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San Francisco HCSO Top-Off Payments Due February 28, 2022

… quarter if it meets the following conditions: Employs one or more workers within the geographic boundaries of the City and County of San Francisco (City), Is required to obtain a San Francisco business registration certificate, and Is a for-profit business with 20 or more persons performing work at any location, or a non-profit organization with 50 or more persons performing work at any location. Covered Employees Generally, covered employers must make Expenditures for employees who regularly work at least eight hours per week in San Francisco and have been employed for at least 90 calendar days. Changes Due …

https://www.epicbrokers.com/insights/sfhsco-top-off-payments-due-february-28-2022/

HHS Issues FAQs on HIPAA Privacy & COVID-19 or Flu Vaccine Status

… Requesting or requiring existing or prospective employees to sign a HIPAA authorization form for a provider to disclose the individual’s vaccination record to their employer; Requiring employees to wear a mask while in the employer’s facility, on the employer’s property, or in the normal course of performing their duties at another location; and/or Requiring employees to disclose whether they have received a COVID-19 vaccine in response to queries from current or prospective patients. Again, note that in each of these examples, other federal or state laws may come into play with respect to what …

https://www.epicbrokers.com/insights/hhs-faqs-hipaa-privacy-covid-19-flu-vaccine-status/

Q3 2021 Winery Report

… a claim…it is always possible to drop the claim if it turns out the fruit or other property was not actually damaged. Review your insurance policies to determine what supporting materials you need to file a claim. For smoke taint claims, for example, policies often require information regarding the location of the grapes, when they were affected, and for how long. Many insurance companies also require lab tests to confirm the presence of smoke taint and some will only accept results from preapproved labs. If the grapes are crushed, some policies require that juice from different lots be segregated …

https://www.epicbrokers.com/insights/q3-2021-winery-report/

EPIC 2021 Charter School Golf Classic

Join Us Tuesday, October 26 Stevens Park Golf Course in Dallas, Texas For our non-golfers, this year’s tournament will also include a host of competitive games at the golf course pavilion! This annual event and tournament was created to allow Texas Charter School Operators and service partners the opportunity to connect in an intimate setting with those who support their schools and students. Golf Tournament Details Format: 4-Peron Team Scramble Location: Stevens Park Golf Course Time: 11:30 AM Registration & Complimentary Lunch | 1:00 PM Shotgun Start Entry Fee: $150 per player ($600 per team) Deadline: Payment …

https://www.epicbrokers.com/insights/epic-2021-charter-school-golf-classic/

It’s Not the Insurance That’s Expensive – It’s the Cost of Healthcare

… for dozens of cancers and is much more sensitive to early-stage cancers – before they become deadly. Liquid biopsies use advanced gene-sequencing technology to identify minuscule tumor cells or DNA strands that have broken off from these cells in the bloodstream. They identify the presence of cancer and its location, which can be further investigated and confirmed by traditional cancer diagnostics – years in advance of symptoms appearing. The technology is still being tested, but the results thus far are very promising. Estimates are that cancer deaths could be reduced by 25% if it is used in conjunction with traditional …

https://www.epicbrokers.com/insights/its-not-insurance-thats-expensive-its-the-cost-of-healthcare/

New Mexico Latest State to Enact a Paid Sick Leave Law

… employee’s right to file a complaint with the state labor department if the employer denies leave or retaliates against an employee; and All means of enforcing violations of the law. The state is drafting a model mandatory notice HWA Poster that employers must place in a conspicuous and accessible location in each establishment where employees are employed. Generally, the individual disclosure to an employee and the workplace post must appear in English, Spanish or any language that is the first language spoken by at least 10% of the employer’s workforce. The HWA becomes effective in 2022. Covered employers …

https://www.epicbrokers.com/insights/new-mexico-latest-state-to-enact-a-paid-sick-leave-law/

Urgent Care – Too Much of a Good Thing?

… after spending so much time educating employees about the value of urgent care? For starters, it’s critical that employers review the cost-sharing in their benefit design. The old days of charging the same copay for urgent care and PCPs to get members hooked are gone – copays for urgent care average two to three times the cost of a PCP visit. Secondly, some employers are starting to look at design features that limit follow-up care allowed at the urgent care location. If there was a sports injury or infection that initially was treated at the urgent care, the

https://www.epicbrokers.com/insights/urgent-care-too-much-of-a-good-thing/

American Rescue Plan Act COBRA Subsidy Overview & FAQs

… willing and able to continue performing services. All of the following were considered an involuntary termination of employment: Layoffs and reductions in force Failure to renew a contract Termination for cause Employer’s action to end employment when an employee cannot work due to illness or disability Employee resignation as the result of an employer-initiated change in work location The involuntary termination of employment does not need to be related to COVID. If the involuntary termination of employment was for gross misconduct, the individual was never eligible for COBRA and therefore not eligible for the COBRA subsidy either …

https://www.epicbrokers.com/insights/american-rescue-plan-act-cobra-subsidy-overview-faqs/