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Do You Have a Litigation Avoidance Plan?

… injured worker’s employment. Employees can often feel that suffering a work-related injury or filing a claim can lead to losing their job, or otherwise being discriminated against.  Uncertainty tends to drive employees to litigate. A perceived or actual threat to the injured worker’s entitlement to workers’ compensation benefits. A threat to benefits may result from a delay in compensability, denial of medical treatment by utilization review, or failure to pay temporary disability when the employee thinks it is owed. Feeling slighted may quickly drive employees to litigation. Not receiving information about their claim. It happens all too …

https://www.epicbrokers.com/insights/do-you-have-a-litigation-avoidance-plan/

National Senior Citizen Day 2023

According to the United States Census Bureau, the U.S. population over 65 has grown five times faster than the overall population in the past 100 years. According to the 2020 census, this age group is now 16.8%, making up 1 in 6 people over the age of 65. These statistics are one of the reasons why support and care for this group and their families are more critical than ever. EPIC has prioritized offerings through our employee assistance program and ‘Wellthy.’ ‘Wellthy’ provides personalized support to help employees tackle the logistical and administrative tasks of caring for their …

https://www.epicbrokers.com/insights/national-senior-citizen-day-2023/

EPIC POST: Q3 2021

… a dramatic decrease in claims and cost over the last few years. Their service has engaged with our property safety leaders by delivering meaningful reporting and leading quarterly team reviews with the whole team. This gives us the visibility and accountability that a strong safety program requires to be successful. Employee safety is a top priority for our agency and EPIC helps us keep that front and center across our estates.“ Client Testimonial, Napa Winery Regional Collaborations EPIC has launched TEAM INFERNO, a robust collaboration of EPIC’s executive team, concerned citizens, winery clients, insurance carriers, and sources for leading …

https://www.epicbrokers.com/insights/epic-post-q3-2021/

Spotlight on Accounting Firms Employment Practices Liability

… harassment or discrimination by third parties Expanded definition of Employee to include independent contractor, leased employees, volunteers, interns Broad coverage for claims brought by partners and failure to make partner claims Retaliation coverage for violations of Worker Adjustment and Retraining Notification Act (WARN), Consolidated Omnibus Budget Reconciliation Act (COBRA), disability benefits law, or similar laws when alleged in connection with a covered employment claim Employee privacy breach defense sublimit Punitive damage coverage, most favorable venue affirmation where insurable Claim reporting obligation is triggered only when executive committee within firm become aware of claim Full prior acts coverage available Worldwide coverage …

https://www.epicbrokers.com/insights/spotlight-on-accounting-firms-employment-practices-liability/

Spotlight on Law Firm Employment Practices Liability

… at the best possible cost. Examples of coverage features that can be negotiated include: Broad Definition of “Wrongful Employment Act” including coverage for actual or alleged wrongful termination, age, race or gender discrimination, harassment, retaliation, and other workplace torts Coverage for harassment or discrimination by third parties Expanded definition of Employee to include independent contractor, leased employees, volunteers, interns, of Counsel Attorneys  Broad coverage for claims brought by partners and failure to make partner claims Retaliation coverage for violations of WARN, COBRA, disability benefits law, or similar laws when alleged in connection with a covered employment claim Employee privacy breach …

https://www.epicbrokers.com/insights/spotlight-on-law-firm-employment-practices-liability/

PEO Transition Services

We Make it Easy to Leave We understand the hesitancy of leaving a PEO since it affords smaller companies without an in-house HR Team the ability to outsource HR services such as payroll, benefits, workers’ compensation and 401(K) administration. But if you’ve outgrown a one-size-fits-all approach, you’ll quickly find PEOs are not designed to offer the affordable, fully customized benefit programs you need. Now more than ever, the out-of-the-box benefits package your PEO provides isn’t going to serve your employee population’s evolving needs. True, uncompromised convenience. Here’s …

https://www.epicbrokers.com/peo-transition-services/

Pharmacy Solutions

Our Pharmacy Consulting Practice helps companies navigate the unique complexities of expertly managing the pharmacy benefit. We empower our clients to establish healthier, more productive cultures while ensuring the optimized financial performance of their pharmacy plans. Working with you instead of independently of you, we’ll assist you in determining your goals and, more importantly, help you reach them. Our partnerships are rooted in value and supported with industry acumen and ongoing innovation to bring you an integrated, results-driven approach to benefits consulting. Connect with Sales Pharmacy Services PROCUREMENT & CONTRACTING Contract review Request for proposal (RFP)/market check Opportunity …

https://www.epicbrokers.com/products/pharmacy-solutions/

COVID-19: Workers’ Compensation FAQs

… who has a confirmed exposure. Does the employer need to report the alleged work exposure to the WC carrier/TPA? In most circumstances – no. Exposure does not mean the employee sustained a compensable injury. A compensable injury is one that causes a disability or the need for medical treatment. My employee contracted COVID-19 while on a business trip for my company. Is this a compensable workers’ compensation claim? While an employee who contracts a disease while traveling for business may be eligible for workers’ compensation benefits in many jurisdictions, the analysis will be very fact-specific. In most states …

https://www.epicbrokers.com/insights/covid-19-workers-compensation-faqs/