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Why Employers Should Map Their COVID-19 Strategies Now

… and Prevention (CDC) guidelines – even after a vaccine is received – you may still be susceptible to the disease and be an asymptomatic carrier. So, it is important to follow mask, social distancing and handwashing guidelines until advised otherwise. This might be until a substantial number of Americans are vaccinated and the disease spread abates significantly. Third, because of accommodations and other regulatory concerns, it may be difficult for an employer to mandate their employees to be vaccinated unless vaccination is critical to job performance. However, most employers are likely to communicate the benefits of vaccination and encourage their workforce to

https://www.epicbrokers.com/insights/employers-should-map-their-covid-19-strategies-now/

Engaging Generation Z in the Workplace

I’m trying very hard to stay cool, which is becoming increasingly difficult as I approach forty. Eventually, I’ll give in and realize that, as the man says, “time is undefeated,” and stop trying. But when I look to Generation Z, those born between 1990 and 1999, I get a glimmer of hope. Viewpoints from Bob Simpson But first, here’s a sobering thought for those of you around my age – Generation Z makes up about twenty percent of the current workforce. The kids are taking over. Like you, I envision Gen Zers tweeting during board meetings, taking Instagram …

https://www.epicbrokers.com/insights/engaging-generation-z-in-the-workplace/

Healthcare Change May Come from Laws Passed in Final Days of Trump Administration

… which includes the No Surprises Act. The provisions of these laws dovetail with President Biden’s agenda. The laws make significant inroads on cost transparency and the elimination of surprise billings. The No Surprises Act requires that beginning January 1, 2022 consumers can receive a good faith Advanced Explanation of Benefits before healthcare is delivered. They will also be protected against surprise billing from an out-of-network provider in conjunction with an in-network stay unless there is advance consent, which is allowed only in non-emergency situations. For the consumer, liability is limited to the plan’s in …

https://www.epicbrokers.com/insights/healthcare-change-may-come-from-laws-passed-in-final-days-of-trump-administration/

Covering Coronavirus: Risk Considerations Volume 2, Issue 3

EPIC Risk Advisory Bulletin Volume 2, Issue 3 In this issue, we take a focused look at: Supply Chain and Business Risks UK Extends Loan Schemes, Will the US Follow Suit? TSA Implements Executive Order Regarding Face Masks Canada Introduces Further Restrictions on International Travel Insurance Products and Coverage Information Entertainment Insurance Business Interruption Presumptive Compensability News of Note Human Resources and Employee Benefits President Biden Asks DOL to Consider New Workers Rights OSHA Releases Guidance on Vaccinations Insights from Across the Firm The information presented here is intended to provide a high level overview of critical areas of concern …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-2-issue-3/

Claims Surpluses Hold Through 2020

With December now in the rearview mirror, we finally have a complete picture of our clients’ 2020 plan year costs and the results have been VERY favorable. Taking a high-level review of tens of thousands of members’ claims, the total plan year costs for our Northeast clients ran about 10% under the budgeted rates for the year – more favorable than anticipated at the beginning of the pandemic. Viewpoints from Adam Okun While it was clear Q2 plan costs were heavily suppressed due to the wholesale shutdown of the healthcare delivery system as it focused nearly exclusively on COVID-19 …

https://www.epicbrokers.com/insights/claims-surpluses-hold-through-2020/

Top 3 Risk Management & Benefits Solutions for Law Firms in 2021

… In a recent 30-minute webinar, we covered three solutions that will steer law firms toward success in another unpredictable year. The Three Solutions We Explored: Why Every Law Firm Should Consider a Health Plan Captive The Trifecta of Cyber Trouble Law Firms Face The Best Kept Secret in Executive Benefits In case you weren’t able to join us, we invite you to watch a recording of this webinar. PLAY RECORDING LAW FIRM FOCUS Our National Law Firm Practice features a team of professional liability and employee benefits consultants who are grounded in real-life, industry-based experience and …

https://www.epicbrokers.com/insights/top-3-risk-management-solutions-for-law-firms-in-2021/

EPIC Insurance Brokers & Consultants Acquires Pharmaceutical Strategies Group

EPIC announced today that it has agreed to acquire Pharmaceutical Strategies Group (PSG). The move incorporates the expertise and resources of the nation’s largest independent pharmacy benefit consulting firm into the EPIC Employee Benefits Consulting practice. As a strategic partner to self-insured employers, health plans and health systems, PSG is an experienced navigator of the complex drug pricing market, and generates more than $4.8 billion in drug cost savings for clients each year. “The opportunity to continue the next phase of our journey with EPIC is exciting,” said Dave Borden, PSG Founder. “For more than 25 years …

https://www.epicbrokers.com/insights/epic-insurance-brokers-consultants-acquires-pharmaceutical-strategies-group/

EEOC Proposed Wellness Rules Addressing Permitted Incentive Limits

Quick Facts The proposed ADA rules allow only offer de minimis incentives for participation in most employer-sponsored wellness programs. There is an exception to the incentive limit for health-contingent wellness programs that are part of a group health plan. The proposed GINA rules allow a de minimis incentive in exchange for family members (including spouses) responses to responding to inquiries about their own manifestation of diseases or disorders. The EEOC removed the requirement for participants to be provided with a specific confidentiality notice regarding the collecting of medical information. On January 20, 2021 the Biden Administration withdrew publication …

https://www.epicbrokers.com/insights/eeoc-proposed-wellness-rules-addressing-permitted-incentive-limits/