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Surety Bonds

… recently audited or reviewed financial statements, work in progress reports, backlog, banking relationships, and details on ownership/management. EPIC helps you prepare a clean underwriting package. How fast can bonds be issued? Routine bonds are often processed quickly through our web-based system, while more complex or higher-limit requests may require additional underwriting. We keep you informed every step of the way. What factors influence bond capacity and rates? Financial strength, track record, project size, contract terms, and risk profile all matter. EPIC’s market access and underwriting strategy help optimize both capacity and pricing. How is EPIC …

https://www.epicbrokers.com/services/surety-bonds/

Wellbeing and Health Management

… s Wellbeing and Health Management team partners with employers to understand workforce needs, strengthen engagement, and develop practical strategies that support total employee health. From planning and vendor selection to data analysis, communications, compliance, and targeted programming, we help organizations build more connected, effective initiatives that support long-term cost management. Connect with EPIC Our Services Population and culture assessments paired with multi-year planning to identify priorities and define meaningful measures of success against benchmarks Claims review and health management analysis to uncover risks, identify trends, and highlight opportunities for targeted action Compliance guidance and program oversight to align …

https://www.epicbrokers.com/services/wellness-health-management/

Benefits Curve | Going Global: Risks & Considerations for Any Company

Learn about employee benefits business risks – and how to get ahead of the curve – with key insights and actionable takeaways from our team. Stay tuned for fresh topics every other month! Going Global: Risks & Considerations for Any Company Are you confident that your organization’s global healthcare needs are covered? In today’s competitive marketplace, an increasing number of companies are expanding their operations abroad, sending their employees on overseas assignments, or implementing a global mobility policy that allows employees to work internationally. These dynamics add a significant level of complexity to your benefits strategy. Discover what to look out …

https://www.epicbrokers.com/insights/benefits-curve-april-2024-global-benefits/

Celebrating Diversity Through Inclusive Wellbeing Programs

… a moment to consider how discrimination negatively impacts seeking care. Microaggressions experienced at the workplace and within the healthcare system can lead to skepticism toward participating in an employer’s wellness program and distrust of the healthcare system – specifically toward healthcare providers. This lack of trust has led to increased risks of chronic diseases and higher rates of stress, anxiety and depression. The key to your inclusion efforts is providing access to culturally relevant resources. Employees should have access to healthcare professionals who are well-versed in needs based on gender, race and sexual identity. Specific to the LGBTQ+ community …

https://www.epicbrokers.com/insights/celebrating-diversity-through-inclusive-wellbeing-programs/

New Data on the Opioid Addiction Crisis

… outreach programs and limitation of support groups for those struggling with drug addiction, there’s no doubt in my mind that we will continue to see these numbers climb. But what can we do in such a limited world? Everyone has a role to play. Make sure you understand the risks of opioids, learn about naloxone or find the right care. The most important action is to learn about surveillance and prevention efforts – this extends to the workplace with access to mental health and substance abuse providers. I hope that in the coming months, as the world goes into the …

https://www.epicbrokers.com/insights/new-data-on-the-opioid-addiction-crisis/

Americans Are Lonely

… it’s a predictor of premature death. Social connection, or lack thereof, is now considered a social determinant of health. While we all continue to better understand the connection between mental and physical health, it’s important to be mindful of the fact that physical health conditions can be strongly influenced by mental, behavioral, and lifestyle issues like loneliness. Furthermore, loneliness may be on the rise. NPR covered the topic again in January 2020 after Cigna released an updated survey, finding a nearly 13% rise in loneliness since 2018. More and more evidence is showing that the bonds you have

https://www.epicbrokers.com/insights/americans-are-lonely/

Data Supports Our Assertion That COVID-19 Has Worsened the Mental Health Crisis

… the digestive and nervous system and a significant reduction in claims related to other medical conditions. As I pointed out last week, it is unclear whether these claims will bounce back or never be incurred, and it also unclear whether medical conditions will worsen. Viewpoints from Craig Hasday But the rise in mental health issues is a problem that employers should be aware of. Notably, anxiety claims increased by 6%, and adjustment disorders (e.g. suicidal thoughts or behaviors, feeling sad, hopeless, stressed out and overwhelmed) increased by 5%. The incidence of screening and history of mental health and substance …

https://www.epicbrokers.com/insights/data-supports-our-assertion-that-covid-19-has-worsened-the-mental-health-crisis/

Brace Yourself for More from the Opioid Addiction Crisis

… are key for helping recovering addicts remain on track, even more so with the uncertainty of COVID-19 and the stress it has caused so many. Unless a major shift happens on the carrier end, we can expect to see the overdose death toll rise. As if the body count and strain on our healthcare system from coronavirus aren’t already enough to handle. See results from our In It Together COVID-19 pulse surveys by visiting epicbrokers.com/insights/preparing-for-the-new-normal

https://www.epicbrokers.com/insights/brace-yourself-for-more-from-the-opioid-addiction-crisis/