added resources are designed to help you improve performance, sharpen technique, and get more out of every track day.
Annual HPDE customers receive:
- 50% off a private 1 on 1 video coaching call with Ross Bentley
- Invitations to three exclusive online Chalktalks per year
- A subscription to Driving Directions, Ross Bentley’s tips, insights, and stories for drivers
Through our partnership with the Motorsport Safety Foundation (MSF), an organization dedicated to improving safety in HPDE events, every EPIC Motorsports Insurance policy includes complimentary MSF membership, reinforcing our shared commitment to on-track safety and driver education.
In just minutes, you can secure physical damage insurance for your track car, including coverage for modifications. Drive with a clear mind, push with confidence, and focus on performance, not risk.
For additional eligibility and policy information, visit our Resources section and FAQ page.
Policy Options
Single-Event Policy
- Covers one HPDE or Track Day event, up to four (4) consecutive days
- May be purchased in advance or on the same day as your event
- Same-day coverage begins once the policy purchase transaction is finalized
Annual Policy (Unlimited Events)
- One policy covering unlimited HPDE and Track Day events for one full year
- Valid at MSF-Approved Tracks for events conducted by MSF-Approved Event Organizers
- Coverage is automatically extended to include coverage for approved Canadian tracks and events
- Time Trial events are not eligible under Annual policies
Coverage Highlights
- Physical damage coverage only (no third-party liability)
- Coverage applies on-track, in the paddock and grid, and during parade and cool-down laps
- Accident damage coverage includes run-off incidents and barrier impacts
- Agreed Value policy structure, including vehicle modifications
- Documentation for modifications is required in the event of a loss
- Up to two (2) covered drivers per policy, minimum age of 16 years old
- All driver skill levels are eligible
- Maximum insurance limit available: $250,000
Deductible Options
- 10% deductible, subject to a $2,000 minimum
- 15% deductible subject, to a $3,500 minimum
Disclaimer: This is not a comprehensive list of the coverages, exclusions or terms and conditions contained in the policies. The terms of the policy(ies) will govern the coverage and limits afforded in the event of a loss.
Explore Track Maps
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Grattan RacewayBelding, MI
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Mid-Ohio Sports Car CourseLexington, Ohio
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NCM Motorsports ParkBowling Green, KY
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Monticello Motor ClubMonticello, NY
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Blackhawk Farms RacewaySouth Beloit, IL
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