Our broad, extensive range of equine insurance and services help our clients secure the coverage they need to mitigate risk. As one of the largest equine insurance agencies in the United States, we represent premier equine insurers, all of which are A and A+ rated and fully insured in all 50 states. Let our team help you find coverage that is specifically designed to protect your particular horse or animal.
Jerry Parks Insurance Group Now A Part of the EPIC Farm & Ranch Practice
Effective December 1, 2021, Jerry Parks Insurance Group is now a part of the EPIC Farm & Ranch Practice. The initial company was comprised of 2 corporations to serve your insurance needs. Insurance policies may look alike, but the proof of good coverage is in the prompt and courteous payment of claims in the event of a loss. The team that is part of the Equine practice has chosen only companies who meet our high standards. integrity, reliability and service. Our agents are skilled in all areas of insurance. We can meet the needs of any farm, equine or business large or small, as well as the needs of families and individuals.
Our equine insurance coverage provides comprehensive protection whether you’re a personal owner or running a commercial business. We are here for all your insurance needs.
Equine Liability Insurance
Liability insurance is available for a variety of equine-related activities – ranging from a full-scale commercial horse boarding, training and riding instruction operation to the back yard horse owner’s personal pleasure use. The policy provides protection if you or your organization becomes legally liable for third party bodily injury or property damage claims to which this insurance applies.
Complete property and liability packages are available for equine properties from the small pleasure horse farm on up to affluent equestrian estates and commercial equestrian operations. Packages can include the main residential buildings, other dwellings, farm structures, contents of all buildings, equipment and machinery, and may include more than one location.
Workers’ Compensation Insurance
We offer Workers’ Compensation for most types of business including the equine industry. This insurance provides benefits to employees for work-related injuries and financial compensation to the worker for loss of earnings. It can also provide death benefits in the event of a fatality. If you have one or more individuals performing services for financial consideration you may be required by law to provide them with workers’ compensation insurance. Our policies can be written to provide coverage in most states.
Homeowners insurance is a package policy that provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Damage caused by most disasters is covered but there are exceptions.
To legally drive your car, you will need some level of state required automobile insurance. It covers the expenses for others if you are at fault in an accident. Basic liability covers property damage (like fixing another vehicle if you dent it) and medical or other expenses incurred by the other party. Additionally, you may be required or elect to insure your car against damage done to it.
Commercial Liability Insurance
General Liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Anyone who comes in contact with you or your employees can file a claim or lawsuit against you for many reasons, from funds needed for ongoing medical attention to unfulfilled promises stated in a business contract.
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: replacing income for dependents, paying final expenses, creating an inheritance for your heirs, paying estate taxes, and others. Life insurance can protect the ones you love or secure the future of your business.
Below are some of our most frequently used form available for download.