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2025: Personal Insurance Market Update

… limited markets for boats valued between $5M and $10M. Overall, we believe P&I (Protection & Indemnity) rates will increase by 10%+. Cyber: Growing Importance in a Digital World Cybercrimes are growing in frequency and sophistication and should be a concern for all families. The insurance industry has recognized this growing risk and has developed protection through individual stand-alone policies, as well as endorsements to some homeowner policies. Given the current threat landscape, cyber insurance is increasingly important for families to consider. Coverage and pricing vary but worthy given the current threat. Prevention and Mitigation: Proactive Measures are Key Steps …

https://www.epicbrokers.com/insights/2025-personal-insurance-market-update/

Construction Safety Week: Build a Safer Tomorrow With EPIC

… procedures, and cultural factors that may contribute to unsafe behaviors. Companies should focus on developing “SMART” (Specific, Measurable, Accountable, Relevant, and Time-limited) action items following an investigation. By addressing system deficiencies and ensuring mechanisms are in place to highlight these issues, organizations can make meaningful improvements to their safety management systems. Bridging the Jobsite and Highway Safety doesn’t end at the job site. Bridging the gap between jobsite safety and highway safety is essential, especially for construction projects that involve roadwork. Ensuring that workers are trained in both environments and that safety protocols are consistently applied can reduce …

https://www.epicbrokers.com/insights/construction-safety-week-build-safer-with-epic/

EPIC Expands Leadership to Support Specialized Growth

… joins O’Neil as Co-President with a continued focus on growth, carrier and market relationships, along with placement strategy. In addition to his new responsibilities as Co-President, Moyles will continue leading and building the Financial Services platform while additionally focusing efforts on the upper middle market and large risk opportunities. His unique presence in the market will help position carrier relationships and augment placement capabilities within EPIC. Moyles joined EPIC as part of the 2018 acquisition of Vanbridge, the business he founded in 2008, and has continued to lead the division which helped form the cornerstone of the …

https://www.epicbrokers.com/insights/epic-expands-leadership-supporting-specialized-growth/

EPIC Expands Leadership in Northern California

… spectrum of benefits planning, construction, implementation, communication, and administration, with added expertise in alternative funding, worksite benefits, absence/leave management, and wellness. Perata and Quinn take on expanded roles as Vice Chairmen of EPIC’s Northern California region. Perata joined the firm as part of EPIC’s purchase of Jenkins Insurance Services from the Leavitt Group in July 2014, with a background in commercial property & casualty business, sales, and management. Quinn, specializing in construction and food and agriculture-related businesses, joined the firm in 2007 from AJ Gallagher & Co., and was part of the original group that formed EPIC …

https://www.epicbrokers.com/insights/epic-expands-northern-california-leadership/

Benefits Curve | How to Plan for GLP-1 Medications in 2025 and Beyond

… or lower-cost alternatives are effective for diabetes treatment. Strategies for smart utilization: Discover practical utilization management techniques to ensure the right patients get GLP-1s for the intended diagnoses. We also cover how to optimize coverage for patients with obesity. The future of GLP-1s: Gain insights into the upcoming pipeline and studies of expanded indications. We explore how these trends might impact costs in the coming years. View the recording Sign up for Benefits Curve Employer Risk Event Notifications You’ll receive invitations to our upcoming webinars covering timely employee benefits risk topics, with actionable takeaways. SUBSCRIBE NOW

https://www.epicbrokers.com/insights/benefits-curve-august-2024-pharmacy/

Benefits Curve | Going Global: Risks & Considerations for Any Company

… Matt Marmorek, National Practice Leader, Global (Non-U.S.) Employee Benefits, Lisa Malloy, CLU, REBC, FLMI, National Practice Leader, Life and Disability, and Eric Hays, Principal, Northeast Employee Benefits – was moderated by Kristin Bartone, Principal, Employee Benefits. What We Covered: Considerations for operational expansion overseas How to grow, attract, and retain talent globally Global benchmarking, tools and technology, and best practices Advantages of consolidating global and domestic benefits management View the recording Sign up for Benefits Curve Employer Risk Event Notifications You’ll receive invitations to our upcoming webinars covering timely employee benefits risk topics, with actionable takeaways. SUBSCRIBE NOW

https://www.epicbrokers.com/insights/benefits-curve-april-2024-global-benefits/

Supermarket Insurance Solutions

… Integration: The Supermarket General Liability Program together with the Exclusive Property Program produces comprehensive coverage and seamless integration across all aspects of your business. Holistic Protection: It also protects your business interests and investments from every angle, ensuring that all property and liability risks are fully analyzed and covered. Streamlined Management: This approach simplifies your insurance management process by consolidating coverage under one provider, giving you access to a single point of contact for all future insurance needs. Comprehensive Coverage Don’t leave your supermarket vulnerable to risk! Partner with the EPIC team and benefit from a unique insurance package …

https://www.epicbrokers.com/supermarket-insurance-solutions/

Plan Sponsors, Is it Time for a Retirement Offering Tune-Up?

Viewpoints from Jason Hamilton You should be sleeping like a baby now because you’ve nailed down your employee health benefits, even the ancillary ones. Bravo, you. But what about your retirement plan offerings? If they’re not keeping you awake, they likely are for your employees – nearly half of American households have no retirement savings. And many of the rest don’t have nearly enough saved. There’s a good reason you may have put it off. The challenges and pitfalls of managing retirement benefits are many: new legislation, fiduciary risk, and fee lawsuits, to name a few. EPIC …

https://www.epicbrokers.com/insights/retirement-plan-tuneup/