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The Billion-Dollar Build: Insuring the Megaproject Era

… activism. Occupational fatalities in construction remain among the highest of any industry. Furthermore, multistate and multinational labor pools increase exposure to compliance risk under state and federal law, including wage-and-hour regulation, occupational safety standards, and immigration audits. Smart risk strategies include: Workers’ Compensation with high-limit extensions and location-specific endorsements Employment Practices Liability (EPL) in cross-state hiring contexts On-site health & safety embedded coverage, audit clauses, and telemedicine partnerships Human capital is becoming a first-order risk class. As workforce-related incidents rise in frequency and severity, we’re seeing increased underwriting scrutiny, more claims documentation …

https://www.epicbrokers.com/insights/the-billion-dollar-build/

AWS Disruption Spurs Regulatory Focus on Third-Party Risk Management

… notification, and compliance clauses. Address data location, subcontractor use, Artificial Intelligence usage, and exit obligations. 3. Ongoing Monitoring and Oversight Periodically reassess TPSPs and monitor cybersecurity practices. Integrate TPSP risk into incident response and business continuity planning. 4. Termination Revoke access, ensure secure data return or destruction, and conduct final risk reviews. In addition to the risk mitigation and management tips in the Guidance, organizations should also be thinking about cyber insurance. While a robust third-party risk management strategy aims to prevent incidents, cyber insurance helps to mitigate financial losses when a TPSP-related cyber event inevitably occurs …

https://www.epicbrokers.com/insights/aws-disruption-spurs-regulatory-focus-third-party-risk-management/

Report an Auto Claim

… 5246Call 800-243-5860Call 800-252-4633Call 800-772-4482Call 800-505-0193Call 800-425-9113Call 800-987-3373Call 800-216-1420Call 844-388-5677Call 800-435-0397Call 800-725-9472After-hours claim emergencies: Call 833-901-4190EmailThis field is for validation purposes and should be left unchanged. For Offline Use: Download the Carrier Contact List (PDF) Be Prepared When reporting a claim, be prepared with the following information: Name Date Time of loss Location Description Phone number Insurance policy information for all parties involved in the accident Were the police called? If so, what is the police report number?

https://www.epicbrokers.com/services/claims-advocacy/report-auto-claim/

Post-Storm Checklist

… Separate Property. With respect to your personal property, and to the extent possible, separate the damaged and undamaged items. Unless there is a safety or health concern with damaged property, do not destroy the damaged items until your insurance company has had a chance to inspect them. Document/Photograph Damaged Property. Take multiple photographs of damaged rooms, furnishings, personal property (including automobiles), etc., especially for those damaged items you cannot retain until your insurance company has a chance to inspect them. Be sure to enable geotagging (turn on location services) when taking photographs or video, which may help ease your

https://www.epicbrokers.com/services/claims-advocacy/disaster-preparedness/post-storm-checklist/

Claim Forms

… to start your claims process. Email: Phone: (888) 234-1384First Name*Last Name*Telephone*Email* Claim Type* HPDE, Track Day, or Time Trial Off-Track Incident InformationDate of Loss* MM slash DD slash YYYY Approximate Time of Loss* Hours : Minutes AM PM AM/PM Policy Number*Incident Location / Address*Describe the Details of the Loss*Consent* I agree to the privacy policy and statement below.The information you enter in the message box above is not secured in transit. Please do not enter information that would be considered sensitive, confidential, or private such as social security number …

https://www.epicbrokers.com/programs/motorsports/claim-forms/

Risk and Resilience: A Closer Look at Florida’s Property Insurance Market

… All Options: Find ways to safeguard. Mitigating properties to prevent damage, adding superior alarms for additional discounts (water leak detection, lightning protection, or installation of permanent generators), choosing the right location, and reviewing the marketplace are key to a successful insurance program. Choose A Knowledgeable Broker: EPIC advisors stand ready to address your insurance and risk management needs. Finding a knowledgeable broker that has broad marketing capabilities is important. At EPIC, our national footprint includes a regional Boca Raton, Florida location, which enhances our expertise and carrier choices. For more information, visit our Private Risk page or contact us directly.

https://www.epicbrokers.com/insights/floridas-property-insurance-market/

ICHRA: Not Your Parents’ Employee Benefits…Better

… offer ICHRA tax credits for small businesses. Working for you at the intersection of cost and culture Our job as your employee benefits advisor is to build a plan at the intersection of cost and culture that is tailored to you and your employees, whether you’re in the same location or remote and spread out across the country. Your EPIC advisor uses sophisticated technology and modeling that allows us to apply your desired outcome with your population’s health, age, and geography to determine your optimal path to your ideal offering and savings. We look forward to showing you …

https://www.epicbrokers.com/insights/ichra-individual-coverage-hra/

Long-Term Care Insurance: Value-Added Benefit or New State Payroll Tax?

… A 401(k) is a known financial vehicle to support us into retirement while private long-term care insurance is becoming increasingly relevant as a protection of our 401(k) assets. Here are some factors to consider when determining if LTC is right for your employee population: Is the geographic location of your employees likely to be impacted by the legislative landscape of their state(s)? This could determine whether you look at this sooner rather than later. Do employees value and participate in optional life insurance? If yes, they may be interested in purchasing this type of product. Many …

https://www.epicbrokers.com/insights/long-term-care-value-add-payroll-tax/