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EPIC Welcomes Cody Hunter
… TX office where he will serve as the Houston Employee Benefits Practice Leader. Cody is an employee benefits professional with more than 30 years of experience advising organizations on finance, plan design, governance, risk management, and fiduciary best practices. He began his career in underwriting and sales before founding the benefits division at The Mid-Continent Companies, Ltd. in 2002, where he served as both consultant and division leader. Known for simplifying complex regulatory and financial concepts, Cody helps C-suite leaders and benefits committees understand ERISA requirements, evaluate financial structures and fees, manage risk, and maintain strong documentation practices …
https://www.epicbrokers.com/insights/epic-welcomes-cody-hunter/FTC Settlement With ESI, CAA 2026, and Proposed Rule: What Does It Mean for Plan Sponsors?
An Overview of Regulatory and Legislative Updates for Plan Sponsors Key Points The ESI settlement creates new options for plan sponsors, but few protections apply automatically without proactive action. With the CAA 2026, transparency is expanding meaningfully, but important PBM revenue streams remain partially hidden. The DOL’s Proposed Rule increases fiduciary accountability by tying PBM compensation transparency directly to ERISA oversight. Turning transparency into value will require active governance and independent pharmacy benefit expertise. On February 12, the Federal Trade Commission (FTC) announced a settlement with Express Scripts (ESI) that signals a meaningful, though limited, shift in how regulators …
https://www.epicbrokers.com/insights/plan-sponsor-updates-2026/Artificial Intelligence and the Future of Employer‑Provided Healthcare
Why Plan Design and Provider Selection Matter More in an AI‑Enabled Benefits Landscape In the continuing evolution of the landscape of AI in employee benefits, I want to highlight how crucial it is to invest time and thought into plan design and provider selection. These decisions are at the heart of delivering the best possible outcomes for organizations and their employees. By working with a broker who truly understands the market dynamics and complexities, you can confidently navigate the options available and ensure that your plans are both comprehensive and tailored to your needs. Thoughtful plan design, paired with …
https://www.epicbrokers.com/insights/future-employee-provided-healthcare-ai/Supplemental Health Benefits: A Win for Employees and Employers
In the face of rising healthcare costs that burden employees and strain household finances, employers have a powerful but underutilized tool: supplemental health benefits. These voluntary programs can shield employees from high out-of-pocket costs and enhance your total rewards package without significant expense. In fact, innovative approaches can even return savings to your health plan. Below, we explore why supplemental health benefits are more crucial than ever and how they offer a win-win for both employees and employers. Employees Face a Growing Healthcare Cost Burden Out-of-pocket costs are surging. Over the past decade, the average …
https://www.epicbrokers.com/insights/supplemental-health-benefits-win-employees-employers/Compliance Matters Newsletter | April 2026
Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources hot off the press: Employee Benefits Compliance Alerts This month’s Compliance Matters newsletter provides a comprehensive review of the following topics. To obtain your copy, please use the form below to download. Deep Dive: Expanded ERISA Compensation Disclosure Requirements Break in Service Rules ERISA Plan Documents DOL Opinion Letters Clarify FMLA Litigation Series: Court Rejects ERISA Challenge to Tobacco Surcharge State Series: Washington State PFML Updates Download this month’s alerts “*” indicates required fields …
https://www.epicbrokers.com/insights/compliance-matters-newsletter-april-2026/Benefits Curve | Rethinking Benefits Funding as a Risk Management Strategy
… directly impact cash flow, risk exposure, and governance. View the recording below to gain actionable insights that support a roadmap for evaluating funding changes, strengthening fiduciary oversight, and enabling more informed executive decision-making. Gain insights from our panel of seasoned specialists – Louis Runge, Actuarial Consultant & Underwriting Team Lead (West), Employee Benefits, and Renee Bosley, Senior Principal, Employee Benefits – moderated by Tiffany McClellan, CEBS, National Director, Employee Benefits. What You’ll Take Away: How to evaluate funding strategies as a long-term business decision What readiness means for all aspects of the business – financially, operationally, and culturally How enhanced claims …
https://www.epicbrokers.com/insights/benefits-curve-march-benefits-risk-management-strategy/Benefits Curve | Rethinking Benefits Funding: Why the Status Quo Is No Longer a Risk Strategy
For many employers, healthcare benefits have become one of the largest and least predictable business expenses. What was once treated as a relatively stable cost now carries significant volatility, uncertainty, and risk. Skyrocketing healthcare costs, including larger-than-ever high-cost claims, and shifts in pharmacy costs are forcing organizations to explore creative alternatives for cost savings. Renewal conversations are tougher. Negotiating with medical carriers on renewals is harder. Leadership teams are asking for solutions to manage the trend long-term. In today’s environment, reviewing how you fund your benefits is no longer a status quo, it’s a …
https://www.epicbrokers.com/insights/benefits-curve-rethinking-benefits-funding-status-quo-no-longer-risk-strategy/