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San Francisco Enacts Emergency Paid Sick Leave Law

… Gate National Recreation Area are exempt from the new law. According to FAQs provided by the Office of Labor Standards Enforcement (OLSE), the law also applies to businesses that have temporarily closed or halted their operations. Therefore, there is no express exemption for these employers. Whether an individual is an employee is determined using California’s new AB 5 standard (ABC Test) and whether the individual is an employee under the rules governing San Francisco’s pre-existing Paid Sick Leave Ordinance. This includes part-time and temporary workers and participants in Welfare-to-Work programs. Exceptions: Employers of healthcare …

https://www.epicbrokers.com/insights/san-francisco-enacts-emergency-paid-sick-leave-law/

Coronavirus & Workplace Wellbeing: Primary Care and Chronic Condition Management

An important trend that’s emerging with coronavirus (COVID-19) is the deferral of any discretionary care. Yes, there is a current global health crisis, but for those with a chronic health issue, it is critical to keep up with preventive care to be sure conditions are managed. An annual physical performed as a check-in on current conditions or for early detection of pre-diabetes, hypertension or an immune deficiency might help effectively mitigate increased risk of a severe COVID-19 episode. It’s important that employees speak with their primary care doctor (or establish one) to be sure …

https://www.epicbrokers.com/insights/coronavirus-workplace-well-being-primary-care-and-chronic-condition-management/

One Tiny Bright Light in This Crisis – Telemedicine

Telemedicine is one great example of why it is so hard to change healthcare in the U.S. In the era of the coronavirus (COVID-19) pandemic, telemedicine utilization has gone from less than 5% of members to over 30%. Providers, facilities, employers and patients have universally agreed that getting care through telemedicine is a no-brainer. It eliminates wasted time and exposure to other patients who might pass along additional illnesses. It is significantly less costly and increases the amount of time providers can spend with patients. And it works. Many conditions do not require a doctor to perform …

https://www.epicbrokers.com/insights/one-tiny-bright-light-in-this-crisis-telemedicine/

Covering Coronavirus: Risk Considerations Volume 1, Issue 8

… at home and abroad. In this issue, we take a focused look at: General Information on Coronavirus Supply Chain and Business Risks Repurposing Campuses for Hospital Overflows Insurance Products and Coverage Information Liability Immunity for Healthcare Workers   Proposed Ban on Surprise Medical Bills  Legislation and Litigation Roundup  Human Resources and Employee Benefits Newly Released FAQs on FFCRA and CARES Act FFCRA Navigation Flowchart   CDC Safety Guidelines for Critical Infrastructure Workers  DOL Guidance on Recording Coronavirus Cases   Requirements for Written Social Distancing Protocols  Complimentary Identity Theft Offering   Employee Benefits Insights  The information presented here is intended to provide a high level …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-8/

Identity Theft Protection

… child’s education, also makes you more vulnerable to cyber threats. We understand your employees are dealing with a lot right now both personally and professionally. Your business and your employees have enough to worry about. Identity Theft doesn’t have to be one of them. EPIC’s National Voluntary Benefits Practice has teamed up with industry-leading Identity Theft partners to offer Complimentary Identity Theft Protection to your employees through the end of 2020. The offer is being extended to new clients only. If you already offer an Identity Theft Protection plan, you may want to check with your …

https://www.epicbrokers.com/insights/identity-theft-protection/

Coronavirus & Workplace Wellbeing: Pushing for Physical Health

… Options There are hundreds of wellness vendors in the ever-changing marketplace. Wellbeats offers on-demand, virtual fitness resources and announced they are offering free unlimited access to all their content through April. HealthyWage offers weight loss and step challenges. Members can sign up for challenges and pay an entry fee (employers may cover the cost) and winners are provided cash prizes. Fitbit not only offers activity tracking devices but offers a corporate solution for employee activity challenges, a coaching dashboard and much more. Health Plan Resources  Carriers typically offer free health and wellbeing resources such as mobile apps that

https://www.epicbrokers.com/insights/coronavirus-workplace-well-being-pushing-for-physical-health/

Health Plan Obligations Under FFCRA and CARES Act

… interpret and enforce the various employer and group health plan sponsor obligations in the two laws. New FAQs released April 11, 2020, specifically address several questions plan sponsors have raised regarding covering coronavirus testing costs and increasing telehealth access. COVID-19 Testing FFCRA generally requires group health plans to provide benefits for certain items and services related to diagnostic testing to detect SARS-CoV-2 or diagnose COVID-19. Plans must cover these costs with no cost sharing (including deductibles, copayments and coinsurance), prior authorization or any other medical management requirement, when furnished on or after March 18, 2020 (FFCRA …

https://www.epicbrokers.com/insights/health-plan-obligations-under-ffcra-and-cares-act/

What Will COVID-19 Do to Healthcare as We Know It?

For more of our coronavirus coverage, visit epicbrokers.com/coronavirus  Viewpoints from Craig Hasday Two things are very clear as a result of the coronavirus (COVID-19) crisis: Americans are more aware of the need for health insurance than ever and healthcare has changed, forever. It was heartbreaking to read an article that described a desperate patient, about to be intubated, who asked the attending physician “how am I going to pay for this?” Healthcare was an election issue before COVID-19 and now it will likely be the election issue. With the swelling of the unemployed to 15% or …

https://www.epicbrokers.com/insights/what-will-covid-19-do-to-healthcare-as-we-know-it/