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Covering Coronavirus: Risk Considerations Volume 1, Issue 10

EPIC Risk Advisory Bulletin Volume 1, Issue 10 The global COVID-19 (coronavirus) pandemic remains both dynamic and fluid. We continue to see unprecedented disruptions at home and abroad. In this issue, we take a focused look at: General Information on Coronavirus Insurance Products and Coverage Information Potential Role of Environmental Insurance FFCRA Lawsuits Begin to Emerge Legislation and Litigation Roundup Human Resources and Employee Benefits Returning to Work: Resources for Employers Golf Courses Open Across America Working at Home With Pets: CDC Guidelines Employee Benefits Insights Return to Work Survey As discussions begin on reintegrating employees into the workforce …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-10/

How Credible are Coronavirus Cost Models?

For more of our coronavirus coverage, visit epicbrokers.com/coronavirus  Viewpoints from David Wiesner As EPIC and every other consulting and actuarial firm rush to the market with a coronavirus (COVID-19) cost impact modeling tool, I would urge a healthy dose of skepticism. Let me explain why: The numbers are moving too fast. Four weeks ago, the models told us 1.1 to 2.2 million people may die from COVID-19 based on then-assumed infection and death rates. Over the next few weeks, those models were revised downward and downward again. Even now as more tests come …

https://www.epicbrokers.com/insights/how-credible-are-coronavirus-cost-models/

Returning to Work Will Require an Enormous Amount of Planning

… they pass through the office. Rotating staff seems to be a popular option so that if a staff member contracts, or is exposed to, COVID-19 renewed isolation requirements would impact only a portion of the workforce. Many employers are considering restricting visitors or creating isolation workspace for them – but are concerned about employees interacting with those guests. Most employers plan to implement screening of employees as they enter the workspace, but what protocol should be adopted? Questionnaires about exposure to the disease for the employee, family members, and anyone with whom they are in contact will be important. Many

https://www.epicbrokers.com/insights/returning-to-work-will-require-an-enormous-amount-of-planning/

Covering Coronavirus: Risk Considerations Volume 1, Issue 9

… Coronavirus Supply Chain and Business Risks Protecting Idle Buildings During Coronavirus Shutdown Shifting Gears? Insurance Considerations Mobile Security Index Report Cargo Theft on the Rise Insurance Products and Coverage Information Lawsuit Tests Limits of Temporary Healthcare Immunity ALIRT Update: Business Interruption Coverage Disputes Legislation and Litigation Roundup  Human Resources and Employee Benefits OSHA’s Interim Enforcement Response Plan Homeland Security’s Modified Document Inspection Process Webinar: CARES Act and Funds for NY Businesses Employee Benefits Insights The information presented here is intended to provide a high level overview of critical areas of concern for businesses around coronavirus. Consult your EPIC …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-9/

Preparing For The New Normal

Pandemic: In It Together The COVID-19 pandemic has brought substantial change, and now is the time to collaborate and share our ideas, our plans and our strategies. We know that organizations are being forced to make significant changes that dramatically impact their workforce. Many have had to reduce employee hours and apply for SBA or other loans. Some are having to address the situation with layoffs and furloughs. In an effort to meet these challenges head-on, EPIC was interested in hearing from the thought leaders in our network to ensure our strategies continue to meet your needs. We …

https://www.epicbrokers.com/insights/preparing-for-the-new-normal/

San Jose Enacts COVID-19 Paid Sick Leave Ordinance

… 19 health crisis. The Ordinance requires certain employers to provide select employees with paid sick leave to be used for specified COVID-19 related reasons. What are the effective dates of the San José Paid Sick Leave Ordinance? Employers subject to the Ordinance must provide the required paid sick leave benefits starting April 8, 2020 through December 31, 2020. Does the San José Paid Sick Leave Ordinance apply to all employers in San José? No, the Ordinance applies only to employers that meet both of the following requirements: The employer is subject to the Business License Tax required by Chapter …

https://www.epicbrokers.com/insights/san-jose-enacts-covid-19-paid-sick-leave-ordinance/

Departments Release More FAQ to Address Leaves Under FFCRA

… include all scheduled hours, including both hours actually worked and hours for which the employee took leave. The Departments provide the following examples involving two employees with irregular schedules who take leave on April 13, 2020. For both employees, the six-month period used for estimating average hours consists of 183 calendar days from October 14, 2019, to April 13, 2020. Example 1. During the six-month period, an employee worked 1,150 hours over 130 workdays, and took a total of 50 hours of personal and medical leave. The total number of hours the employee was scheduled to work,

https://www.epicbrokers.com/insights/departments-release-more-faq-to-address-leaves-under-ffcra/

San Francisco Enacts Emergency Paid Sick Leave Law

… Gate National Recreation Area are exempt from the new law. According to FAQs provided by the Office of Labor Standards Enforcement (OLSE), the law also applies to businesses that have temporarily closed or halted their operations. Therefore, there is no express exemption for these employers. Whether an individual is an employee is determined using California’s new AB 5 standard (ABC Test) and whether the individual is an employee under the rules governing San Francisco’s pre-existing Paid Sick Leave Ordinance. This includes part-time and temporary workers and participants in Welfare-to-Work programs. Exceptions: Employers of healthcare …

https://www.epicbrokers.com/insights/san-francisco-enacts-emergency-paid-sick-leave-law/