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The Path to the Verdict

… focus instead on aligned counsel and meaningful defense participation, seeking coherence between United States litigation strategy and enterprise-wide risk priorities before procedural cost accumulation dictates outcomes by default. The Takeaway To protect the global balance sheet from U.S. exposures, European risk leaders must shift their lens from verdict defense to defense economics. Verdicts are endpoints, but the path a claim takes shapes the ultimate severity. During your next U.S. program audit or renewal, move past headline limits and ask: How are defense obligations structurally aligned between our local U.S. policies and our master program? Where …

https://www.epicbrokers.com/insights/the-path-to-the-verdict/

DoNoHarm.exe: The Liability Reckoning for AI in U.S. Healthcare

… performance of professional services. In healthcare, it traditionally applies to administrative functions, such as billing errors, credentialing mistakes, or delays in referral processing, rather than direct clinical judgment. For hospitals and provider organizations, E&O is often packaged with broader professional liability coverage or structured as part of a layered risk program. Unlike medical malpractice insurance, which responds to bodily injury resulting from direct patient care, E&O addresses less tangible but equally damaging failures in service delivery or advice. A typical E&O policy covers: Negligent performance of services (e.g., revenue cycle management errors) Failure to render services …

https://www.epicbrokers.com/insights/donoharm-exe/

EPIC Entertainment: Insuring Your Creative Success

… analysis, professional consultation, and custom insurance solutions built specifically for players in entertainment. What we offer actors, directors, producers, artists, bands, promoters, tours, venues and everyone in between is invaluable: an ideal coverage program that offers you both protection and freedom to be creative. COMMERCIAL INSURANCE Reducing overall cost of risk with industry-focused teams and exceptional product experts. Contact Us EMPLOYEE BENEFITS Delivering improved outcomes for benefits programs, employees and the bottom line. Contact Us PRIVATE CLIENT SERVICES Identifying loss exposures and protecting families with customized insurance programs. Contact Us WEALTH MANAGEMENT Empowering clients to maximize success and sustain …

https://www.epicbrokers.com/epic-entertainment-insuring-you/

Benefits Curve | Revolutionizing Employee Benefits: Bridging AI, Hybrid Work & Generational Needs

… National Employee Benefits Practice, and Lisa Malloy, CLU, REBC, FLMI, National Ancillary & Voluntary Practice Leader. They were moderated by Alexis Maloney, Director, Communications & Engagement Operations. Your Key Takeaways Focus on Achieving Both Value and Cost Efficiency: AI-Powered Benefits Optimization: Cut costs with smart allocation and predictive modeling Budget-Conscious Hybrid Work Solutions: Balance flexibility with financial sustainability Multi-Generational Cost Efficiency: Target high-value benefits, eliminate underutilized offerings View the recording Sign up for Benefits Curve Employer Risk Event Notifications You’ll receive invitations to our upcoming webinars covering timely employee benefits risk topics, with actionable takeaways. SUBSCRIBE NOW

https://www.epicbrokers.com/insights/benefits-curve-june-artifical-intelligence/

2025: Personal Insurance Market Update

… new business, certain carriers are actively pursuing growth in the yacht sector, offering greater underwriting flexibility for comprehensive accounts that include home, auto, and yacht insurance. We continue to see limited markets for boats valued between $5M and $10M. Overall, we believe P&I (Protection & Indemnity) rates will increase by 10%+. Cyber: Growing Importance in a Digital World Cybercrimes are growing in frequency and sophistication and should be a concern for all families. The insurance industry has recognized this growing risk and has developed protection through individual stand-alone policies, as well as endorsements to some homeowner policies. Given …

https://www.epicbrokers.com/insights/2025-personal-insurance-market-update/

Construction Safety Week: Build a Safer Tomorrow With EPIC

… procedures, and cultural factors that may contribute to unsafe behaviors. Companies should focus on developing “SMART” (Specific, Measurable, Accountable, Relevant, and Time-limited) action items following an investigation. By addressing system deficiencies and ensuring mechanisms are in place to highlight these issues, organizations can make meaningful improvements to their safety management systems. Bridging the Jobsite and Highway Safety doesn’t end at the job site. Bridging the gap between jobsite safety and highway safety is essential, especially for construction projects that involve roadwork. Ensuring that workers are trained in both environments and that safety protocols are consistently applied can reduce …

https://www.epicbrokers.com/insights/construction-safety-week-build-safer-with-epic/

EPIC Expands Leadership to Support Specialized Growth

… joins O’Neil as Co-President with a continued focus on growth, carrier and market relationships, along with placement strategy. In addition to his new responsibilities as Co-President, Moyles will continue leading and building the Financial Services platform while additionally focusing efforts on the upper middle market and large risk opportunities. His unique presence in the market will help position carrier relationships and augment placement capabilities within EPIC. Moyles joined EPIC as part of the 2018 acquisition of Vanbridge, the business he founded in 2008, and has continued to lead the division which helped form the cornerstone of the …

https://www.epicbrokers.com/insights/epic-expands-leadership-supporting-specialized-growth/

EPIC Expands Leadership in Northern California

… spectrum of benefits planning, construction, implementation, communication, and administration, with added expertise in alternative funding, worksite benefits, absence/leave management, and wellness. Perata and Quinn take on expanded roles as Vice Chairmen of EPIC’s Northern California region. Perata joined the firm as part of EPIC’s purchase of Jenkins Insurance Services from the Leavitt Group in July 2014, with a background in commercial property & casualty business, sales, and management. Quinn, specializing in construction and food and agriculture-related businesses, joined the firm in 2007 from AJ Gallagher & Co., and was part of the original group that formed EPIC …

https://www.epicbrokers.com/insights/epic-expands-northern-california-leadership/