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California COVID-19 Alert

Executive Order Makes it Easier For Essential Workers in California to Obtain Workers’ Compensation Benefits On Tuesday, May 6, 2020, Governor Newsom signed an executive order that will make it easier for essential workers who contract COVID-19 to obtain workers’ compensation benefits. This order creates a rebuttable presumption that California’s essential employees who contract COVID-19 in the course of their employment are eligible for workers’ compensation benefits. This order will broaden benefits to all sectors, as long as the employee tests positive for COVID-19 by a physician. In addition to healthcare and first responders, the executive …

https://www.epicbrokers.com/insights/california-covid-19-alert/

EPIC Announces Dave Howard as President of EPIC Select

… organization including the Private Client, Entertainment & Sports, Life & Disability and Commercial insurance teams. Howard will work closely with Tim Brenneman, President of EPIC’s Private Client Practice, in providing services to high net worth clients. “We are building a client-centric model around transparency and alignment. Successful people have complex risk factors and we are committed to helping them understand the risk exposures they face and thus make informed decisions to protect their assets,” commented Brenneman. The Select team will also work closely with EPIC’s national entertainment and sports practice, which specializes in serving the unique risk protection needs …

https://www.epicbrokers.com/insights/epic-announces-dave-howard-as-president-of-epic-select/

Bay Area Counties Lift Some Construction Restrictions

… the number of workers at the job site if feasible, and stagger trade-specific work for the same purpose. Prohibit gatherings of any size on the jobsite, except for safety meetings or as strictly necessary to carry out a task associated with the project. Strictly control “choke points” and “high risk areas” where workers are unable to maintain minimum six-foot social distancing. Minimize interactions and maintain social distancing with all site visitors including delivery workers, design professionals and other project consultants, government agency representatives, including building and fire inspectors, and residents at residential construction sites. Prohibit workers from using …

https://www.epicbrokers.com/insights/bay-area-counties-lift-some-construction-restrictions/

OSHA Issues Memo on Discretion in Enforcement

National Construction Practice Safety Alert Discretion in Enforcement When Considering an Employer’s Good Faith Efforts During the COVID-19 Pandemic The COVID-19 pandemic has resulted in widespread business closures, restrictions on travel, limitations on group size, facility visitor prohibitions, stay-at-home or shelter-in-place requirements. These actions have severely limited the availability of employees, consultants or contractors who normally provide required training, auditing, equipment inspections, testing and other essential safety and industrial hygiene services such as: Annual audiograms Annual process safety management requirements (Process Hazard Review PHA) Revalidation, Review of Operating Procedures, Refresher Training) Hazardous Waste …

https://www.epicbrokers.com/insights/osha-issues-memo-on-discretion-in-enforcement/

OSHA Issues Enforcement Guidance for Recording Cases of COVID-19

National Construction Practice Safety Alert Under OSHA’s recordkeeping requirements, COVID-19 is a recordable illness and employers are responsible for recording cases of COVID-19 on the OSHA 300Log of Work Related Injuries and Illnesses. However, in areas where there is ongoing community transmission, employers other than those in the healthcare industry, emergency response organizations and correctional institutions may have difficulty making determinations about whether workers who contracted COVID-19 did so due to exposures at work. In light of these difficulties, OSHA is exercising enforcement discretion. Objective Evidence OSHA has suspended injury and fatality reporting requirements related to …

https://www.epicbrokers.com/insights/osha-issues-enforcement-guidance-for-recording-cases-of-covid-19/

Lawyers' Professional Liability Report

… earnings of $18.3b and capital gains of $27.2b.[ii] Underwriting profitability improved compared to the prior year period and operating earnings were stable, reflecting improved pricing. Insurers also appear to have maintained focus on underperforming lines of business (including professional liability) seeking higher rates and exercising limit and risk selection discipline.[iii]  Although 2019 Year End statutory financial statement filings of March 1, 2020, have yet to be analyzed, anecdotal evidence supports the conclusion that 2019 finished strong. Year-end financial data are unlikely to provide significant insight into what might be anticipated in 2020. In mid-March …

https://www.epicbrokers.com/insights/lawyers-professional-liability-report/

EPIC Insurance Brokers & Consultants Launches Restructuring Services Offering

EPIC Insurance Brokers & Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today that the firm has launched a Restructuring Services operation under its Financial Services division to support the restructuring process for distressed situations with risk mitigation and risk transfer insurance capital solutions. Led by Executive Vice President, Philip V. Moyles, Jr., head of Financial Services, the group will work with restructuring, legal, accounting and bankruptcy professionals as well as turnaround investors, to improve liquidity, preserve the business enterprise and develop and implement programs that address the issues adversely impacting financial performance. EPIC’s Restructuring …

https://www.epicbrokers.com/insights/restructuring-services-offering/

Notarizing and Executing Legal Documents While We Shelter-In-Place

BACKGROUND The COVID-19 pandemic has resulted in stay at home orders and social distancing requirements in almost every state in the country. This, in turn, has led to challenges for notaries public to conduct their obligation to witness execution of legal documents. Some states have addressed this issue by passing laws or issuing temporary regulations authorizing “virtual” notarization without in-person meetings. LESSONS TO LEARN Lawyers’ professional liability (LPL) policies protect law firms and lawyers from claims of negligence in the rendering or failure to render legal professional services – including notary services. The breadth of coverage provided by an …

https://www.epicbrokers.com/insights/notarizing-and-executing-legal-documents-while-we-shelter-in-place/