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Medicare Part D Redesign: Do You Know Your Creditable Coverage Status?

Medicare is a government program that provides health insurance for people 65 or older, people under age 65 with certain disabilities, and anyone with End-Stage Renal Disease (ESRD). It is administered by the Centers for Medicare and Medicaid Services (CMS), a division of the Department of Health and Human Services (HHS). Since 2006, the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) prescription drug benefit (Medicare Part D, or Part D) allows all persons who are eligible for and enrolled in Medicare (due to age, disability or ESRD) to purchase Part D prescription drug coverage if they …

https://www.epicbrokers.com/insights/medicare-part-d-redesign-creditable-coverage/

EPIC Welcomes Adam Sandler

Adam Sandler Has Joined EPIC’s Real Estate and Hospitality Teams We are pleased to welcome Adam Sandler to our Real Estate and Hospitality leadership team. In his new position, Adam will advance the capability of our practice, develop new partnerships, and increase the value for our customers. Adam is based in our New York City office and will report to Marc Kunney, President Risk Management. “Adam is focused,” Marc said, “on innovative ways clients can better understand, mitigate, and manage their risks, and he will bring fresh solutions and ideas to our current and prospective clients.” Adam brings more …

https://www.epicbrokers.com/insights/epic-welcomes-adam-sandler/

EPIC Welcomes Matt Heincker

Heincker Joins the Midwest Region as Practice Leader, Employee Benefits EPIC is thrilled to welcome Matt Heincker as the new Practice Lead for Employee Benefits in the Midwest region. With a wealth of knowledge and over ten years of specialized experience, Matt steps into his role ready to foster the growth and development of early-career employee benefits producers. His expertise will be instrumental in advising large employers on innovative strategies, all while leveraging EPIC’s top-tier resources to ensure their success. “Matt’s arrival marks a significant addition to our growing team,” says Dan Grelecki, Midwest Sales Leader …

https://www.epicbrokers.com/insights/epic-welcomes-matt-heincker/

Compliance Matters Newsletter | May 2024

Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources hot off the press: Employee Benefits Compliance Alerts This month’s Compliance Matters newsletter provides a comprehensive review of the following topics. To obtain your copy, please use the form below to download. DOL Releases Final Rules for STLDI & Fixed Indemnity Plans IRS Revisits Tax Treatment for Certain “Wellness” Arrangements New IRS Guidance for Work-Life Programs CMS Final Rule Limits Medicare Advantage Compensation for Brokers & Agents Change Healthcare Cyber Attack: Update & Next Steps 2024 …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-may-2024/

Recent Cases Highlight Section 1557 Discrimination in Fertility Treatments

… in 2016. However, in accordance with the 2020 Supreme Court of the United States’ (SCOTUS’s) decision in Bostock v. Clayton County, the recently proposed rules interpret the term “sex” to include sexual orientation and gender identity. Two recent court cases highlight §1557’s reach. These cases hinge on fertility benefits and discrimination against individuals in the LGBTQ+ community. Employer plan sponsors should monitor developments with these cases in the event they may need to make changes to plan coverage. Berton v. Aetna, Inc. In a 2024 case out of the Northern District of California, Berton v. Aetna, Inc., the …

https://www.epicbrokers.com/insights/section-1557-fertility-discrimination/

Benefits Curve | Going Global: Risks & Considerations for Any Company

… and practical, actionable advice about the global benefits landscape and proactive planning for risks you may not have considered. Our panel of specialists – Matt Marmorek, National Practice Leader, Global (Non-U.S.) Employee Benefits, Lisa Malloy, CLU, REBC, FLMI, National Practice Leader, Life and Disability, and Eric Hays, Principal, Northeast Employee Benefits – was moderated by Kristin Bartone, Principal, Employee Benefits. What We Covered: Considerations for operational expansion overseas How to grow, attract, and retain talent globally Global benchmarking, tools and technology, and best practices Advantages of consolidating global and domestic benefits management View the Recording “*” indicates required fields First Name …

https://www.epicbrokers.com/insights/benefits-curve-april-2024-global-benefits/

EPIC Welcomes Noah Bruni

Bruni joins the Northeast Region as Vice President, Commercial Lines EPIC is proud to announce that Noah Bruni has joined the firm as Vice President, Commercial Lines. In his new role, Bruni will be serving as a client advisor, working with mid-market companies for their commercial insurance needs in the Northeast. “We are very excited to have Noah join our expanding team in New England” says Patrick Canavan, New England Growth Leader for EPIC. “Noah’s presence allows us to further expand our reach into southern New England and provide our unique solutions to Southern New England mid-market …

https://www.epicbrokers.com/insights/epic-welcomes-noah-bruni/

So Now I Have Global Healthcare Benefits Considerations?

… in-pats here in the U.S., or have remote workers who have taken the opportunity to move to Lisbon, Quebec City or Timbuktu, your employee benefits need an integrated approach and a global support network to keep up. Trust us on this. We speak your language and theirs, too. Benefits professionals don’t have to struggle to level up if they have a knowledgeable and globally connected partner working to support their best interests. You’re competing for top talent that knows no borders. Still, benefits professionals are finding that their tried-and-true benefits strategy, which has served …

https://www.epicbrokers.com/insights/global-benefits-considerations/