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Why Plan Design and Provider Selection Matter More in an AI‑Enabled Benefits Landscape In the continuing evolution of the landscape of AI in employee benefits, I want to highlight how crucial it is to invest time and thought into plan design and provider selection. These decisions are at the heart of delivering the best possible outcomes for organizations and their employees. By working with a broker who truly understands the market dynamics and complexities, you can confidently navigate the options available and ensure that your plans are both comprehensive and tailored to your needs. Thoughtful plan design, paired with …

In the face of rising healthcare costs that burden employees and strain household finances, employers have a powerful but underutilized tool: supplemental health benefits. These voluntary programs can shield employees from high out-of-pocket costs and enhance your total rewards package without significant expense. In fact, innovative approaches can even return savings to your health plan. Below, we explore why supplemental health benefits are more crucial than ever and how they offer a win-win for both employees and employers. Employees Face a Growing Healthcare Cost Burden Out-of-pocket costs are surging. Over the past decade, the average …

… disease management. In 2026, workplace wellness has moved from a perk to a priority. Our latest employer survey shows where organizations stand, what’s working (and what isn’t), and how leaders can move from activity to measurable impact. Here’s what we found, and what it means for your benefits strategy. Wellness Should Move from Siloed Programs to Integrated Strategy Seven in ten employers now either offer a workplace wellness program or are actively building one, and most agree that wellness should be woven into the broader benefits ecosystem. Employers with established programs are even more likely to view …