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Benefits Curve | How to Plan for GLP-1 Medications in 2025 and Beyond

… or lower-cost alternatives are effective for diabetes treatment. Strategies for smart utilization: Discover practical utilization management techniques to ensure the right patients get GLP-1s for the intended diagnoses. We also cover how to optimize coverage for patients with obesity. The future of GLP-1s: Gain insights into the upcoming pipeline and studies of expanded indications. We explore how these trends might impact costs in the coming years. View the recording Sign up for Benefits Curve Employer Risk Event Notifications You’ll receive invitations to our upcoming webinars covering timely employee benefits risk topics, with actionable takeaways. SUBSCRIBE NOW

https://www.epicbrokers.com/insights/benefits-curve-august-2024-pharmacy/

Benefits Curve | Going Global: Risks & Considerations for Any Company

… Matt Marmorek, National Practice Leader, Global (Non-U.S.) Employee Benefits, Lisa Malloy, CLU, REBC, FLMI, National Practice Leader, Life and Disability, and Eric Hays, Principal, Northeast Employee Benefits – was moderated by Kristin Bartone, Principal, Employee Benefits. What We Covered: Considerations for operational expansion overseas How to grow, attract, and retain talent globally Global benchmarking, tools and technology, and best practices Advantages of consolidating global and domestic benefits management View the recording Sign up for Benefits Curve Employer Risk Event Notifications You’ll receive invitations to our upcoming webinars covering timely employee benefits risk topics, with actionable takeaways. SUBSCRIBE NOW

https://www.epicbrokers.com/insights/benefits-curve-april-2024-global-benefits/

Supermarket Insurance Solutions

… Integration: The Supermarket General Liability Program together with the Exclusive Property Program produces comprehensive coverage and seamless integration across all aspects of your business. Holistic Protection: It also protects your business interests and investments from every angle, ensuring that all property and liability risks are fully analyzed and covered. Streamlined Management: This approach simplifies your insurance management process by consolidating coverage under one provider, giving you access to a single point of contact for all future insurance needs. Comprehensive Coverage Don’t leave your supermarket vulnerable to risk! Partner with the EPIC team and benefit from a unique insurance package …

https://www.epicbrokers.com/supermarket-insurance-solutions/

Plan Sponsors, Is it Time for a Retirement Offering Tune-Up?

Viewpoints from Jason Hamilton You should be sleeping like a baby now because you’ve nailed down your employee health benefits, even the ancillary ones. Bravo, you. But what about your retirement plan offerings? If they’re not keeping you awake, they likely are for your employees – nearly half of American households have no retirement savings. And many of the rest don’t have nearly enough saved. There’s a good reason you may have put it off. The challenges and pitfalls of managing retirement benefits are many: new legislation, fiduciary risk, and fee lawsuits, to name a few. EPIC …

https://www.epicbrokers.com/insights/retirement-plan-tuneup/

The Well Newsletter

… 6 Dimensions of Wellness There’s More to Wellbeing Than Meets the Eye: Wellbeing is not just about physical fitness and nutrition! Emotional, social, financial, developmental and environmental fitness also play an integral role in the journey toward holistic wellbeing. Physical Daily activities supported by nutrition, exercise, rest and disease management Developmental Opportunities to learn, and self-improvement that contribute to personal and organizational growth Social Building positive relationships fostering a sense of belonging, acceptance, comradery and community involvement Environmental Tools, resources and policies supporting healthy behaviors, and interconnectedness with surroundings Financial Managing savings, expenses, debt and risk, increasing financial …

https://www.epicbrokers.com/products/wellness-health-management/the-well/

Five Reasons Why Captives Can Be Your Saving Grace in Funding Employee Benefits

… and the expertise to understand them, you’re empowered to measure risk and vendor performance so you can make educated, informed decisions. No more feeling like a victim of the black box. You receive the information you need to manage your costs and understand the impact. Sharing of ideas and best practices Not only do you pool your money and pay claims together, but you’re paired with like-minded companies to share knowledge and wisdom for the most effective and efficient decision-making. Implement your own customized cost management solutions For example, if you have a population with …

https://www.epicbrokers.com/insights/captives-funding-employee-benefits/

Practical Strategies for Containing Pharmacy Costs

… while this can be alluring in terms of the potential savings, it does come at significant risk. Without FDA approval, there is no way to guarantee the safety or efficacy of these drugs. Importation brings the additional risks of quality control during shipment and the lack of ability to control the timing. And while there could be upfront savings, they may not be realized by the actual consumer – the patient. 4. Savings through Program Optimization Plan sponsors can explore other cost-saving avenues within their Pharmacy Benefit Management (PBM) contract. A contract that is flexible in terms of vendor management

https://www.epicbrokers.com/insights/practical-strategies-cotaning-pharmacy-costs/

Health Claim Data Is Power

… there are those that understand the game and know the odds. Since the odds are in favor of the house, these gamblers lose, but not as much and not as often. And then there are the card counters – the ones that have the data to beat the odds and mitigate risk. Let’s call that knowledge. The way the casinos mitigate their risk is by taking back the power and banning those gamblers from the table. In the fully insured health insurance world, knowledge comes from claims data. I have fought traditional insurance companies for years to get claims data …

https://www.epicbrokers.com/insights/health-claim-data-is-power/