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Benefits Curve | Rethinking Benefits Funding: Why the Status Quo Is No Longer a Risk Strategy

For many employers, healthcare benefits have become one of the largest and least predictable business expenses. What was once treated as a relatively stable cost now carries significant volatility, uncertainty, and risk. Skyrocketing healthcare costs, including larger-than-ever high-cost claims, and shifts in pharmacy costs are forcing organizations to explore creative alternatives for cost savings. Renewal conversations are tougher. Negotiating with medical carriers on renewals is harder. Leadership teams are asking for solutions to manage the trend long-term. In today’s environment, reviewing how you fund your benefits is no longer a status quo, it’s a …

https://www.epicbrokers.com/insights/benefits-curve-rethinking-benefits-funding-status-quo-no-longer-risk-strategy/

EPIC Welcomes Miranda Rodriguez

… introduce innovative technology integrations and connect regional expertise across the organization. “EPIC’s size, structure and growth mindset presented a unique opportunity to build on a strong foundation and create something transformative,” said Rodriguez. “I’ve spent much of my career developing real estate practices and EPIC offers the autonomy, leadership support and resources to build a truly national platform—one that serves clients across the full spectrum of commercial real estate while enabling teams across the organization to collaborate more effectively.” Based in Charlotte, North Carolina, Rodriguez brings more than 15 years of industry experience in real estate risk …

https://www.epicbrokers.com/insights/epic-welcomes-miranda-rodriguez/

Trends in Workplace Wellness: From Point Solutions to a Connected Ecosystem

… siloed wellness initiatives that operate independently of the overall population health strategy. So, while employers want integration, many are still struggling to achieve it. EPIC Insight: Point solutions have the greatest opportunity to deliver return on investment (ROI) when they’re part of a coordinated wellbeing framework supported by organizational leadership that drives clear objectives and willingness to invest in engagement initiatives and communications that help employees understand how offerings fit together. The Engagement Imperative: Still the #1 Challenge Low engagement tops the list of employer pain points. Many organizations rely heavily on traditional communication channels while underusing tactics like …

https://www.epicbrokers.com/insights/trends-workplace-wellness-report-point-solutions-connected-ecosystem/

The Great IP Erosion: What Happens When China Stops Playing by the Rules

… reverse-engineered and sold globally Pharmaceuticals: Years of research lost when generics hit the market immediately Entertainment: Streaming services overwhelmed by pirated content Consumer Brands: Counterfeits eroding trust and diluting brand equity The effect isn’t just financial. It eats into competitiveness. It makes investors nervous. And it puts your leadership team under pressure when shareholders ask, “Why weren’t we prepared?” The Insurance Angle: What’s Covered, What’s Not Here’s where things get interesting for risk managers and brokers. IP risk has always been tricky to insure. Traditional policies don’t cover the value of stolen know …

https://www.epicbrokers.com/insights/the-great-ip-erosion/

Don’t Let Your Fleet Become Your Biggest Liability

… more control over it than you might think. Construction firms that take a proactive approach to fleet safety and driver management can reduce losses, protect workers, and ultimately reinvest the savings back into their business. Best Practices for Reducing Fleet Risk One bad decision behind the wheel can change a company’s entire trajectory. To stay ahead of auto risk, treat it as a leadership responsibility, not just a driver issue. Here’s how you can strengthen your fleet safety program and protect your people, reputation, and bottom line. Lead from the top. Fleet safety starts with leadership. When company

https://www.epicbrokers.com/insights/dont-let-your-fleet-become-your-biggest-liability/

The Great Reshuffle

… from natural disasters, from wildfires, hurricanes, and floods, are rising in these high-growth regions For insurers and risk managers, this means reassessing catastrophe (CAT) modeling, updating Business Interruption plans, and understanding how infrastructure fragility can cascade across distributed workforces and asset locations. The Human Risk Factor: Talent, Turnover, and Leadership Blind Spots The Reshuffle isn’t just geographic, it’s cultural. Talent churn remains high. Leadership transitions are accelerating. Generational divides in work preferences are widening. These shifts have real implications: EPL claims are on the rise as hybrid policies spark legal disputes Directors & Officers (D&O) insurance must …

https://www.epicbrokers.com/insights/the-great-reshuffle/

Chartwell Insurance Services is now EPIC

About / Mergers & Acquisitions / Chartwell Insurance Services Chartwell Insurance Services (“Chartwell”) and EPIC Insurance Brokers and Consultants have joined forces. Operating as one EPIC company, you can now find information about our shared capabilities and the additional resources available to our clients on epicbrokers.com. Regardless of the name, our commitment to our clients has never changed. You will continue to receive the quality of service that you have come to expect, now enhanced by our access to new markets and our highly capable colleagues located worldwide. We continue to be based in Chicago with local leadership and the same team …

https://www.epicbrokers.com/about/mergers-acquisitions/chartwell-insurance-services/

EPIC Expands Entertainment & Sports Specialty with the Addition of John Beam

… colleagues across EPIC, are pleased to welcome John to the team,” said Alex Fairly, Executive Chairman of the Fairly Group. “EPIC has built a strong risk consulting and sports & entertainment practice, and John’s credibility and experience will meaningfully contribute to our continued progress. John is well regarded for his leadership and integrity, and we greatly value his decision to join our organization.” EPIC’s approach to entertainment and sports centers on reducing clients’ total cost of risk through bespoke insurance programs tailored to their operations. Its professional sports clients include the NFL, MLB, MLS, NHL, several regional leagues and …

https://www.epicbrokers.com/insights/epic-welcomes-john-beam/