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EPIC Welcomes Barbara Haertsch

… Her deep understanding of outpatient healthcare facilities, including acute care hospitals, surgical hospitals, ambulatory surgery centers, urgent care centers, and imaging centers, will be invaluable in addressing the insurance needs of physicians and healthcare providers. “Barb’s leadership and expertise will be a tremendous asset to our team and our clients,” said Susan Tewhill, EPIC Healthcare Practice Leader. “She has a great track record in the healthcare industry, and her diverse skill set, including risk analysis, claims management, insurance program design, and vendor management, will be invaluable in helping us deliver best-in-class solutions for our clients.” Healthcare Practice

https://www.epicbrokers.com/insights/epic-welcomes-barbara-haertsch/

Pest Control

ProPest™ is a specialty program offering brought to you by EPIC Insurance Brokers & Consultants. This program offers coverage specifically designed for the pest control operators industry including, risk assessment, claims management and loss prevention. Connect with Sales Coverage We have a dedicated team providing: General Liability Business Property Pesticide/Herbicide Applicators Coverage Errors & Omissions Commercial Auto Coverage Transit Pollution Coverage Cyber Liability Risk Control Services Education and Training Employment Practices Liability Flexible Payment Options

https://www.epicbrokers.com/programs/pest-control/

Alternative Asset Managers

… multiple A-rated carriers, combining D&O, E&O, employment practices, fiduciary, and outside directorship liability into a single policy, with the freedom to choose the best carrier every year. Cyber Risk Facility A cyber insurance program designed with private equity in mind, incorporating cyber exposure awareness, risk mitigation strategies, insurance protection, and due diligence cybersecurity assessments across the portfolio. The facility includes complimentary cyber services for portfolio companies, including dedicated risk advisory, attack surface management, vulnerability monitoring, and security awareness training. Workers’ Compensation Facility Traditional workers’ compensation pricing penalizes alternative asset managers by basing premiums on total compensation …

https://www.epicbrokers.com/industries/alternative-asset-managers/

Real Estate

… product offerings include: Property and liability insurance Umbrella/excess liability Group purchasing programs Building ordinance and law compliance Terrorism insurance Environmental protection Professional errors and omissions coverage Partnership liability protection Employee and tenant discrimination insurance, including ADA violations coverage Owner-controlled insurance programs (Wrap) Earthquake/flood Our core services include: Risk Control Loss and Claims Management Advocacy Lease and Vendor Contract Review Certificate Management – Incoming and Outgoing Probable Maximum Loss Modeling Premium Allocation Programming Workers’ Compensation Trend Reports and Modeling Benchmarking and Peer Analysis Our Clients Our real estate industry spans the gamut, helping stakeholders like: Developers (loss protection during …

https://www.epicbrokers.com/industries/real-estate/

The Hardening Stop Loss Market

… at a loss. So, we have repeatedly found ourselves in situations requiring 30%, 50%, and in some rare cases, even larger increases. Also concerning is the fact that many carriers are curtailing the offer of “no new lasers” contracts. Our recommendation to clients is: When appropriate, consider taking on more risk with the thresholds, explore clinical case management solutions offered by the medical carrier to reduce high spend, and ensure your consultant is truly scouring all ends of the reinsurance market. We’ll often see our competitors approach only three carriers when a reinsurance marketing should include at least 10 …

https://www.epicbrokers.com/insights/the-hardening-stop-loss-market/

Quantumania: How Quantum Computing Will Reshape Risk, Resilience, and the Future of Insurance

… scenarios, improving the precision of tail probability estimates for events like 1-in-200-year disasters. Similarly, advanced quantum optimizers, such as the Variational Quantum Eigensolver (VQE), can search through complex solution spaces to find optimal combinations of risk variables and pricing decisions. This could enable underwriters to identify portfolio structures or coverage terms that maximize profitability while controlling aggregate risk in ways classical algorithms might miss. In insurance, such quantum-assisted optimization could translate into more dynamic pricing models, real-time underwriting adjustments, and finely tuned capital allocation for risk transfer. Ultimately, quantum’s parallel processing of variables …

https://www.epicbrokers.com/insights/quantumania/