Cosmetic Insurance Services (CIS) is the nation’s leading provider of insurance products and services to the Beauty Industry and the largest Managing General Agent (MGA) Program specializing in the unique needs of cosmetic and personal care firms of all sizes.

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What to Expect with EPIC

For over 40 years, CIS has provided our clients with exclusive access to cutting-edge insurance products and programs specifically tailored to fit the many diverse exposures our clients experience on a daily basis.

Cosmetic Insurance Services is considered by many to be the “industry experts” in placing insurance coverage for the cosmetic and personal care space. Our clients range from the smaller start-up companies to some of the largest, most established independent beauty brands in the industry.

Working seamlessly as both a managing general agent and an experienced industry advocate/broker produces favorable outcomes for our clients, including the broadest and most competitive insurance products available at lower premium costs. With the greater purchasing power produced by our market presence and our strong, positive reputation, we are able to offer CIS clients significant advantages and greater value.

Our Clients

Cosmetic Insurance Services (CIS) serves over 1,500 clients in a wide range of industry segments, including contract manufacturing and or packaging; private label or wholesale distribution; raw materials and or componentry suppliers; color cosmetics; skin care; hair care; fragrance; over-the-counter (OTC), and more.

We have recently expanded our offerings to include coverage for cannabidiol (CBD) and hemp-derived cosmetic and personal care products.





Some of the many coverages offered within the CIS Program includes:

Products & General Liability
Commercial Auto Liability
Commercial Property and Inland Marine
Umbrella & Excess Liability

Our Team

Our dedicated team is comprised of experienced, knowledgeable insurance professionals who are prepared to evaluate and analyze all types of insurance obligations and exposures. As a full-service broker and an MGA we act as both insurance underwriters and as brokers and client advocates

Our competitive advantage revolves around our exclusive program offering as well as our superior customer service platform which incorporates dedicated claims and loss control professionals and their specialized services.

CIS understands the challenges and difficulties that some insurance brokers face in finding an insurance product worthy of their customers. That is why the CIS Program works in both a retail and wholesale capacity. We can assist retail insurance agents and brokers with placing comprehensive, price-competitive insurance programs for their clients.

Our broker network is continuously expanding across the United States and around the world thanks to the EPIC membership in the Worldwide Broker Network (WBN).

Cosmetic Insurance Services is endorsed by the Independent Beauty Association (IBA). IBA, formerly Independent Cosmetics Manufacturers & Distributors (ICMAD), is a non-profit trade association dedicated to fostering the growth of entrepreneurial cosmetic firms around the world.

Our Leaders

Kenneth C. Hegel, Jr. Headshot
Kenneth C. Hegel, Jr.

Executive Vice President - Middle Market & Specialty Programs

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Contact us to see how we can help your business.