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USERRA Benefits Requirements

… have worked for the employer. Benefit Continuation & Reinstatement The employer may have a special leave policy extending coverage eligibility for a period of time during military leave, but if not, it would be necessary to at least follow USERRA requirements. For leave protected under USERRA, the employer must give the employee the option to continue group health plan benefits for up to 24 months if coverage is in place when the leave of absence under USERRA commences. If an employee previously waived coverage, or the employee is still in a waiting period (i.e., coverage is not yet effective), there …

https://www.epicbrokers.com/insights/userra-benefits-requirements/

Market Pulse Survey: Parental Leave Policies

… top talent in the current employment environment Take our Paid Parental Leave Policy survey to see what other companies are doing to stay ahead of the Great Resignation. The stakes are high across the country – attracting and retaining talent has never been more challenging. Now is the time to ensure benefits, including parental leave policies, are competitive with the market. All who responded by Thursday, May 5 will receive a summary of the survey results. See our Related Insights on this topic! Looking Back at the Year and Forward to Family Benefits  Peace of Mind Should Be Top of Mind …

https://www.epicbrokers.com/insights/market-pulse-survey-parental-leave-policies/

Point Solutions – Improving Retention or Generating Burnout

The last couple of years ushered in a tsunami of products and innovations attempting to tackle a piece of the healthcare market. “Point solutions,” designed to address a niche of the $3 trillion health market (think: diabetes, mental health, orthopedics, infertility, fitness, financial wellness), and broad-scale disruptors of provider networks and member purchasing habits (Garner, Centivo, ELAP Services, Northwell Direct) have been sprouting up by the hundreds – all fueled by billions in venture capital backing and the incessant desire of employers to stand out in a super-competitive labor market with the broadest menu of product offerings. Optum Ventures …

https://www.epicbrokers.com/insights/point-solutions/

COVID-19 National Emergency Extended Timelines

Updated April 19, 2022 Quick Facts On February 18, 2022, President Biden formally extended the COVID-19 National Emergency for up to another year. The announcement extends the National Emergency declared as of March 1, 2020, which extended several specific notice and disclosure deadlines. The rules apply broadly to all employer-sponsored benefits subject to the Health Insurance Portability and Accountability Act (HIPAA), the Employee Retirement Income Security Act (ERISA) and the Consolidated Omnibus Budget Reconciliation Act (COBRA). The Original Rule The National Emergency was originally declared on March 1, 2020, and the Department of Labor (DOL) and Internal Revenue …

https://www.epicbrokers.com/insights/covid-19-national-emergency-extended-timelines/

Alert: New Guidance Expands ACA-Approved List of Women & Children’s No-Cost, Preventive Services

Quick Facts The Affordable Care Act (ACA) provides 58 million women and 37 million children access to preventive services with no cost-sharing. Additions to the list of covered preventive screenings aim to further reduce out-of-pocket expenses for women, infants, children and adolescents. Updates to preventive services include coverage for breast pumps and lowering the age for at-risk teens to 13 years of age for Human Immunodeficiency Virus (HIV) screening. The new guidelines take effect for plans starting in 2023. Background Under the ACA which was signed into law in March 2010, certain preventive services and screenings …

https://www.epicbrokers.com/insights/guidance-expands-aca-approved-preventive-services/

Congress Temporarily Reinstates Telemedicine/HSA Eligibility Relief

Quick Facts Congress temporarily restored the telehealth exemption for health savings account (HSA) eligibility under High Deductible Health Plans (HDHPs) through the Consolidated Appropriations Act, 2022. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) previously created a safe harbor to facilitate the use of telehealth without a deductible during the COVID-19 pandemic. The original provision, which was effective March 27, 2020, applied only to plan years beginning on or before December 31, 2021. The latest Telemedicine HSA relief restores the exemptions for the last nine months of 2022. Background Historically, telemedicine service that provides coverage with no …

https://www.epicbrokers.com/insights/congress-temporarily-reinstates-telemedicine-hsa-eligibility-relief/

How to Become a Talent Magnet in Today’s Market

… decades. Dr. Hennessey was honored to serve as the medical cost transparency CEO at the White House for the signing of President Trump’s executive order on medical cost and quality transparency on June 24, 2019. Vance Davidson Principal, EPIC Insurance Brokers & Consultants Vance has 16 years of human resources and benefits-related experience. He believes quality, affordable health care is within reach for millions of working people, and employers hold the key. An accredited Health Rosetta Benefits Advisor, Vance is committed to helping them take measured steps proven to improve benefits and lower costs. DOWNLOADABLE RESOURCES THE WEBINAR PRESENTATION

https://www.epicbrokers.com/insights/become-talent-magnet/

New Guidance Expands ACA-Approved List of Women’s No-Cost, Preventive Services

Recent updates from the Health Resources and Service Administration (HRSA) will result in a more comprehensive list of preventive and screening guidelines for women and children, the Department of Health and Human Services (HHS) announced on December 30, 2021. The additions, including for the first time a requirement for certain group health plans to cover electric breast pumps, increase the number of preventive services available to women with no cost-sharing. Under the Affordable Care Act (ACA), signed into law in March 2010, certain preventive services and screenings covered by non-grandfathered health plans are available without a copay, deductible …

https://www.epicbrokers.com/insights/new-guidance-womens-preventive-services/