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What is Telecommunications Fraud?

… large bill for the customer. Customer Frauds: This technique infiltrates companies who use telecommunications services. Hackers can enter into the phone network via voicemail system, improperly discarded SIM cards and pre-paid calling cards. After infiltration, the fraudster uses the phone system to make unauthorized calls, often to high-cost locations. REDUCING THE RISK OF A TELECOMMUNICATIONS FRAUD LOSS Regularly monitor call activity to detect suspicious patterns. Review phone bills fully to avoid overlooking fraudulent transactions. Change voicemail passwords from default settings and do not use ones that can be easily guessed such as 1-2-3-4 or 0 …

https://www.epicbrokers.com/insights/what-is-telecommunications-fraud/

Covering Coronavirus: Risk Considerations Volume 1, Issue 6

… examiner’s certificates and drug and alcohol testing. Those issues are addressed briefly below. Driver’s License Expirations Many State Driver Licensing Agencies (SDLAs) have altered or ceased customer-facing services until further notice. The status of various locations can be verified online by visiting https://www.usa.gov/motor-vehicle-services. Several states have extended license expiration dates so that residents may legally drive and have proof of identity during this emergency period while SDLA centers are closed. Commercial Driver’s License (CDL) and Medical Qualification Expirations The Federal Motor Carrier Safety Administration (FMCSA) announced guidance to allow …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-6/

DOL Releases New Workplace Poster, Additional FAQs

… s website for current notice requirements and to sign up for Key News Alerts. 9. Our employees must report to our main office headquarters each morning and then go off to work at our different worksite locations. Do we have to post this notice at all of our different worksite locations? The notice needs to be displayed in a conspicuous place where employees can see it. If they are able to see it at the main office, it is not necessary to display the notice at your different worksite locations. 10. Do I have to pay for notices? No.To …

https://www.epicbrokers.com/insights/dol-releases-new-workplace-poster-additional-faqs/

Covering Coronavirus: Risk Considerations Volume 1, Issue 5

… he or she trips on the family dog while rushing to answer a work phone call, the case is not considered work-related. If an employee working at home is electrocuted because of faulty home wiring, the injury is also not considered work-related. When it comes to determining establishment locations, it is helpful to know that OSHA does not consider the worker’s home to be an establishment for record-keeping purposes. OSHA considers the worker’s establishment to be the office to which he or she reports, from which he or she receives direction or supervision, collects pay …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-5/

Insurance Coverage Issues Related to Coronavirus

… the firm’s typical business insurance policies. Nonetheless, we are in a fast changing situation and as a result we recommend the following actions: Track any occurrence of infection of an individual or reported viral contamination involving: Your employee or a close relative to an employee Your office and property locations Clients with whom your employee has had close contact or who have visited your office recently Project sites or other off-site locations to which your employee has visited recently Record any impact an occurrence above has on your operations, revenues, or expenses just as you would with a …

https://www.epicbrokers.com/insights/insurance-coverage-issues-related-to-coronavirus/

Health Hubs Are Here

With the recent commoditization of the primary care relationship and increasing recognition by insurers and retailers that primary care is the gateway into the healthcare system, many of the industry’s biggest players have been investing heavily in developing “health hubs” to control the funnel of patient care and drive consumer spending. CVS Health, Walmart and UnitedHealthcare are some of the biggest names that are developing first-rate healthcare experiences through local health hubs; with multi-pronged goals of capturing primary care provider dollars, steering members to efficient specialist and facilities, and driving foot traffic to locations that can generate …

https://www.epicbrokers.com/insights/health-hubs-are-here/

Compliance Alert: Commuter Benefits Legislation Keeps Rolling

… benefit programs. These laws, prompted by growing concerns about climate change and traffic congestion, continue to expand nationwide. Commuter benefit programs are particularly popular in locations where mass transit is available and used frequently by employees to travel to and from work. Such programs provide tax-savings to both employees and employers and can help attract and retain employees. However, employees are not required to elect commuter benefits, even though the employer may be required to offer them. For example, commuters are unlikely to participate if mass transit is not available or they are not affected by traffic congestion …

https://www.epicbrokers.com/insights/compliance-alert-commuter-benefits-legislation-keeps-rolling/

How a Law Firm Reduced Employee Contributions by $800 a Month

Employee preference matters. You have to know your people to be effective. A national law firm with 300 employees, operating in 12 different office locations around the country, came to EPIC for help after experiencing low enrollment rates. Not all office locations valued the same benefits, and yet the firm offered 12 medical plans that each favored only one state’s preferences. We re-underwrote the medical plan into three national plans and one state-specific plan. Not only did it better represent employee preferences nationwide, consolidating and redesigning plan offerings saved the firm $300,000. That’s a savings …

https://www.epicbrokers.com/insights/how-a-law-firm-reduced-employee-contributions-by-800-a-month/