Education

Protecting our children, staff, and schools through risk management & employee benefits programs

It is all about achieving common goals together, and those goals are to protect our schools and their most valuable assets. Our focus is creating strategies that provide coverage for school property, children, teachers, course of construction, and active assailant threats. We work hand in hand with you to develop the best plans and programs, and are here to help manage incidents, should they occur.

Our Education Practice serves Charter Schools, Private Schools, Public Schools, and Universities.

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Coverages

Schools are transforming our country’s education as we know it, and building our students’ futures. Our Education practice supports this growth and protects this innovation by providing facilities insurance to meet your needs. From longstanding property to new construction and project management, you’ll have a true advocate every step of the way.

Also called active-assailant insurance, schools use it in hopes of avoiding litigation, offsetting costs for counseling services, crisis management, and added security after an attack. While this is certainly not an easy discussion to have, please know we’re here to help bring peace of mind and security through the unimaginable. Together, let’s make sure everything’s in place.

A lot of focus is put on protecting students on school grounds, within school walls. After all, there’s plenty of risk exposure to consider right here on campus, but let’s remember transportation exposure is equally important. Let’s look at your insurance programs together to make sure you can be most confident about moving students safely when they’re on your watch, protected by the risks at play when transporting our community’s future.

Cyber coverage and protection is important at a school due to the sheer amount of sensitive information kept on file for both students and parents. This alone makes your school vulnerable to attack. Another aspect of cybersecurity we need to remember is protecting your financial assets. Contact us to protect all sensitive information and assets in your care.

Sexual abuse and molestation insurance coverage is vital for any school. A proper policy will provide coverage for negligent employment, retention, supervision, investigation, reporting, and failing to protect someone from abuse. Whether perpetrated by a student, employee, officer, business invitee, or even school volunteer workers, we’re here to protect your students and faculty.

We know education, and we’ll work with you to offer tailored insurance programs designed to suit your individual needs. Our team has established direct relationships with insurers specializing in schools, including Property & Casualty, Employee Benefits, Sexual Abuse & Molestation, Educators Legal Liability, Employment Practices Liability, and a myriad of other coverages.

Your Partner Through It All

Our Approach

Our One Link concept means we are both client and market facing. We achieve differentiated results by coupling our intimate knowledge of school success, risk appetite, reputational risk, and defined goals with direct market relationships. As an independent broker working on behalf of the school, we seek out the best that the marketplace has to offer without regard to geographic boundary and access point.

Our Strategy

We bring a unique consultative approach to designing and implementing risk financing programs, drawing on our firm’s core analytical modeling strengths. Our relationships with key insurance markets allows us to tailor the program specific to each school’s needs. This is a key foundation of our broking services and a clear market differentiator. We will draw on these strengths in exploring program design improvements for you and in re-energizing the marketing process.

Insurance Program

Our Education practice provides all of the necessary consulting and coverage needed, allowing schools to focus on educating students.

Insurance Products to Help Protect Students,
Employees, Property & Autos:

Commercial Property
Commercial General Liability
Commercial Automobile
Commercial Follow Form Excess and Umbrella
Workers’ Compensation
Cyber

Specialized Coverages for Educational Institutions:

Broadcast and Publication Liability
Professional Services Liability for School Nurses, Psychologists, Therapists, Counselors and Athletic Trainers
Pollution Liability for Classroom Pollution Events
Sexual Misconduct and Sexual Molestation Coverage
School and Educators Legal Liability
Fidelity & Crime

Contact us to sign up for a complimentary Policy Review

Success Stories

“School Contractor Bankruptcy
After a well known school contractor went bankrupt while working on new campus construction, the school had to take over the project. Our team worked collaboratively with the school’s project manager and bond company to finish the project. We put a policy in place to protect the school from any liability or work defect, which included a 10-year tail.”

“Identified Missing Coverages & Low Limits
During the marketing diligence, after a successful RFQ process, it was discovered that our new client was missing key coverages and limits were too low for the exposure. We were able to increase limits, improve coverage, and assign their chosen counsel on the insurance company’s counsel. During this process we were able to save the client $150,000.”

“Student Accident Policy
Upon obtaining a new school as our client, we recommended they add a student accident policy. These policies are designed to offer payment for medical expenses incurred as a result of an unexpected accident. Only a couple months after the coverage was placed, a student was injured and a claim was filed. Having the coverage in place helped minimize the impact to the school and the student financially.”