While many motorsports insurance options exclude Time Trial sessions entirely, EPIC Motorsports Insurance offers dedicated coverage for drivers who want competitive driving without wheel‑to‑wheel racing, with the flexibility to add this essential protection to your single‑event HPDE or track day policy. Our Time Trial coverage mirrors the protection offered under our HPDE and Track Day policies—with one key difference: Time Trial coverage is available exclusively through our single-event policy option. This ensures targeted, event specific protection for competitive driving environments.
By simply selecting the Time Trial option during the application process, your single-event policy automatically extends to cover your Time Trial session. In just minutes, you can secure physical damage insurance for your track vehicle, including coverage for eligible modifications, so you can focus on precision, performance, and consistency.
For additional eligibility and policy information, visit our Resources section and FAQ page.
Coverage Highlights
- Physical damage coverage only
- Coverage applies during Time Trial sessions, practice sessions, paddock, grid, and parade or cool-down laps
- Accident damage coverage includes run-off incidents and barrier impacts
- Agreed Value policy structure, including eligible modifications
- Up to two (2) covered drivers per policy, minimum age of 16 years old
- All driver skill levels welcome
- Maximum insurance limit available: $250,000
Deductible Options
- 10% deductible, subject to a $2,000 minimum
- 15% deductible subject, to a $3,500 minimum
Disclaimer: This is not a comprehensive list of the coverages, exclusions or terms and conditions contained in the policies. The terms of the policy(ies) will govern the coverage and limits afforded in the event of a loss.
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