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Compliance Matters Newsletter | June 2026

… Affordable Care Act (ACA) Patient-Centered Outcomes Research Institute (PCORI) fees no later than July 31, 2026. Fully insured plan sponsors can rely on their carriers to submit the fee on their behalf, but fully insured plan sponsors that sponsor a self-funded plan component, such as a health reimbursement arrangement (HRA), will need to file and pay for the self-funded component plan. Payment amounts due in 2026 will differ based on the employer’s plan year. The Internal Revenue Service (IRS) provides a chart showing applicable fee amounts depending on the plan’s year-end date. The fees …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-june-2026/

Legal System Abuse and the Illusion of Predictability

… before liability is meaningfully tested. Once a claim is positioned as a lawsuit rather than a loss, its economics change. Litigation becomes the default path, and severity begins to reflect process as much as facts. Third party litigation funding accelerates this shift. By introducing external capital with return expectations, funding arrangements reduce pressure to settle and reward delay and escalation. For European organizations accustomed to disputes where both sides internalize legal cost and risk, this additional capital layer materially alters claim behavior, particularly in the later stages of development. Damage Inflation and Procedural Leverage Damage inflation tactics compound the problem …

https://www.epicbrokers.com/insights/legal-system-abuse-predictability/

The Data Center: Managing the Next Energy Risk Curve

… and regulatory scrutiny on carbon-intensive baseloads is tightening. These aren’t isolated logistical hiccups; they are a contagion of risk where one failure point bleeds into the next. In a desperate rush to secure power, operators are flooding into complex arrangements like long-term Power Purchase Agreements (PPAs), behind-the-meter generation, and nuclear or baseload partnerships. On paper, these look like proactive solutions. In the real world, they are contractual landmines. They introduce operational and insurability complexities that simply do not show up in a standard property submission. A “behind-the-meter” arrangement or a direct link to

https://www.epicbrokers.com/insights/data-centers/

FTC Settlement With ESI, CAA 2026, and Proposed Rule: What Does It Mean for Plan Sponsors?

… plan by the PBM and its affiliates and all direct and indirect compensation received by the PBM and its affiliates. PBMs would be expected to disclose a full accounting of the revenue streams that influence a plan’s pharmacy spend, including manufacturer rebates, spread revenue, copay clawbacks, and any financial arrangements tied to formulary placement. Just as importantly, they must explain why those formulary decisions are being made. This level of clarity is essential for plan sponsors seeking to understand the true economic drivers within their pharmacy benefit and make informed choices that bring accountability, value, and transparency into the …

https://www.epicbrokers.com/insights/plan-sponsor-updates-2026/

Compliance Matters Newsletter | April 2026

… breached fiduciary duties by allowing excessive prescription drug pricing in its health plan. The court found plaintiffs lacked Article III standing because they failed to demonstrate a concrete financial injury. Conversely, Stern v. JPMorgan Chase will move forward after a court allowed claims alleging fiduciaries failed to prudently monitor PBM arrangements and allowed participants to pay inflated prices for generic drugs. These cases reinforce the importance for plan fiduciaries to maintain strong governance, actively monitor vendors, and document efforts to meet ERISA’s duties of prudence and loyalty. All-Payer Claims Databases Employers may be receiving letters from their third …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-april-2026/

Approved Organizers & Tracks

… Raceway Brainerd, MN Hedge Hollow Raceway Adrian, MO Ozarks International Raceway Gravois Mills, MO Charlotte Motor Speedway Concord, NC Rockingham Speedway Rockingham, NC Motorsports Park Hastings Hastings, NE Canaan Motor Club Canaan, NH New Hampshire Motor Speedway Loudon, NH Club Motorsports Tamworth, NH New Jersey Motorsports Park Millville, NJ Arroyo Seco Raceway Deming, NM Reno-Fernley Raceway Fernley, NV Las Vegas Motor Speedway Las Vegas, NV Spring Mountain Motorsports Ranch Pahrump, NV Monticello Motor Club Monticello, NY Watkins Glen Int’l Raceway Watkins Glen, NY Nelson Ledges Garrettsville, OH Mid-Ohio Sports Car Course Lexington, OH Hallett Motor Racing …

https://www.epicbrokers.com/programs/motorsports/approved-organizers-track/

Compliance Matters Newsletter | March 2026

… that pose the greatest risk to plan participants and beneficiaries. Specific to health and welfare benefit plans, investigations will prioritize cybersecurity, access to mental health and substance use disorder benefits, surprise medical billing, and handling of employee contributions. EBSA also signaled a continued commitment to addressing abusive Multiple Employer Welfare Arrangements (MEWAs). US Department of Labor’s Employee Benefits Security Administration updates national enforcement projects for employee benefit plans | U.S. Department of Labor DOL Announces Delinquent Filer Program for MEWAs In a notice published in the Federal Register on December 31, 2025, the Department of Labor (DOL) announced that …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-march-2026/