Life, Absence & Disability
Life, Absence, and Disability (LAD) benefits used to live in the “set it and forget it” corner of most benefits programs. That’s not the world we’re in anymore. Employees are paying closer attention to the coverage their employer provides. States are passing new mandates faster than most teams can track. Programs that once felt straightforward now touch compliance, compensation strategy, workforce planning, and the employee experience all at once. EPIC’s LAD practice was built for exactly this kind of complexity. We work alongside multi-state employers to design programs that reflect how people work and live today, navigate the regulatory landscape so nothing falls through the cracks, and make sure every dollar spent on these benefits is delivering real value. This isn’t ancillary anymore. It’s essential. And we treat it that way.
Our Services
- Competitive program design for PTO, parental/family leave, and sick leave
- Federal, state, and local leave law compliance navigation and ongoing monitoring
- Statutory benefit strategy and funding analysis
- Custom benchmarking against market and peer programs
- Vendor sourcing for leave and disability management platforms and tools
- Benefit design and plan funding for complex arrangements, including carve-outs, retiree buy-outs, and settlements
- Insured vs. self-insured plan design evaluation
- Internal and external process reviews to improve the employee and employer experience
Why Clients Choose EPIC
- Multi-state compliance, handled. With an increasing number of states mandating paid family and medical leave, and more legislation on the way, your team shouldn’t have to become regulatory experts. We stay ahead of the rules so you stay out of trouble.
- The right vendor, not just the least expensive one. Finding a partner to manage complex leave and disability programs takes more than a pricing spreadsheet. We source, evaluate, and negotiate so you get the right fit, the right service, and the right cost.
- Programs designed for how people actually work today. Your workforce spans generations with different expectations around leave, caregiving, and time away. We design programs that reflect that reality, not the one from ten years ago.
- 10% of total compensation finally getting the attention it deserves. Life, Absence, and Disability benefits represent a bigger share of comp than most employers realize. We make sure that investment is working as hard as the rest of your benefits strategy.
- One less thing keeping your HR team up at night. From claim management to process improvement, we take the complexity off your plate so your team can focus on the people, not the paperwork.
Featured Report
2025 State of Leave Management Report: Employer Strategies, Priorities & Pain Points
The modern workforce has new demands.
As employee expectations evolve, HR and finance leaders are rethinking how they manage leave. Download our report to see how organizations are responding to today’s trends, challenges, and opportunities.
