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How Credible are Coronavirus Cost Models?

For more of our coronavirus coverage, visit epicbrokers.com/coronavirus  Viewpoints from David Wiesner As EPIC and every other consulting and actuarial firm rush to the market with a coronavirus (COVID-19) cost impact modeling tool, I would urge a healthy dose of skepticism. Let me explain why: The numbers are moving too fast. Four weeks ago, the models told us 1.1 to 2.2 million people may die from COVID-19 based on then-assumed infection and death rates. Over the next few weeks, those models were revised downward and downward again. Even now as more tests come …

https://www.epicbrokers.com/insights/how-credible-are-coronavirus-cost-models/

Returning to Work Will Require an Enormous Amount of Planning

… they pass through the office. Rotating staff seems to be a popular option so that if a staff member contracts, or is exposed to, COVID-19 renewed isolation requirements would impact only a portion of the workforce. Many employers are considering restricting visitors or creating isolation workspace for them – but are concerned about employees interacting with those guests. Most employers plan to implement screening of employees as they enter the workspace, but what protocol should be adopted? Questionnaires about exposure to the disease for the employee, family members, and anyone with whom they are in contact will be important. Many

https://www.epicbrokers.com/insights/returning-to-work-will-require-an-enormous-amount-of-planning/

Preparing For The New Normal

Pandemic: In It Together The COVID-19 pandemic has brought substantial change, and now is the time to collaborate and share our ideas, our plans and our strategies. We know that organizations are being forced to make significant changes that dramatically impact their workforce. Many have had to reduce employee hours and apply for SBA or other loans. Some are having to address the situation with layoffs and furloughs. In an effort to meet these challenges head-on, EPIC was interested in hearing from the thought leaders in our network to ensure our strategies continue to meet your needs. We …

https://www.epicbrokers.com/insights/preparing-for-the-new-normal/

Coronavirus & Workplace Wellbeing: Primary Care and Chronic Condition Management

An important trend that’s emerging with coronavirus (COVID-19) is the deferral of any discretionary care. Yes, there is a current global health crisis, but for those with a chronic health issue, it is critical to keep up with preventive care to be sure conditions are managed. An annual physical performed as a check-in on current conditions or for early detection of pre-diabetes, hypertension or an immune deficiency might help effectively mitigate increased risk of a severe COVID-19 episode. It’s important that employees speak with their primary care doctor (or establish one) to be sure …

https://www.epicbrokers.com/insights/coronavirus-workplace-well-being-primary-care-and-chronic-condition-management/

One Tiny Bright Light in This Crisis – Telemedicine

Telemedicine is one great example of why it is so hard to change healthcare in the U.S. In the era of the coronavirus (COVID-19) pandemic, telemedicine utilization has gone from less than 5% of members to over 30%. Providers, facilities, employers and patients have universally agreed that getting care through telemedicine is a no-brainer. It eliminates wasted time and exposure to other patients who might pass along additional illnesses. It is significantly less costly and increases the amount of time providers can spend with patients. And it works. Many conditions do not require a doctor to perform …

https://www.epicbrokers.com/insights/one-tiny-bright-light-in-this-crisis-telemedicine/

Identity Theft Protection

… child’s education, also makes you more vulnerable to cyber threats. We understand your employees are dealing with a lot right now both personally and professionally. Your business and your employees have enough to worry about. Identity Theft doesn’t have to be one of them. EPIC’s National Voluntary Benefits Practice has teamed up with industry-leading Identity Theft partners to offer Complimentary Identity Theft Protection to your employees through the end of 2020. The offer is being extended to new clients only. If you already offer an Identity Theft Protection plan, you may want to check with your …

https://www.epicbrokers.com/insights/identity-theft-protection/

Coronavirus & Workplace Wellbeing: Pushing for Physical Health

… Options There are hundreds of wellness vendors in the ever-changing marketplace. Wellbeats offers on-demand, virtual fitness resources and announced they are offering free unlimited access to all their content through April. HealthyWage offers weight loss and step challenges. Members can sign up for challenges and pay an entry fee (employers may cover the cost) and winners are provided cash prizes. Fitbit not only offers activity tracking devices but offers a corporate solution for employee activity challenges, a coaching dashboard and much more. Health Plan Resources  Carriers typically offer free health and wellbeing resources such as mobile apps that

https://www.epicbrokers.com/insights/coronavirus-workplace-well-being-pushing-for-physical-health/

What Will COVID-19 Do to Healthcare as We Know It?

For more of our coronavirus coverage, visit epicbrokers.com/coronavirus  Viewpoints from Craig Hasday Two things are very clear as a result of the coronavirus (COVID-19) crisis: Americans are more aware of the need for health insurance than ever and healthcare has changed, forever. It was heartbreaking to read an article that described a desperate patient, about to be intubated, who asked the attending physician “how am I going to pay for this?” Healthcare was an election issue before COVID-19 and now it will likely be the election issue. With the swelling of the unemployed to 15% or …

https://www.epicbrokers.com/insights/what-will-covid-19-do-to-healthcare-as-we-know-it/