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Locations

Wherever you are, wherever you work, we are there with personalized coverage and professional service. Whether you’re just beginning the process of searching for the insurance brokerage or consulting services you need, have detailed questions about specific products, or are ready to go, a passionate and knowledgeable EPIC associate is ready to assist you. Connect with Sales Where We Are ALABAMA BIRMINGHAM 2720 3rd Avenue South Suite 100 Birmingham, AL 35233 CALIFORNIA CONCORD 1390 Willow Pass Road Suite 800 Concord, CA 94520 CALIFORNIA FRESNO 5250 North Palm Avenue Suite 220 Fresno, CA 93704 CALIFORNIA LOS ANGELES 4601 Wilshire Blvd …

https://www.epicbrokers.com/about/locations/

Contact Us

… hours). This ensures every business receives personalized assistance, regardless of complexity. Can I update my policy mid-term? Yes. As your business changes, your insurance should too. Whether you’ve hired employees, purchased equipment, expanded operations, changed locations, or added vehicles, we can help review your policy and make updates to ensure your coverage continues to meet your needs. What affects my premium? Insurance premiums are based on several factors, including your industry, business operations, location, payroll or revenue, claims history, coverage limits, deductibles, and the specific risks associated with your business. Our goal is to help you find …

https://www.epicbrokers.com/epic-perspectives-webbanner-jul-quantumania/

Contact Us

… hours). This ensures every business receives personalized assistance, regardless of complexity. Can I update my policy mid-term? Yes. As your business changes, your insurance should too. Whether you’ve hired employees, purchased equipment, expanded operations, changed locations, or added vehicles, we can help review your policy and make updates to ensure your coverage continues to meet your needs. What affects my premium? Insurance premiums are based on several factors, including your industry, business operations, location, payroll or revenue, claims history, coverage limits, deductibles, and the specific risks associated with your business. Our goal is to help you find …

https://www.epicbrokers.com/mainstreet/contact-us/

Don’t Let Your Fleet Become Your Biggest Liability

… owners, executives, and project leaders champion it by discussing it in team meetings, reviewing near misses, and reinforcing expectations, it sends a clear message that safety is everyone’s responsibility. Consistent communication across job sites and all branches of your business ensures that one location’s lessons become shared learning for all. Build realistic, enforceable policies. A written fleet safety manual is essential, but it must reflect reality. Policies that look good on paper but are impossible to follow can backfire in court when exceptions are made. Once your rules are set, use tools like continuous motor vehicle record …

https://www.epicbrokers.com/insights/dont-let-your-fleet-become-your-biggest-liability/

The Great Reshuffle

… and broadband systems face capacity limits Insurance losses from natural disasters, from wildfires, hurricanes, and floods, are rising in these high-growth regions For insurers and risk managers, this means reassessing catastrophe (CAT) modeling, updating Business Interruption plans, and understanding how infrastructure fragility can cascade across distributed workforces and asset locations. The Human Risk Factor: Talent, Turnover, and Leadership Blind Spots The Reshuffle isn’t just geographic, it’s cultural. Talent churn remains high. Leadership transitions are accelerating. Generational divides in work preferences are widening. These shifts have real implications: EPL claims are on the rise as hybrid policies spark …

https://www.epicbrokers.com/insights/the-great-reshuffle/

Cook Maran is now EPIC

… About Our Combined Resources Industry Specialties Product Suite Programs Insights About EPIC A unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm, EPIC was founded in San Francisco, California in 2007 and now has leadership and major regional offices across the country. EPIC Insurance Brokers and Consultants has a depth of industry expertise across key lines of insurance, including commercial property and casualty, employee benefits, unique specialty program insurance and private client services. VIEW ALL EPIC LOCATIONS Follow Us LinkedIn | X (Twitter) | Facebook

https://www.epicbrokers.com/cook-maran-is-now-epic/

2025: Personal Insurance Market Update

… due to factors such as mooring locations in CAT-prone areas, aging vessels over 20 years old, lithium-ion battery fires, and escalating claim costs & frequency. While some admitted market rates are starting to plateau in new business, certain carriers are actively pursuing growth in the yacht sector, offering greater underwriting flexibility for comprehensive accounts that include home, auto, and yacht insurance. We continue to see limited markets for boats valued between $5M and $10M. Overall, we believe P&I (Protection & Indemnity) rates will increase by 10%+. Cyber: Growing Importance in a Digital World Cybercrimes are growing in frequency …

https://www.epicbrokers.com/insights/2025-personal-insurance-market-update/

Pre-Storm Property Checklist

… a storm, covered with shutters or plywood. These types of doors are more vulnerable to wind damage than most other doors. Inspect and repair weak exterior door or window latches or hardware. Seal outside wall openings such as vents, outdoor electrical outlets, windows, doors, electrical boxes, vents, and pipes and locations where cables or pipes go through the wall. Use a tube of silicone caulk to seal cracks and gaps to keep water out of your home. Have drains, gutters and downspouts cleaned and, if necessary, repaired. If you have a generator, make sure that it is serviced and operable …

https://www.epicbrokers.com/services/claims-advocacy/disaster-preparedness/pre-storm-property-checklist/