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… benefits. Explaining these benefits to employees can create confusion or ill-will if they are misinterpreted, especially for an employee who is unable to work due to illness or injury, whether to themselves or a close family member. To start at the beginning – six jurisdictions have statutory short term disability benefits: New York, New Jersey, California, Hawaii, Rhode Island and Puerto Rico. The terms of these plans are written into state laws and can be expanded, but the regulations spell out the minimum benefits. Many employers augment these plans in states without a statutory requirement, or for those jurisdictions whose …

… a qualifying event. Many new hires were not recertified and could be ineligible for Medicaid under state guidelines. States will be required to develop a plan to avoid disruption, which would undoubtedly include information on electing enrollment under their employer’s plan. Employees who became accustomed to extremely generous Medicaid benefits will now be subject to employer plan cost-sharing. Although superior in many ways, the increase in cost burden may lead to employee dissatisfaction. Employers are advised to get ahead of this change. They should review plan waivers and assess potentially impacted employees. EPIC advisors can help you design …