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Hospitality Client Showcase: East Meets West

… reopen immediately once Governor Newsom allowed indoor dining to resume. They were concerned that having to reconfigure the inside would not generate the same sales as before. They were also concerned about the safety component of operating both inside and outside. During this time, they corresponded with their landlords to determine how much outdoor dining could be achieved at their locations. When Governor Newsom once again closed indoor dining, it was a “body blow” to the brothers. However, they were buoyed by the willingness of some of their landlords to help them create attractive outdoor dining space as well as

https://www.epicbrokers.com/insights/hospitality-client-showcase-east-meets-west/

The Employer Healthcare Market Appears to Be Stable – but for How Long?

There is more evidence that COVID-19 is not going to be as bad for employee benefit claims as feared. Last week, Unum released a report on leave trends and found that claims were down in the late summer, despite COVID-19 incidence increasing in many locations. Since March 2020, there has been a fairly steady decline in both leave requests and short-term disability claims, and the percentage of those claims related to COVID-19 has also declined. During the most recently reported period, ending September 13, these incidents amounted to only 11% of claims, down from a high …

https://www.epicbrokers.com/insights/the-employer-healthcare-market-appears-to-be-stable-but-for-how-long/

Covering Coronavirus: Risk Considerations Volume 1, Issue 24

… and professional services sectors. Of course, once events do resume, they will look entirely different than before the onset of the pandemic. Sales-oriented conferences and trade-show exhibitions may be the first to resume in-person events. However, many events will retain virtual and hybrid options, even using multiple locations to keep attendees levels lower at each spot, yet higher overall. China and South Korea provide an interesting example of what the U.S. may hope to achieve. There, major domestic auto and construction trade shows resumed in April with 40,000 attendees. Health and safety requirements and mandatory …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-24/

There’s a Lot of Money Going to Healthcare Innovation – Will It Work?

… claims, they can be more effective in population health management. And we are still waiting to hear from Amazon, Berkshire Hathaway and JPMorgan Chase. Their Haven Healthcare collaboration made a big market sizzle but as a market observer, I am still waiting for the steak to be served. Amazon’s purchase of PillPack may well disrupt the pharmacy market, but it too is in its formulation stage. Meanwhile, the traditional insurers are doing their best to keep up. Aetna Connected was just announced which will provide no-cost primary care at HealthHUB and MinuteClinic locations and 1- to 2-day

https://www.epicbrokers.com/insights/theres-a-lot-of-money-going-to-healthcare-innovation-will-it-work/

EPIC Lowers Commercial Roofer's Experience Modification Year After Year

The Importance of Claims Advocacy  How a Commercial Roofing company with two locations and 90 to 100 employees experienced a total reduction of 76 points. When our Workers’ Compensation Claims Advocate began working with this commercial roofer, their experience modification was 230%. The client had six open claims with reserves in excess of $575,000. Our claims advocate immediately contacted the claims adjusters to review the reserves and make sure there were adequate and established, comprehensive action plans for resolutions on the open claims, and to see how they were affecting the experience modification. The claims advocate set target dates …

https://www.epicbrokers.com/insights/epic-lowers-experience-modification/

Covering Coronavirus: Risk Considerations Volume 1, Issue 20

… gamification was included to reinforce topics with learners and was so effective that zero incidents occurred at the event. The team helped accomplish the training in just three days. The results were remarkable, especially given that more than 350,000 people attended the drive-in concert event at 350 separate locations. If you would like assistance training employees or staff for an event or workplace need, contact a member of the IMPACT Training and Awareness Team today. The team is available to help create, implement and track progress toward training goals. Federal Judge Expands Virus Paid Leave Rule When Congress …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-20/

Covering Coronavirus: Risk Considerations Volume 1, Issue 18

… the country. In some regions of the U.S., motor carrier employers subject to controlled substance (drug) and alcohol testing under Part 382 may be unable to comply with certain testing requirements due to the ongoing impacts of the emergency. In recognition of these barriers to full compliance in some locations, the FMCSA may exercise discretion to determine not to enforce the minimum annual percentage random testing rates for drugs and alcohol. They may also ease the requirement that employers administer random drug and alcohol tests throughout the calendar year (set forth in Sections 382.305(b)(1) and (2 …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-18/

Covering Coronavirus: Risk Considerations Volume 1, Issue 17

… exposure, budgets, operations and services. Many want to know how claims are coded and what information is being gathered when claims are filed. Of particular interest to Insurers is whether or not employers have a pandemic plan in place and how closely they are following it. In the long-term, claims could rise as workers return to onsite working locations that they have lost familiarity with over the past few months. Employers will need to emphasize safety training to prevent common injuries like slips and falls. The inherent challenge of insurance is that premiums and coverage are determined by past

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-17/