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Rethinking U.S. Liability: Why Tort Reform Matters More Than You Think

… Atlantic, even incremental gains in clarity can materially reshape how US casualty exposure is evaluated, managed, and ultimately financed. In a future article, we will look more closely at one of the most consequential and least uniform drivers of US severity: punitive damages. In particular, we will explore how punitive frameworks vary across jurisdictions and how they continue to influence loss outcomes in ways that remain highly relevant for excess casualty programs. Would you like to receive new articles? “*” indicates required fields First Name*Last Name*Email* Company*Area of Interest*– Choose Area of Interest —Employee BenefitsPersonal LinesProperty CasualtySmall …

https://www.epicbrokers.com/?attachment_id=43300

EPIC Welcomes Adam Jones

EPIC is excited to announce that Adam Jones has joined the firm as Principal with our Property & Casualty team in Pittsburgh, PA. Adam will leverage his background in banking and understanding corporate risks to strengthen the team. He also brings a layer of diversity, as he is a Certified Exit Planning Advisor (CEPA) and is already trusted by many local business owners. Adam has been licensed to sell Property & Casualty and Employee Benefits products for over 20 years. His experience navigating complex financial situations that many of our clients and prospects encounter will strengthen EPIC’s position in the market …

https://www.epicbrokers.com/insights/epic-welcomes-adam-jones/

Legal System Abuse and the Illusion of Predictability

… efforts could offer concrete solutions to the legal system abuses outlined above. By focusing on these legislative changes, we aim to identify practical steps for mitigating volatility and strengthening liability program resilience. Would you like to receive new articles? “*” indicates required fields First Name*Last Name*Email* Company*Area of Interest*– Choose Area of Interest —Employee BenefitsPersonal LinesProperty CasualtySmall BusinessIndustry*– Select Industry –AccountingAccounting FirmAgricultureApparelArchitects/EngineersAuto DealershipAutomotiveAviationBankingBiotechnologyBroker/DealerBusiness ManagementCannabisCaptiveChemicalsCommunicationsConstructionConsultingDentalEducationElectronicsEnergyEnergy – CompressionEnergy – DrillingEnergy – E&PEnergy – Engineering & ConstructionEnergy – IntegratedEnergy – MidstreamEnergy – MiningEnergy – Refining & RetailEnergy – RenewableEnergy – ServicesEngineeringEntertainmentEnvironmentalFinanceFine Art & SpecieFOFood & BeverageFuneral ServicesGamingGovernmentHealthcareHospitalityIndustrial ServicesInsuranceInsurance BrokerInsurance CompanyInvestment AdvisoryLaborLawLaw FirmMachineryManufacturingMarineMediaMedicalMFONot For ProfitOil / Gas / EnergyOtherPest ControlPrivate Equity & Investment BankingProfessional ServicesPublishingReal EstateRecreationRenewableRentalRetailRIASenior

https://www.epicbrokers.com/insights/legal-system-abuse-predictability/

EPIC Welcomes Kurt Rataski

… his clients to understand their business goals and challenges, and deliver cost containment strategies that help them grow, expand, or retain their competitive edge. His core competencies include property and casualty, professional liability, product recall, cyber security, workers’ comp claims management, risk management and loss control, disaster planning, executive risks, employee benefits, wellness and disease management, business strategy and consulting, mergers and acquisitions, corporate communications, 401k retirement planning, and supply chain analysis. “We are excited to have Kurt join our production team in the New York Metro market,” said Phil Reming, President, EPIC NY Metro. “His track record of success …

https://www.epicbrokers.com/insights/epic-welcomes-kurt-rataski/

EPIC Welcomes Gino Giannini

… industry with its new legislation and compliance demands. Leveraging his experience, Gino will empower clients to make informed decisions that will protect their people and business. His deep understanding of the industry will allow him to continue building strong client relationships. “We are thrilled to have Gino join our EPIC team and be part of our growth and expansion within our Employee Benefits practice,” said Mike Mastroni, Executive Managing Principal, Pacific Northwest. “With Gino’s deep expertise in designing cost effective employee benefit strategies, he will be a strong addition to the team.” Learn more about our Employee Benefits Practice.

https://www.epicbrokers.com/insights/epic-welcomes-gino-giannini/

The Path to the Verdict

… S. policies and our master program? Where exactly do defense costs sit in our excess towers? Are we treating defense control as a local administrative task or a global governance priority? Would you like to receive new articles? “*” indicates required fields First Name*Last Name*Email* Company*Area of Interest*– Choose Area of Interest —Employee BenefitsPersonal LinesProperty CasualtySmall BusinessIndustry*– Select Industry –AccountingAccounting FirmAgricultureApparelArchitects/EngineersAuto DealershipAutomotiveAviationBankingBiotechnologyBroker/DealerBusiness ManagementCannabisCaptiveChemicalsCommunicationsConstructionConsultingDentalEducationElectronicsEnergyEnergy – CompressionEnergy – DrillingEnergy – E&PEnergy – Engineering & ConstructionEnergy – IntegratedEnergy – MidstreamEnergy – MiningEnergy – Refining & RetailEnergy – RenewableEnergy – ServicesEngineeringEntertainmentEnvironmentalFinanceFine Art & SpecieFOFood & BeverageFuneral ServicesGamingGovernmentHealthcareHospitalityIndustrial ServicesInsuranceInsurance BrokerInsurance CompanyInvestment AdvisoryLaborLawLaw FirmMachineryManufacturingMarineMediaMedicalMFONot For ProfitOil / Gas / EnergyOtherPest ControlPrivate Equity & Investment BankingProfessional ServicesPublishingReal EstateRecreationRenewableRentalRetailRIASenior LivingShippingSoftwareSolarSports &

https://www.epicbrokers.com/insights/the-path-to-the-verdict/

EPIC Welcomes Nate Wood

We are excited to welcome Nate Wood as our new Principal on the Employee Benefits team in the San Francisco office. Nate brings over a decade of experience to EPIC, specializing in complex national accounts in the not-for-profit, financial institution, and food & beverage industries. Nate’s deep understanding of the benefits technology landscape, claims and cost mitigation techniques and alternative funding strategies uniquely position him to drive results for his clients and enhance our regional Employee Benefits Practice. “We are thrilled to have Nate join the EPIC benefits team in Northern California,” said NorCal President Bill Ferree. “He …

https://www.epicbrokers.com/insights/epic-welcomes-nate-wood/

When the AI Therapist Goes Rogue

… 24/7 availability in a system already strained by provider shortages. For insurers, however, they represent something else entirely: a new and poorly understood class of risk that does not fit neatly into existing underwriting frameworks. As algorithmic mental health tools move from fringe wellness apps to embedded components of employee benefits and care delivery, the risk implications are becoming harder to ignore. What AI Mental Health Tools Actually Are, and Why That Matters AI mental health platforms span a broad and often confusing spectrum. At one end are regulated digital therapeutics that operate under FDA oversight and are used …

https://www.epicbrokers.com/insights/when-the-ai-therapist-goes-rogue/