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… behavior change, moving employees towards being informed benefit consumers. Connect with Sales Services Multi-Channel Benefit Communications (web, print, mobile, video) Strategic planning and guidance Open Enrollment and ongoing engagement campaigns Benefit enrollment and decision support tools Learn about our packaged and custom solutions that can help you jumpstart your benefits and human resources (HR) communications campaign. Find Out More What to Expect from EPIC We are here to help with communication needs related to helping solve employer challenges, including: Developing an HR/benefits brand Helping employees become better benefits consumers Driving engagement and long-term behavior change Crafting open …

… Packages can include the main residential buildings, other dwellings, farm structures, contents of all buildings, equipment and machinery, and may include more than one location. Workers’ Compensation Insurance We offer Workers’ Compensation for most types of business including the equine industry. This insurance provides benefits to employees for work-related injuries and financial compensation to the worker for loss of earnings. It can also provide death benefits in the event of a fatality. If you have one or more individuals performing services for financial consideration you may be required by law to provide them with workers’ compensation insurance. Our …

… analysis and market solutions that help in building quality plans and programs. Connect with Sales Capabilities Full-service management of voluntary benefits strategies Integrated program development to complement core plan offerings Customized plan designs and delivery solutions Benefit portfolio analysis to determine the best product and carrier placements Dedicated voluntary benefits account management team for ongoing support What to Expect from EPIC We are here to help with voluntary benefits needs to solve employer challenges, including: Enhancing an existing benefit strategy with voluntary benefits and long-term care programs Diversifying benefit solutions and plan options for employees Assistance and advice …

… address these potential areas of vulnerability to provide a positive experience for both customers and employees. Connect with Impact Improve Your Bottom Line Leverage our certifications in profit protection and forensic investigations to improve your overall earnings potential. We help you swiftly identify losses from fraud and waste so you can act quickly to correct your course. What We Offer: Operational audit programs Safety assessments Loss prevention services Business continuity planning Investigations Financial Benefits On average, our clients can save: Up to 8% improvement on earnings before interest, taxes, depreciation & amortization (EBITDA) Up to 15% shrink reduction Improved operational efficiencies

Impact Risk Partners  / Managed Care Optimization Managing the expense of high-quality care to injured employees is a key factor in your overall workers’ compensation costs. We help you drive measurable improvements to medical outcomes by integrating claims management, analytics, and process optimization with proven cost reduction strategies. Medical expenses often account for more than half your claims costs, so it’s important to have an effective plan to combat rising costs. With your injured workers and program goals in mind, we look at multiple areas to see where your current program can be improved. Connect with Impact Data-Driven …