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How a Major Discount Retailer is Transforming Its Culture

Be Intentional About Safety Custom, frequent and consistent safety messaging is transforming culture across a discount retailer’s diverse, distributed audience. A major discount retailer with five distribution centers and around 3,000 employees kept experiencing high volumes of safety-related incidents and workers’ compensation claims. With a very diverse population spread across the country, they knew they needed help launching a strategic Safety Awareness Program before they could expect to change behavior and benefit from lasting results. It Pays to Be Thoughtfully Committed  Our team immediately performed an assessment, looking into current perceptions, culture, safety messages and the communications …

https://www.epicbrokers.com/insights/how-a-major-discount-retailer-is-transforming-its-culture/

How We Trained Over 800 People in Under Two Weeks Amid the Pandemic

Seize the Moment With Confidence We made the impossible possible for a client that wanted to jump on an opportunity we couldn’t let them pass up … Encore Live historically produced large, high-budget experiences such as Presidential Inaugurations, live music concerts, conferences and other dynamic, custom events. In a pandemic void of large-crowd experiences, Encore Live pivoted and sought to be first-to-market for filmed concert experiences at Drive-In and Outdoor Movie Theaters across North America. However, they needed our help to quickly build custom training for this unique event series and the necessary precautions that …

https://www.epicbrokers.com/insights/rapid-custom-training-amid-pandemic/

Covering Coronavirus: Risk Considerations Volume 1, Issue 21

EPIC Risk Advisory Bulletin Volume 1, Issue 21 In this issue, we take a focused look at: Supply Chain and Business Risks FMCSA Extends Emergency Declaration Insurance Products and Coverage Information Business Interruption Update PPP Loans: What’s Next? News of Note Human Resources and Employee Benefits Contact Tracing: Considerations for Employers Remote Workplace Investigations Temporary Cal/OSHA Change: CA Mask Shortage Benefit Program Renewals: Looking Ahead Workers’ Compensation Webinar Presumptive Compensability Legislation Update Insights from Across the Firm The information presented here is intended to provide a high level overview of critical areas of concern for businesses around coronavirus …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-21/

EPIC Helps Company Renew After Series of Auto Accidents

… own standards and templates. Taken a step further, our consultant conducted defensive driver training for all company drivers, leveraging the carrier’s own Defensive Driver Training Program, Decision Driving. Just like that, the policy was renewed. Never take No for an answer. We can help reverse a carrier’s decision.  Risk Management for Roofing Contractors EPIC Insurance Brokers & Consultants is the premier insurance brokerage firm serving California’s roofing industry. During difficult times like this is when we truly make a difference for our clients. We currently have more than $1 Billion in construction premiums. Use our leverage to your …

https://www.epicbrokers.com/insights/epic-helps-company-renew-after-series-of-auto-accidents/

EPIC Reduces Roofer's Loss Ratio from 56 Percent to 3 Percent

Risk Management Center, a resource for: Online training Video streaming, and Other safety resources for employees on Modified Duty The next policy year, the construction company only experienced three total Workers’ Compensation claims, a 70% reduction in claims frequency, along with a reduction from 56% to 3% in loss ratio. Risk Management for Roofing Contractors EPIC Insurance Brokers & Consultants is the premier insurance brokerage firm serving California’s roofing industry. During difficult times like this is when we truly make a difference for our clients. We currently have over $1 Billion in construction premiums. Use our leverage to your benefit …

https://www.epicbrokers.com/insights/epic-reduces-roofers-loss-ratio/

EPIC Claims Advocacy Reduces Claims Duration and Costs

… employee being discharged from treatment without permanent disability. The claim file was closed and only $5,728 was paid on the claim. Our significant impact was being involved on day one of the claims process and proactively working with the key steak holders to impact the claims duration and costs. Risk Management for Roofing Contractors EPIC Insurance Brokers & Consultants is the premier insurance brokerage firm serving California’s roofing industry. During difficult times like this is when we truly make a difference for our clients. We currently have over $1 Billion in construction premiums. Use our leverage to your benefit …

https://www.epicbrokers.com/insights/epic-claims-advocacy-reduces-claims-duration-and-costs/

EPIC Lowers Commercial Roofer's Experience Modification Year After Year

… Rating Bureau (WCIRB) calculated the experience modification it was 154%, which is a total reduction of 76 points. We are projecting the 2020 experience modification will be 137%, due to our: Aggressive Claims Advocacy Reserve Adequacy Evaluation Claims Monitoring Claims Reviews Return to Work Assistance Data Analytics to track results Risk Management for Roofing Contractors EPIC Insurance Brokers & Consultants is the premier insurance brokerage firm serving California’s roofing industry. During difficult times like this is when we truly make a difference for our clients. We currently have more than $1 Billion in construction premiums. Use our leverage to your …

https://www.epicbrokers.com/insights/epic-lowers-experience-modification/

Understanding Your Workers’ Compensation Experience Modification Factor

Answers to Your Mod Factor Questions A key to understanding your workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Who calculates the mod factor? Most states use the National Council on Compensation Insurance (NCCI) to collect data and calculate the experience modification factor. The NCCI is a private corporation funded by member insurance companies. The remaining states either operate an independent workers’ compensation bureau or have set aside a state fund for workers …

https://www.epicbrokers.com/insights/understanding-your-workers-compensation-experience-modification-factor/