Cannabis

Since the legalized recreational use of cannabis was passed into state law by Colorado and Washington in 2012, the domestic market for cannabis insurance is rapidly expanding as more states legalize marijuana and businesses capitalize on the revenue opportunities. The cannabis “green rush” has been a fast ride for all parties involved including the insurance industry.

EPIC’s team of experts understands each and every unique underwriting intricacy for the cannabis industry. We effectively assess the exposures and needs of our clients’ cannabis risks and provide tailor-made, winning insurance solutions.

A Modern Approach to Industry Standards

Employee Benefits

Protect the investment you’ve made in your most valuable asset: your employees.

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Executive Benefits

Partners aren’t immune to death, disability, or departure. What’s your strategy for the future?

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Professional Liability

From executive liability to cyber security to crime, make sure your organization is comprehensively prepared.

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Property & Casualty

Many bodily injury or property claims can be avoided with proper planning.

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Loss & Claims Management

We bring a cohesive, consultative approach that starts long before a loss and continues after it.

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Industry-Specific Coverage

There are unusual twists to every cannabis operation. Due to our size and reputation, we have access to specialty carriers that offer coverage for many unique situations

Risk Management & Loss Control Services

Security/Theft Risk Mitigation

  • Safes & vaults
  • Video surveillance
  • Alarm systems
  • Cash & cannabis tracking systems

Wildfire Risk

  • Fire risk & evacuation planning
  • Physical protection
  • Defensive resources

Manufacturing Safety Measures

  • Good manufacturing practices (GMP certification)
  • Extraction safety inspections
  • Volatile extraction protections

Auto Risk Mitigation Measures

  • Telematics and vehicle tracking
  • Vehicular maintenance
  • Driver preparedness
  • Vehicle cargo security measures
globed hand holding cannabis bud with tweezers

Industry Knowledge

Our team was founded by experienced veterans of the insurance industry and is solely dedicated to the cannabis trade. As a result, we know how to evaluate your unique needs and work across departments to recommend specialty or supplemental coverage that can minimize your total cost of risk.

  • Business interruption
  • Crime
  • Difference in conditions
  • Equipment breakdown
  • Good-in-process
  • Inland marine
  • Living plant (crop)
  • Product withdrawal/recall
  • Stock & inventory
gloved hands harvesting buds from cannabis plant

Areas of Specialization

  • Ancillary business
  • Dispensaries & retailers
  • Growers & cultivators
  • Multi-state operators
  • Processors & manufactures
  • Property owners & managers
  • Secure transport
  • Testing labs
  • Transportation services
  • Vertical integrated organizations

Talk with EPIC

Contact us to find out more about how we could help your business.

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