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The Fiduciary Wake-Up Call: Cybersecurity and Your Vendors

… and ongoing oversight of TPSPs such as third-party administrators (TPAs), carriers, and technology platforms to administer your benefit plan. The risk is real. Without proper documentation of vendor vetting and oversight, plan sponsors may be exposed to claims that they have failed to fulfill their fiduciary obligations under the Employee Retirement Income Security Act (ERISA), which could result in personal financial liability for fiduciaries and other decision-makers. Outsourcing the administration does not absolve you of your fiduciary duty. What the New York DFS Guidance Says The DFS recently released guidance for covered entities to manage risks related to …

https://www.epicbrokers.com/insights/the-fiduciary-wake-up-call-cybersecurity-and-your-vendors/

Compliance Matters Newsletter | November 2025

Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources hot off the press: Employee Benefits Compliance Alerts This month’s Compliance Matters newsletter provides a comprehensive review of the following topics. To obtain your copy, please use the form below to download. Special Compliance Alert: IRS Updates FSA Limits for 2026 Compliance Considerations for Prescription Drug Importation ACA Preventive Services Recap & Updates Departments Provide Updated Fertility Benefits Guidance Employee Benefits Litigation Series: Multidistrict Litigations Contest Rising Healthcare Costs Employee Benefits Litigation Series: Plan’s …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-november-2025/

The Well Newsletter | November 2025

Move the needle on your population wellbeing and health. Keep your most valuable asset – your employees – engaged with practical, actionable topics covering the total wellbeing spectrum. Embracing Generational Diversity Each generation brings its own unique perspectives and experiences to the workplace. Supporting generational diversity unlocks powerful opportunities for innovation, collaboration, and inclusivity – transforming organizations into vibrant, future-ready environments. Share the advantages of embracing generational diversity with your employees. This month’s The Well newsletter provides messaging and tips for you to share with your workforce. To obtain your copy, please use the form below to download. Employee-Facing Email …

https://www.epicbrokers.com/insights/the-well-newsletter-november-2025/

Beyond the Black Box: Reassessing HRT for Modern Women

Viewpoints from Sarah Fleming, PharmD For over two decades, hormone replacement therapy (HRT) has been shadowed by cautionary tales and black box warnings. These warnings – rooted in early interpretations of the Women’s Health Initiative (WHI) – have shaped prescribing habits, patient perceptions, and even formulary decisions. But today, we stand at a pivotal moment in women’s health: it’s time to rethink how we prioritize HRT.   The WHI and the Black Box Warning The WHI study, published in 2002, raised alarms about increased risks of breast cancer, stroke, and cardiovascular events associated with estrogen therapy. The U.S. Food …

https://www.epicbrokers.com/insights/beyond-the-black-box-reassessing-hrt-for-modern-women/

Updates to 2026 FSA Limits Released

… $340. Health Flexible Spending Arrangements The 2026 annual contribution limit of $3,400 for health FSAs applies to employee contributions. The same limit applies to general-purpose and limited-purpose health FSAs. Employer contributions are not subject to the limit but are subject to different restrictions under healthcare reform rules. Employee Health FSA Contributions Employee contributions subject to the $3,400 annual limit include: Amounts deducted pre-tax from an employee’s compensation through a cafeteria plan; and Employer flex credits that the employee has the option to use toward cash or other taxable benefits. Employees may elect to carry …

https://www.epicbrokers.com/insights/updates-2026-fsa-limits-released/

Prioritizing Mental Health at Work: A World Mental Health Day Reflection

… work – our productivity, engagement, and overall wellbeing. Stress, burnout, and anxiety are common challenges, and employers play a critical role in creating environments where employees feel supported and safe to seek help. Spotlight on Benefits that Support Mental Health Many organizations offer resources that employees may not realize are available: Employee Assistance Programs (EAPs) EAPs offer confidential support for a range of issues – from counseling and crisis support to legal and financial guidance. Enhanced EAP models even include telehealth and app-based access, making help more accessible than ever. Mental Health Coverage in Health Plans Therapy, psychiatry, and medication benefits …

https://www.epicbrokers.com/insights/2025-world-mental-health-day/

EPIC Welcomes Eric Sharlow

Eric Sharlow Joins EPIC as Principal, Bringing More Employee Benefits Expertise to the Northeast Region EPIC is excited to announce that Eric Sharlow has joined the firm as Principal, adding to our Employee Benefits team in the Northeast region. Eric is a seasoned benefits consultant with nearly two decades of experience transforming employee benefits and healthcare strategies for organizations across industries. He began his career in 2008 and joined Foy Benefits in 2010, later becoming owner in 2017. Under his leadership, Foy Benefits experienced tremendous growth, particularly in public schools and hospital systems, where Eric’s innovative approach saved clients …

https://www.epicbrokers.com/insights/epic-welcomes-eric-sharlow/

Compliance Matters Newsletter | October 2025

Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources hot off the press: Employee Benefits Compliance Alerts This month’s Compliance Matters newsletter provides a comprehensive review of the following topics. To obtain your copy, please use the form below to download. Court Vacates Contraceptive Coverage Exemption 2025 State Regulation Series: Court Grants Motion to Dismiss in Arkansas PBM Lawsuit Employee Benefits Litigation Series: Employer Wins ACA Penalty Challenge 2025 State Regulation Series: TX SB 1332 Provides Flexibility for Termination of Coverage Requirements 2025 …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-october-2025/