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Global Benefits Solutions

EPIC recognizes the challenges that multinational organizations face in the deployment and management of a global workforce. In order to support these organizations in developing benefits and reward strategies that confidently meet global HR standards, and respond to local competitive and regulatory requirements, we launched a global solutions practice in 2007. Connect with Sales International HR Consulting Expertise We have a dedicated team of specialists with capabilities to provide services supporting U.S. expatriates, third-country nationals, international rotators, and local nationals. We have extensive experience advising on clients’ international assignee workforces, ranging in size from startup operations with two …

https://www.epicbrokers.com/services/global-benefits-solutions/

Executive Benefits

The value of any enterprise depends on the people who lead it, and on the structures designed to protect and retain them. Whether retaining a management team, incentivizing top-tier leadership, addressing enterprise risk, or designing competitive compensation structures, we design, implement, and manage executive benefit programs that remain flexible, competitive, and responsive as industry trends, legislative changes, and business needs evolve. Connect with Our Team The Enterprise. The Team. The Leaders. Incentivizing talent can be demanding. Executive plans are typically excluded from ERISA and non-discrimination testing, catering to the uniqueness of top-tier leadership and offering superior options …

https://www.epicbrokers.com/services/executive-benefits/

Reinsurance

… from uncertainty and volatile exposure by staying current on trends impacting your bottom line, including rising specialty pharmaceutical costs, uncertainties surrounding emerging cell and gene therapies, evolving program structures from CMS and payers, and more. Capabilities Deep industry insight across Property, Casualty, Professional Liability, Workers’ Compensation, Accident & Health, Surety & Crisis Management, and Title Reinsurance. Advisory for traditional insurance companies and Alternative Risk Transfer vehicles, Risk Retention Groups, Trusts, Pools, Joint Power Authorities, Joint Underwriting Associations, and captives. Advisory, market search and intermediation between Managing General Agents (MGAs) and insurance carriers. What to Expect with EPIC Our EPIC Reinsurance advisors focus …

https://www.epicbrokers.com/services/reinsurance/

Surety Bonds

… recently audited or reviewed financial statements, work in progress reports, backlog, banking relationships, and details on ownership/management. EPIC helps you prepare a clean underwriting package. How fast can bonds be issued? Routine bonds are often processed quickly through our web-based system, while more complex or higher-limit requests may require additional underwriting. We keep you informed every step of the way. What factors influence bond capacity and rates? Financial strength, track record, project size, contract terms, and risk profile all matter. EPIC’s market access and underwriting strategy help optimize both capacity and pricing. How is EPIC …

https://www.epicbrokers.com/services/surety-bonds/

Wellbeing and Health Management

… s Wellbeing and Health Management team partners with employers to understand workforce needs, strengthen engagement, and develop practical strategies that support total employee health. From planning and vendor selection to data analysis, communications, compliance, and targeted programming, we help organizations build more connected, effective initiatives that support long-term cost management. Connect with EPIC Our Services Population and culture assessments paired with multi-year planning to identify priorities and define meaningful measures of success against benchmarks Claims review and health management analysis to uncover risks, identify trends, and highlight opportunities for targeted action Compliance guidance and program oversight to align …

https://www.epicbrokers.com/services/wellness-health-management/

Celebrating Diversity Through Inclusive Wellbeing Programs

… a moment to consider how discrimination negatively impacts seeking care. Microaggressions experienced at the workplace and within the healthcare system can lead to skepticism toward participating in an employer’s wellness program and distrust of the healthcare system – specifically toward healthcare providers. This lack of trust has led to increased risks of chronic diseases and higher rates of stress, anxiety and depression. The key to your inclusion efforts is providing access to culturally relevant resources. Employees should have access to healthcare professionals who are well-versed in needs based on gender, race and sexual identity. Specific to the LGBTQ+ community …

https://www.epicbrokers.com/insights/celebrating-diversity-through-inclusive-wellbeing-programs/

New Data on the Opioid Addiction Crisis

… outreach programs and limitation of support groups for those struggling with drug addiction, there’s no doubt in my mind that we will continue to see these numbers climb. But what can we do in such a limited world? Everyone has a role to play. Make sure you understand the risks of opioids, learn about naloxone or find the right care. The most important action is to learn about surveillance and prevention efforts – this extends to the workplace with access to mental health and substance abuse providers. I hope that in the coming months, as the world goes into the …

https://www.epicbrokers.com/insights/new-data-on-the-opioid-addiction-crisis/

Americans Are Lonely

… it’s a predictor of premature death. Social connection, or lack thereof, is now considered a social determinant of health. While we all continue to better understand the connection between mental and physical health, it’s important to be mindful of the fact that physical health conditions can be strongly influenced by mental, behavioral, and lifestyle issues like loneliness. Furthermore, loneliness may be on the rise. NPR covered the topic again in January 2020 after Cigna released an updated survey, finding a nearly 13% rise in loneliness since 2018. More and more evidence is showing that the bonds you have

https://www.epicbrokers.com/insights/americans-are-lonely/