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PEO Transition Services

We Make it Easy to Leave We understand the hesitancy of leaving a PEO since it affords smaller companies without an in-house HR Team the ability to outsource HR services such as payroll, benefits, workers’ compensation and 401(K) administration. But if you’ve outgrown a one-size-fits-all approach, you’ll quickly find PEOs are not designed to offer the affordable, fully customized benefit programs you need. Now more than ever, the out-of-the-box benefits package your PEO provides isn’t going to serve your employee population’s evolving needs. True, uncompromised convenience. Here’s …

https://www.epicbrokers.com/peo-transition-services/

Pharmacy Consulting

Pharmacy is no longer a side conversation in your benefits strategy. It is one of the largest, fastest-growing, and most complex parts of what you spend on employee health, and it carries a real fiduciary responsibility to the people and the dollars behind it. New high-cost therapies hit the market every quarter. PBM economics shift underneath you. Members face more complexity at every step. Managing this benefit often stretches across teams and consumes time your organization does not have. EPIC’s Pharmacy Solutions practice, powered by PSG, was built to help you manage that complexity. For more than …

https://www.epicbrokers.com/services/pharmacy-consulting/

COVID-19: Workers’ Compensation FAQs

… who has a confirmed exposure. Does the employer need to report the alleged work exposure to the WC carrier/TPA? In most circumstances – no. Exposure does not mean the employee sustained a compensable injury. A compensable injury is one that causes a disability or the need for medical treatment. My employee contracted COVID-19 while on a business trip for my company. Is this a compensable workers’ compensation claim? While an employee who contracts a disease while traveling for business may be eligible for workers’ compensation benefits in many jurisdictions, the analysis will be very fact-specific. In most states …

https://www.epicbrokers.com/insights/covid-19-workers-compensation-faqs/

California Employer's Liability for Serious and Willful Misconduct

Under California Labor Code § 4553, an employer that is found to have caused an employee’s injury by its “serious and willful misconduct” will be ordered to pay an amount equal to half the value of all benefits paid as a result of the injury. This includes all temporary and permanent disability, medical, and vocational rehabilitation benefits. This is important to note because we’re seeing lawyers increasingly push “serious and willful misconduct.” Employers need to be aware that not only is this uninsurable, this is all it takes to prove a case: Proof that the employer failed to act …

https://www.epicbrokers.com/insights/california-employers-liability-for-serious-and-willful-misconduct/

Employment Practices Liability Insurance for Law Firms

… unique exposures faced by law firms. Some examples of coverage features that can be negotiated include: Wrongful Employment Act definitions, including coverage for actual or alleged wrongful termination, age, race or gender discrimination, harassment, retaliation, and other workplace torts Coverage for harassment or discrimination by third parties Independent contractor, leased employee, and volunteer coverage Broad coverage for claims brought by partners and for claims for failure to make partner Defense cost coverage for violations of WARN, COBRA, disability benefits law, or similar laws when alleged in connection with a covered claim Punitive damage coverage, most favorable venue affirmation where insurable …

https://www.epicbrokers.com/insights/employment-practices-liability-insurance-for-law-firms/

Equine

… Packages can include the main residential buildings, other dwellings, farm structures, contents of all buildings, equipment and machinery, and may include more than one location. Workers’ Compensation Insurance We offer Workers’ Compensation for most types of business including the equine industry. This insurance provides benefits to employees for work-related injuries and financial compensation to the worker for loss of earnings. It can also provide death benefits in the event of a fatality. If you have one or more individuals performing services for financial consideration you may be required by law to provide them with workers’ compensation insurance. Our …

https://www.epicbrokers.com/industries/farm-and-ranch/equine/

Communications & Engagement

Most employees don’t ignore their benefits on purpose. They just never got the right information, at the right time, in the right format. EPIC’s Communications & Engagement team exists to change that. We’re communicators, writers, designers, strategists, and project managers who build campaigns that reach people, whether that’s through a digital wallet card, a custom benefits campaign, a video series, or a well-timed email. We work alongside your HR and benefits teams to create communications that drive real understanding and real action, from open enrollment through year-round engagement. This isn’t about making things look …

https://www.epicbrokers.com/services/communications-engagement/

Voluntary Benefits

… analysis and market solutions that help in building quality plans and programs. Connect with Sales Capabilities Full-service management of voluntary benefits strategies Integrated program development to complement core plan offerings Customized plan designs and delivery solutions Benefit portfolio analysis to determine the best product and carrier placements Dedicated voluntary benefits account management team for ongoing support What to Expect from EPIC We are here to help with voluntary benefits needs to solve employer challenges, including: Enhancing an existing benefit strategy with voluntary benefits and long-term care programs Diversifying benefit solutions and plan options for employees Assistance and advice …

https://www.epicbrokers.com/services/voluntary-benefits/