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Waste

The Solid Waste Insurance Management (SWIM) program provides a custom, industry-specific approach including competitively priced coverage, specialty loss control, and driver training services. SWIM prides itself on being able to offer our clients a full array of insurance and surety products, risk management tools and employee benefit consulting services specifically tailored to refuse and recyclers. Exceptional customer service, superior products, and a long-standing industry reputation –these are just a few of the strengths of SWIM. Connect with Sales

https://www.epicbrokers.com/programs/waste/

Entertainment & Sports

Our long history of covering amateur & professional sports, entertainers, fitness & leisure, musicians, live events, motion pictures, stage productions and more, makes our team of entertainment & sports brokers some of the very best in the business. We specialize in designing risk management and insurance programs that are responsive to the unique needs and requirements of athletes, broadcasters, filmmakers, non-profits & for-profits, producers, promoters, entertainers and anyone, anywhere, engaged in the business of professional entertainment & sports. Connect with Sales Specialties FILM, TV & MEDIA We offer an array of insurance coverage for film, television, networks, production studios and a host of short …

https://www.epicbrokers.com/industries/entertainmentandsports/

EPIC Insurance Brokers and Consultants Acquires Trumark Insurance & Financial Services

… an EPIC company please visit www.vanbridge.com or https://advisor.vanbridge.com/. About Trumark Trumark’s team of advanced point-of-sale specialists, forms strategic partnerships with institutional financial advisors, broker-dealers, P&C firms, RIAs and independent advisors. They implement risk management solutions for their high net worth individual and business clients using an array of insurance products. Trumark’s team provides unparalleled expertise in the areas of product evaluation, product structuring, underwriting and case management to deliver professional, ethical solutions that enhance the advisor’s relationship with their client. For additional information, please visit www.trumarkfinancial.com

https://www.epicbrokers.com/insights/epic-acquires-trumark-insurance/

Surety Bonds

EPIC works closely with you to develop and maintain the right surety program, one that integrates your overall risk management insurance and financial goals no matter what market fundamentals and underwriting dynamics happen. We have structured surety programs for many domestic and international companies in an array of fields and industries. We apply a rigorous approach and thorough understanding of this important credit tool to your unique situation to set your business up for success. Connect with Sales Highlights Our passion for protecting our clients’ interests drives us to achieve ideal surety program design. We aim to make surety easy …

https://www.epicbrokers.com/products/surety-bonds/

Special Compliance Alert: Final Regulations Issued on Health Reimbursement Arrangements (HRAs) – June 2019

… to help cover the cost of co-pays, deductibles, or other expenses not covered by a primary group health plan even if an employee does not enroll in the primary plan. Employers will be able to offer the new HRA options starting January 1, 2020. BACKGROUND An HRA is an arrangement where an employer reimburses participants for certain eligible medical expenses. The Affordable Care Act (ACA) and related agency guidance made offering HRAs tricky for many employers since HRAs, by design, violate the ACA prohibitions on annual limits on medical expenses unless the HRA is properly integrated with other group …

https://www.epicbrokers.com/insights/special-compliance-alert-final-regulations-issued-on-health-reimbursement-arrangements-hras-june-2019/

The Billion-Dollar Build: Insuring the Megaproject Era

… factors like labor shortages, regulatory uncertainty, and commodity pricing volatility. From 2018 to 2023, steel prices alone have swung over 70%, putting severe stress on planned budgets. Most of these projects rely on a maze of anywhere between 100 and up to 300 subcontractors. One missed deadline or safety incident can ripple through a billion-dollar schedule. We’ve observed the fragility of these arrangements during COVID-19 and its aftermath, where just-in-time delivery models clashed with real-world material shortages. We’re seeing rising demand for: Builder’s risk policies with broader delay and soft cost extensions

https://www.epicbrokers.com/insights/the-billion-dollar-build/

Updates to 2026 FSA Limits Released

Quick Facts On October 9, 2025, the Internal Revenue Service (IRS) released IRS Revenue Procedure 2025-32, which updates maximum limits for health flexible spending arrangements (FSAs) and commuter benefits. These limits are adjusted annually for inflation. Limits for Dependent Care Assistance Programs (DCAP) are not addressed in the IRS guidance; however, the One Big Beautiful Bill (OBBB), signed in July 2025, updated these limits starting in 2026 Background Through Revenue Procedure 2025-32, the Internal Revenue Service (IRS) updates a variety of 2026 adjusted tax limits. Among other things, the notice indicates that employee contribution limits toward health FSAs …

https://www.epicbrokers.com/insights/updates-2026-fsa-limits-released/

Compliance Matters Newsletter | September 2025

… disclosures of protected health information (PHI), and gives individuals certain rights, including the right to timely access to health records and the right to obtain a copy of their health records. The updated HIPAA FAQs address how covered health care providers are permitted to disclose PHI to value-based care arrangements for treatment purposes, and what health information is included in a designated record set and thus subject to the individual’s right to access such information New and Updated FAQs: New. Does the HIPAA Privacy Rule permit a covered health care provider to disclose protected health information to value …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-september-2025/