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The Cyber Insurance Market: Is There Light at the End of the Tunnel?

… rate increases still vary widely based on company size, industry, claim activity, and the extent of security controls. Large organizations and certain industry sectors are still struggling with significant increases. Still Looking for Skin in the Game Most cyber insurers still rely on high retention and deductibles to spread the risk with the policyholder. However, today, high retention is more likely to be accompanied by a premium credit of some sort. Capacity Reemerging For the first time in almost two years, carriers are reemerging with offers of $10 million limits on primary layers, along with pricing that (in some instances …

https://www.epicbrokers.com/insights/cyber-insurance-market/

The Healthcare Industry Grapples with Misconfigured Meta Pixel

Many healthcare organizations are facing legal scrutiny over alleged improper gathering and disclosure of sensitive information via a tracker called the Facebook/Meta Pixel (“Meta Pixel”). An investigation by The Markup in June 2022 found that 33 of the top 100 hospitals in the United States use the Meta Pixel on their websites. A Meta Pixel is a small piece of JavaScript code, commonly referred to as a web beacon, that allows you to track visitor activity on your website. Many hospitals and health systems have these web beacons embedded on their websites and inside password-protected patient portals. According …

https://www.epicbrokers.com/insights/healthcare-industry-meta-pixel/

EPIC POST: Q3 2022

In June, EPIC assembled a wildfire panel in Napa, California with the financial resiliency of wineries as the focus of our presentation. The panel discussed the urgency to re-imagine California’s approach to wildfire risk through technology, public/private collaboration, and advanced mitigation. Wildfire Symposium Dealing with the threat of wildfires-which continue to increase in complexity, frequency, and magnitude-require a collaborative and innovative solution [Humans are the most significant contributing factor to wildfire ignitions, causing around 87 percent of all wildfires nationally every year. Most of these fires can be prevented. Preventable wildfires threaten lives, property, and …

https://www.epicbrokers.com/insights/epic-post-q3-2022-winery-report/

EPIC Welcomes Alan Boring

Joins as Regional Director of Business Development EPIC is excited to announce that Alan Boring has joined the firm as a principal. As Regional Director of Business Development for EPIC’s Southern California region, Boring will serve the increasingly complex client risk management needs while supporting EPIC’s Property & Casualty growth plans. He will also focus on Senior Level Client Engagement. Boring brings to EPIC over 35 years of experience in the insurance brokerage and large account client service sectors. His experience spans across many client industries as well as client-facing roles in various capacities. He joins EPIC from …

https://www.epicbrokers.com/insights/epic-welcomes-alan-boring/

EPIC Welcomes Parker Rains

Rains Adds to Middle Market Property & Casualty Practice EPIC is excited to announce that Parker Rains has joined the firm as Managing Principal within its Property & Casualty Practice. In his new position with EPIC, Rains will focus on business development and client management by providing risk management advice and consultation to help clients fulfill long-term goals for their businesses. He will be based in Nashville. Rains was previously an executive vice president for a regional middle market commercial insurance agency, and head of its Nashville regional office, covering the Tennessee, Alabama, and Florida markets. He was named to Insurance …

https://www.epicbrokers.com/insights/epic-welcomes-parker-rains/

EPIC in Central Pennsylvania

Watch Pamela, Brian, David, and John as they share their favorite things about EPIC and Central PA! Enjoy their video messages. What About EPIC Excites You the Most? EPIC Values That Resonate What Motivates You? Favorite Thing in Central PA Tell us More about the Harrisburg Office Pamela, Brian, David, and John are responsible for business development in employee benefits and property and casualty lines at EPIC. With this mighty team’s help, we are opening our new office and expanding our footprint in the community. Office Location 1007 Mumma Road Suite 100 Lemoyne, PA 17043 View our other locations!

https://www.epicbrokers.com/insights/epicinpa/

Improve Your Online Reviews With … Insurance?

Let’s say your organization has just completed an overhaul of your employee benefits plan. It’s fairly priced for singles and families. It offers extended leave for new parents or to take care of aging parents. It even provides voluntary benefits, a 401(k) program, and more. How will you use it to win the battle for top talent during the Great Reshuffle? Or perhaps you’ve reduced injuries (and claims) across the company as a result of moving to short training podcasts. You could add these statistics to your recruiting materials, but today that’s not enough. How …

https://www.epicbrokers.com/insights/improve-online-reviews-with-insurance/

Boost Retention with Better Benefits, Culture & Safety

… more motivated, energetic, and enthusiastic about their jobs which translates to higher retention. Take safety seriously. Every workplace carries some risks, from carpal tunnel to slips to malfunctioning equipment. EPIC’s experienced teams consult closely with you to identify, analyze and manage the broadest possible range of corporate and individual risk. Claims management, training and safety awareness strategies are important steps in demonstrating your company’s commitment to a safe work environment. Engage employees in safety. Does your organization have a proactive program to minimize litigation from workers’ compensation claims? EPIC provides onsite workshops to teach supervisors important skills such …

https://www.epicbrokers.com/insights/boost-retention-benefits-culture-safety/