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6 Risk Management Best Practices for your Fitness Studio

EPIC’s Pure Barre Insurance Program was designed specifically for U.S. based franchise owners. This custom designed program offers several benefits including: A simplified online enrollment process, immediate rating and enhanced coverages, including liability options up to $5 million per occurrence, non-owned and hired auto coverage, as well as property/inland marine coverage for studio property and equipment. Studios who join our Pure Barre Insurance Program benefit from group purchasing power, group claims protection, and coverage enhancements designed for Fitness Studio Risk. Six Best Practices We Recommend Collect Waivers from All Studio Participants Waivers are a key first …

https://www.epicbrokers.com/insights/6-risk-management-best-practices-for-your-fitness-studio/

Third Party Vendor Risk Management is One of the Biggest Challenges Accounting Firms Face

… one accounting firm, a cyber criminal can gain access to information on hundreds or thousands of companies and individuals. But, direct attacks on accounting firm systems are not the only way a cyber criminal can succeed. Indirect attacks can be just as powerful and often times easier! Third party vendor risk management is one of the biggest challenges accounting firms, of all sizes, face today. Given the current privacy regulatory environment, the possibility of a data breach presents significant financial and reputational risks. As digital connections between accounting firms and vendors continue to increase, the risk of a breach via …

https://www.epicbrokers.com/insights/third-party-vendor-risk-management-is-one-of-the-biggest-challenges-accounting-firms-face/

EPIC Alert: Self-Funded Plan Risk Management - October 2019

… gene therapies continue to enter the market, EPIC would like to proactively recommend risk strategies to manage these potential expenses before it affects the overall business model. EPIC suggests proactively managing this risk using the following tools: Partnering with a Pharmacy Benefit Manager that includes appropriate prior authorizations and case management capability. Steering medications through the Pharmacy Benefit Manager rather than a medical facility. EPIC negotiates the best in market stop loss contracts for our clients. We strongly encourage investing in additional protection through your stop loss provider to mitigate plan risk. This is the only “true” insurance you have …

https://www.epicbrokers.com/insights/epic-alert-self-funded-plan-risk-management-october-2019/

Risk Management

Our experienced teams take an enterprise-wide approach, consulting closely with you to identify, analyze and manage the broadest possible range of business and individual risk. We believe that the best way to manage risk is to eliminate or reduce it whenever this is possible. Risk Management Our experienced teams take an enterprise-wide approach, consulting closely with you to identify, analyze and manage the broadest possible range of business and individual risk. We believe that the best way to manage risk is to eliminate or reduce it whenever this is possible. Connect with EPIC Solutions Analytics We leverage our …

https://www.epicbrokers.com/services/risk-management/

French Supermarket Cyberattack Exposes Risks of Operational Technology

A cyberattack reportedly disrupted refrigeration systems at hundreds of French supermarkets, a reminder that for organizations with connected equipment, cyber risk now extends well beyond data theft and ransomware. The attack reportedly targeted internet-connected commercial refrigeration systems, resulting in inventory spoilage, operational disruptions, supply chain challenges, and lost sales. The incident underscores the growing intersection of cyber risk, operational technology (OT), property exposures, and business interruption. As physical systems become increasingly connected to business networks, organizations should consider not only how they are securing that technology, but also how their insurance programs may respond when a cyber event results …

https://www.epicbrokers.com/insights/french-supermarket-cyberattack-exposes-risks/

Social Engineering Threats Escalate in the Age of AI

… rather than attempting to overcome technical defenses. These evolving threats can reach across an organization, from employees responding to seemingly legitimate requests to hiring and onboarding processes, financial transactions and other sensitive activities. Organizations should consider strengthening employee training and verification protocols while evaluating how social engineering exposures are addressed within their incident response, insurance and broader risk management strategies. Download EPIC’s latest client alert for practical steps organizations can consider to strengthen human risk management, prepare employees for deepfake-driven attacks, enhance verification controls, reassess hiring and onboarding practices, and evaluate insurance and incident response considerations. Download Now

https://www.epicbrokers.com/insights/social-engineering-threats-escalate-in-the-age-of-ai/

AI Exposes PHP Flaw - Immediate Action Required

Cyber vulnerabilities are not solely an IT issue. Two critical vulnerabilities affecting PHP underscore the importance of coordination among risk management, information security, legal, incident response and cyber insurance teams when potentially significant technology exposures emerge. PHP is widely used across websites, web applications and third-party products, potentially creating exposure that organizations may not immediately recognize. With security updates available and exploitation activity reported, organizations should act quickly to identify their PHP exposure, prioritize internet-facing systems and address vulnerable environments. Download EPIC’s latest client alert for key questions risk professionals should be asking and important considerations for …

https://www.epicbrokers.com/insights/ai-exposes-php-flaw/

Navigating the Nonprofit Risk Landscape: Employment Practices Liability

Practical strategies to help protect your people, mission, and organization Join EPIC Insurance Brokers & Consultants for an important webinar focused on the challenging risk landscape for nonprofit organizations specifically relating to employment practices risk. Our experts will break down the legal, regulatory, and operational challenges shaping nonprofit employment risk in 2026—and what leaders need to know to stay protected. What We’ll Cover Hot topics in Employment Practice Liability for Nonprofit Organizations:Nonprofits face unprecedented operational pressures in 2026, driven by a combination of tightening budgets, staffing instability, and the rapid evolution of workplace compliance. We will discuss key …

https://www.epicbrokers.com/insights/nonprofit-employment-practices-liability/