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… the U.S. federal government has purchased 100 million doses each of the Moderna and Pfizer/BioNTech vaccines, to start being delivered in December, and has an option to acquire 500 million more Pfizer/BioNTech doses. Current vaccines all require two doses to be effective, with a lag of 3-4 weeks between injections. The U.S. government intends to distribute these vaccines, along with equipment, to private physicians, pharmacies, clinics, and purpose-built sites and has stated that they will not charge for the vaccines, equipment, or shipping. Viewpoints from Craig Hasday My colleague, Patrick Gallagher, has been researching

The EPIC actuarial team and many others have projected 2020 employer-based medical cost trends to be relatively unscathed by the COVID-19 pandemic. However, we highlighted the potential bounce-back of costs due to deferred medical care. While we haven’t been as specific with 2021, trends are starting to emerge. For more of our coronavirus coverage, visit epicbrokers.com/coronavirus  Viewpoints from Craig Hasday A recent PwC report expects costs to rise by 4% to 10% in 2021, a sharp increase from recent years. The survey points to mental health utilization and specialty drugs as two big drivers …