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Careful Who You Hire to Drive: Punitive Damages are Not Covered by Insurance

There’s Risk in Exceptions Not once a week, not twice a week, but ten times a week we are asked to make an exception to allow a driver with too many traffic violations to be included on the company’s insurance policy. We are given one of two rationales which never vary. Either, “I am desperate to find someone, anyone, to drive my route truck.” Or, “He is a long-term, key employee, and I cannot lose him!” We get it, we empathize. However, it is essential that you fully understand the risks to the company, and to you …

https://www.epicbrokers.com/insights/careful-who-you-hire-to-drive-punitive-damages-are-not-covered-by-insurance/

EPIC Adds Blake Chauvin as Vice President

EPIC Insurance Brokers and Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today that Blake Chauvin has joined the firm as a Producer in its Concord, California office.  Chauvin, will be responsible for risk management consulting and the design, placement and management of property and casualty insurance programs. He will primarily focus on Private Equity and M&A clients and their unique needs. Chauvin brings over 20 years of experience in risk management and business consulting. He has a wealth of knowledge in working with clients in technology, energy, and healthcare, large retail and real …

https://www.epicbrokers.com/insights/epic-adds-blake-chauvin-as-vice-president/

EPIC Adds Wesley Carson as Senior Vice President

EPIC Insurance Brokers and Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today that Wesley Carson has joined the firm as a Senior Vice President, Employee Benefits in its Sacramento, California office.  Carson will be responsible for employee benefits consulting and the design, placement, and management of custom programs. He will primarily focus on mid to large group plans with EPIC clients. Carson brings over 20 years of experience in health and benefits consulting. His background includes experience in employee benefits, health insurance, professional liability, property & casualty insurance. Prior to joining EPIC, Carson held positions …

https://www.epicbrokers.com/insights/epic-adds-wesley-carson-as-senior-vice-president/

EPIC Launches National Farm & Ranch Practice

EPIC Insurance Brokers and Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today they are expanding their insurance offering in the Farm & Ranch Insurance market with the practice being led by Chris Moore (President, EPIC Farm & Ranch). The Farm & Ranch practice will be a culmination of specialists in Indiana and Florida serving clients across a national footprint. Chris joined EPIC from ONI Risk Partners where he led the Farm & Agribusiness practice. ONI Risk Partners was a part of the acquisition of Prime Risk Partners by EPIC in November 2019. Chris currently works with over 100 …

https://www.epicbrokers.com/insights/epic-launches-national-farm-ranch-practice/

EPIC Adds Kevin Melvin

… Melvin is responsible for new business development and the design, placement, and management of property and casualty insurance programs, providing risk management strategies and solutions to Charter Schools in North Carolina, Georgia, Florida, and Tennessee. Melvin joins EPIC from F.N.B. Corporation, where he served as Vice President and Risk Management Advisor. Focused on emerging operational risk while improving the bottom line and risk profile for organizations, he coached clients through implementing effective risk management practices by looking at the total cost of risk. Melvin also spent a large part of his career with McGriff Insurance Services and BB …

https://www.epicbrokers.com/insights/epic-adds-kevin-melvin/

EPIC Launches National Specialty Practice, Asset Lifecycle Management

EPIC Insurance Brokers & Consultants announced today the launch of a national specialty practice, Asset Lifecycle Management, providing risk consulting and risk transfer solutions focused on clinical and electronic equipment. Large healthcare systems, major universities, and financial institutions rely on electronic equipment to conduct daily operations. EPIC is a leading provider of equipment maintenance management programs. EPIC’s approach reduces a client’s cost of maintaining a portfolio of equipment while delivering improved equipment performance, reduced downtime, enhanced internal customer satisfaction. The EPIC team led by Managing Principals, John Bowman and Tony Gerrato, have extensive industry experience and technical expertise. “We …

https://www.epicbrokers.com/insights/epic-launches-national-specialty-practice-asset-lifecycle-management/

Construction Safety: What's New for 2020?

… their training to include elements of the new standard. Between now and March 1, operators should be trained to the new (voluntary) standards. The standards not only require operators to be trained, but their supervisors as well. To comply, the training must be based on the new standards. Rescue and risk assessment plans are required as well. For operators, the training includes general-knowledge and practical-application components. The general-knowledge portion can be instructor-led or completed online. Operators must also demonstrate proficiency in operating the aerial lifts (MEWP). Supervisors of anyone operating an aerial lift must undergo the …

https://www.epicbrokers.com/insights/construction-safety-whats-new-for-2020/

Random Drug & Alcohol Testing Rate Changes

Drug and Alcohol Clearinghouse is Fully Operational and Mandatory Use is Now in Effect In 2019, EPIC’s Vice President of Transportation & Logistics Risk Control Michael Nischan warned that it was likely the random drug testing rate would revert back to 50 percent from the 25 percent rate put in place four years earlier. Unfortunately, that is precisely what happened. Based on the results of the 2018 FMCSA Drug and Alcohol Testing Survey, the positive rate for controlled substances random testing increased to one percent. As a result, the FMCSA was required to increase the controlled substances minimum annual percentage …

https://www.epicbrokers.com/insights/random-drug-alcohol-testing-rate-changes/