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Compliance Alert: ACA Affordability Safe Harbors: A Primer

… recognized this challenge and created three safe harbors for employers to determine whether they have offered affordable coverage. An employer has the option to choose any of the three affordability safe harbors as long as it applies the safe harbor consistently and uniformly to all employees in an acceptable category. The IRS has stated that acceptable classes include specified job classifications, hourly vs. salaried, geographic location or any other legitimate business criteria. Listing employees by name is not an acceptable classification. An employer is not forever locked into a safe harbor; it may choose a different safe harbor in the

https://www.epicbrokers.com/insights/compliance-alert-aca-affordability-safe-harbors-a-primer/

Compliance Alert: San Francisco Health Care Security Ordinance Top-Off Payments Due February 29

… quarter if it meets the following conditions: Employs one or more workers within the geographic boundaries of the City and County of San Francisco (City), Is required to obtain a San Francisco business registration certificate, and Is a for-profit business with 20 or more persons performing work at any location, or a non-profit organization with 50 or more persons performing work at any location. Covered employees Generally, covered employers must make Expenditures for employees who regularly work at least eight hours per week in San Francisco and have been employed for at least 90 calendar days. Exempt employees …

https://www.epicbrokers.com/insights/compliance-alert-san-francisco-health-care-security-ordinance-top-off-payments-due-february-29/

Frenkel Benefits is Now EPIC

Thanks for visiting the blog at its new location! You can now find the FrenkelySpeaking blog here on EPIC Insights. First time reading the blog? Frenkel Benefits – an EPIC Company, one of the top 20 largest insurance firms in the New York City area, was acquired by EPIC Insurance Brokers & Consultants in 2017. The FrenkelySpeaking blog began in 2011 and has been bringing our subscribers relevant insurance industry news and opinion every week. As the Frenkel brand makes its full transition to EPIC in 2020, that means EPIC is also launching more Insights content. Look out for new insightful and …

https://www.epicbrokers.com/insights/frenkel-benefits-is-now-epic/

EPIC Launches Cannabis Site Pollution Liability (CSPL) Insurance Program

… is legal for recreational and medical use, the new EPIC program is designed to provide coverage for a material gap in Commercial General Liability and Umbrella/Excess Liability policies for the cannabis industry, as these policies exclude losses resulting from pollution/pollutants on, at, under, or emanating from an insured location. The EPIC/Greyling Cannabis Site Pollution Liability (CSPL) insurance program protects growers, processors and retail dispensaries from claims alleging third party bodily injury and property damage liability claims as well as corrective action costs (investigation/cleanup costs) at or from an insured site. The program is competitively priced, with …

https://www.epicbrokers.com/insights/epic-launches-cannabis-site-pollution-liability-cspl-insurance-program/

Compliance Alert: IRS Issues Proposed Regulations Clarifying Individual Coverage HRA Affordability

… applicable age for the plan year is the employee’s age on the first day of the plan year. For an employee who becomes eligible for an ICHRA during the plan year, the employee’s applicable age for the remainder of the plan year is the employee’s age on the date the employee’s ICHRA becomes effective. An employee’s applicable location is where the employee resides for the calendar month, or, if an ALE applies the location safe harbor discussed below, the employee’s primary site of employment for the calendar month. An ALE may use the Silver

https://www.epicbrokers.com/insights/compliance-alert-irs-issues-proposed-regulations-clarifying-individual-coverage-hra-affordability/

Workers' Compensation Seminar - San Mateo

… Sexual Harassment Prevention Training Requirements New Trends for Workplace Investigations What’s New with Wage and Hour? Pending Legislation WHO SHOULD ATTEND? HR Personnel, Risk Managers, WC Coordinators or anyone who manages a workers’ compensation program. SCHEDULE FRIDAY, NOVEMBER 15 8:30AM – Sign-in & Breakfast 9:00-11:45AM – Seminar LOCATION EPIC Insurance Brokers & Consultants 2000 Alameda de las Pulgas, Atrium San Mateo, CA 94403 SPEAKERS Josh Allen, CSP, CFPS Risk Management Control Specialist EPIC Brokers and Consultants Christopher Boucher Employment/Labor Law Attorney Wiley Price & Radulovich, LLP For more information or questions about the seminar please contact Joy Eugenio …

https://www.epicbrokers.com/workers-compensation-seminar-san-mateo/

Policy Response Unit

… Review and audit of various program structures; and Present coverage features and rationales to clients’ boards of directors POST-LOSS Assisting in reporting claims and potential claims; Advising clients on defense counsel options, best practices and defense counsel performance and negotiating insurer approval of defense panel selections; Travelling to loss location where feasible; Notifying and coordinating with pre-selected vendors; Coordinating and negotiating all aspects of the claim through settlement; Overseeing expense approval / payment while addressing contested cost issues; Sophisticated analysis of carrier reservation of rights and/or coverage denials; Advocating client claim interests in connection with coverage issues; Facilitating …

https://www.epicbrokers.com/products/policy-response-unit/

Equine

… Packages can include the main residential buildings, other dwellings, farm structures, contents of all buildings, equipment and machinery, and may include more than one location. Workers’ Compensation Insurance We offer Workers’ Compensation for most types of business including the equine industry. This insurance provides benefits to employees for work-related injuries and financial compensation to the worker for loss of earnings. It can also provide death benefits in the event of a fatality. If you have one or more individuals performing services for financial consideration you may be required by law to provide them with workers’ compensation insurance. Our …

https://www.epicbrokers.com/industries/farm-and-ranch/equine/