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IMPACT Risk Partners, a division of EPIC

If your priority is achieving superior business results with a productive workforce, count on us to help you achieve that goal. Our innovative, holistic approach helps you improve corporate profitability and provide better employee and customer experiences by leveraging your data to manage cost drivers and program performance from strategy through execution. Connect with Impact Casualty Liabilities Reduction We help improve casualty liabilities programs to help you before and after a claim occurs. For example, our Workers’ Compensation Liabilities Reduction combines analytics, claims management, and process improvements to optimize cost containment strategies. Then, our Workers’ Compensation Claims Closure process identifies …

https://www.epicbrokers.com/services/impact/

Coronavirus & Workplace Wellbeing: Primary Care and Chronic Condition Management

… fact that the decisions made regarding health don’t just impact the decision-maker, they impact those with whom they come into direct contact.   So please encourage your employees to get their annual wellness exams. If chronic illness goes undiagnosed or known chronic illnesses aren’t routinely checked on and maintained, educated decisions cannot be made on the possible risk level for severe COVID-19 symptoms – and managing a chronic condition correctly will lessen the risk of severe COVID-19 outcomes.   Now is the time for human resources teams to remind employees to keep up with their recommended health and

https://www.epicbrokers.com/insights/coronavirus-workplace-well-being-primary-care-and-chronic-condition-management/

The Well Newsletter | Q3 2026

Preventive Care: Small Actions That Drive Big Outcomes Preventive care remains one of the most underutilized yet high-impact strategies available to employers today. Annual preventive visits drive better health outcomes, lower costs, and earlier risk identification. Research consistently shows that identifying cancer earlier allows for less invasive treatment and improved survival, while reducing the downstream burden of advanced-stage care. Yet despite this, many employer populations fall below recommended preventive screening engagement. This gap represents a significant opportunity to improve both individual wellbeing and population health outcomes. Innovations in screening, including emerging multi-cancer detection approaches, further reinforce the …

https://www.epicbrokers.com/insights/the-well-newsletter-q3-2026/

How Emotional, Mental and Physical Wellbeing Can Improve Your Organization

… wellbeing resources that enhance job satisfaction and loyalty while significantly reducing costly turnover rates. Our team strives to realize this experience for all our clients. The dimensions of holistic wellbeing don’t sit in neat boxes – they work together intrinsically. When one aspect is lacking, it puts the others at risk. We often see the direct and indirect costs of poor mental health rank among the top healthcare expenditures for employers. Mental health is also highly correlated to physical health outcomes. By leveraging holistic efforts, communicating program resources frequently, and garnering appropriate leadership support, wellbeing can work for your company …

https://www.epicbrokers.com/insights/wellbeing-strategy-improve-your-organization/

Understanding & Addressing Social Determinants of Health (SDoH)

… recognition and treatment of disease Difficulty navigating the healthcare system and following self-care routines Increased likelihood of receiving medical treatment in more expensive, less effective settings Employers should assess their total rewards planning, benefits, and wellness programs with SDoH in mind. Consider ways to collect more data through health risk assessments, employee surveys, payroll HRIS data, claims data, and data provided by health plan carriers. Your EPIC broker can help you turn that data into actionable information. Solutions to Address SDoH Workplace wellbeing programs have room for improvement. While our survey identified wellness as a priority for most organizations …

https://www.epicbrokers.com/insights/social-determinants-health-wellbeing/

Securing Life Insurance After Surviving Breast Cancer

A common misconception is that any cancer history automatically makes an applicant uninsurable. Advances in breast cancer research, treatment and awareness have produced considerably more survivors who are now thriving and winning the battle. More good news – the opportunity for breast cancer survivors to secure life insurance has become more achievable than ever before. Viewpoints from Tom Dignan The insurance underwriting process is all about risk assessment and gathering the necessary medical information. Applicants are reviewed on a case-by-case basis since each breast cancer case is unique. Underwriters consider several aspects to determine mortality risk, such as family …

https://www.epicbrokers.com/insights/securing-life-insurance-after-surviving-breast-cancer/

So, What’s the True Value of Wellness Programs?

The return on investment (ROI) for wellness programs is an important discussion to have – some research suggests wellness screenings and preventive care correlate to lower employer healthcare costs overall. Though very few employers measure a financial ROI, it’s understandable that finances are a concern. The U.S. Centers for Disease Control and Prevention (CDC) estimated that eliminating three risk factors – poor diet, inactivity and smoking – would prevent 80% of heart disease and stroke, and 80% of type 2 diabetes. These health risk factors are the precursors to a variety of chronic diseases, disorders and premature deaths, which now contribute …

https://www.epicbrokers.com/insights/wellness-programs-true-value/

The COVID-19 Pandemic Didn’t Create a Mental Health Crisis, It Exposed It

… experienced a mental illness and 24% of adults with a mental illness reported an unmet need for treatment. There’s also a clear link between mental and physical health that can’t be ignored. The National Alliance on Mental Illness (NAMI) found that “people with depression have a 40% higher risk of developing cardiovascular and metabolic diseases than the general population” and the Centers for Disease Control and Prevention (CDC) found “people with diabetes are two to three times more likely to have depression than people without diabetes” and 20% more likely than those without diabetes to have anxiety. Johns …

https://www.epicbrokers.com/insights/the-covid-19-pandemic-didnt-create-a-mental-health-crisis/