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Waste

The Solid Waste Insurance Management (SWIM) program provides a custom, industry-specific approach including competitively priced coverage, specialty loss control, and driver training services. SWIM prides itself on being able to offer our clients a full array of insurance and surety products, risk management tools and employee benefit consulting services specifically tailored to refuse and recyclers. Exceptional customer service, superior products, and a long-standing industry reputation –these are just a few of the strengths of SWIM. Connect with Sales

https://www.epicbrokers.com/programs/waste/

Entertainment & Sports

Our long history of covering amateur & professional sports, entertainers, fitness & leisure, musicians, live events, motion pictures, stage productions and more, makes our team of entertainment & sports brokers some of the very best in the business. We specialize in designing risk management and insurance programs that are responsive to the unique needs and requirements of athletes, broadcasters, filmmakers, non-profits & for-profits, producers, promoters, entertainers and anyone, anywhere, engaged in the business of professional entertainment & sports. Connect with Sales Specialties FILM, TV & MEDIA We offer an array of insurance coverage for film, television, networks, production studios and a host of short …

https://www.epicbrokers.com/industries/entertainmentandsports/

EPIC Insurance Brokers and Consultants Acquires Trumark Insurance & Financial Services

… an EPIC company please visit www.vanbridge.com or https://advisor.vanbridge.com/. About Trumark Trumark’s team of advanced point-of-sale specialists, forms strategic partnerships with institutional financial advisors, broker-dealers, P&C firms, RIAs and independent advisors. They implement risk management solutions for their high net worth individual and business clients using an array of insurance products. Trumark’s team provides unparalleled expertise in the areas of product evaluation, product structuring, underwriting and case management to deliver professional, ethical solutions that enhance the advisor’s relationship with their client. For additional information, please visit www.trumarkfinancial.com

https://www.epicbrokers.com/insights/epic-acquires-trumark-insurance/

Surety Bonds

EPIC works closely with you to develop and maintain the right surety program, one that integrates your overall risk management insurance and financial goals no matter what market fundamentals and underwriting dynamics happen. We have structured surety programs for many domestic and international companies in an array of fields and industries. We apply a rigorous approach and thorough understanding of this important credit tool to your unique situation to set your business up for success. Connect with Sales Highlights Our passion for protecting our clients’ interests drives us to achieve ideal surety program design. We aim to make surety easy …

https://www.epicbrokers.com/products/surety-bonds/

Special Compliance Alert: Final Regulations Issued on Health Reimbursement Arrangements (HRAs) – June 2019

… to help cover the cost of co-pays, deductibles, or other expenses not covered by a primary group health plan even if an employee does not enroll in the primary plan. Employers will be able to offer the new HRA options starting January 1, 2020. BACKGROUND An HRA is an arrangement where an employer reimburses participants for certain eligible medical expenses. The Affordable Care Act (ACA) and related agency guidance made offering HRAs tricky for many employers since HRAs, by design, violate the ACA prohibitions on annual limits on medical expenses unless the HRA is properly integrated with other group …

https://www.epicbrokers.com/insights/special-compliance-alert-final-regulations-issued-on-health-reimbursement-arrangements-hras-june-2019/

Compliance Matters Newsletter | September 2025

… disclosures of protected health information (PHI), and gives individuals certain rights, including the right to timely access to health records and the right to obtain a copy of their health records. The updated HIPAA FAQs address how covered health care providers are permitted to disclose PHI to value-based care arrangements for treatment purposes, and what health information is included in a designated record set and thus subject to the individual’s right to access such information New and Updated FAQs: New. Does the HIPAA Privacy Rule permit a covered health care provider to disclose protected health information to value …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-september-2025/

The One Big Beautiful Bill Impacts Employer-Sponsored Health & Welfare Programs

Quick Facts On July 4, 2025, President Trump signed the One Big Beautiful Bill (the Bill) into law. The final version of the signed legislation incorporates many provisions of the House version but also includes some provisions unique to the Senate version. The Senate version of the Bill eliminated many key provisions of the House version related to increased flexibility for health savings accounts (HSAs) and updates to Individual Health Care Reimbursement Arrangements (ICHRAs). The Departments will be busy with the rulemaking required to implement this new legislation over the next several months. Introduction On July 4, 2025, President Trump …

https://www.epicbrokers.com/insights/one-big-beautiful-bill-act/

Compliance Matters Newsletter | July 2025

… Affordable Care Act (ACA) Patient-Centered Outcomes Research Institute (PCORI) fees no later than July 31, 2025. Fully insured plan sponsors can rely on their carriers to submit the fee on their behalf, but fully insured plan sponsors that sponsor a self-funded plan component, such as a health reimbursement arrangement (HRA), will need to file and pay for the self-funded component plan. Payment amounts due in 2025 will differ based on the employer’s plan year. The Internal Revenue Service (IRS) provides a chart showing applicable fee amounts depending on the plan’s year-end date. The fees …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-july-2025/