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Industry Trends: Limousine & Bus Premiums Continue to Rise

Those of you who’ve been in business for a while may recall a time about 15 years ago when we faced a cycle called a “hard market,” characterized by higher premiums, fewer insurance carriers competing for your business and more stringent underwriting guidelines. Unfortunately, the latest emergence of the hard market cycle persists – affecting bottom lines, particularly as we battle back from the pandemic. Viewpoints from Mike Marroccoli Public transportation companies are continuing to see increased insurance costs, particularly for excess/umbrella liability, and obtaining coverage could be a challenge. You’ll need to take extra steps to get …

https://www.epicbrokers.com/insights/industry-trends-limousine-bus-premiums-continue-rise/

President Biden Announces COVID-19 Vaccine Mandate Impacting 100 Million Americans

… the order which has six focal points: vaccinating the 25% of unvaccinated workers; protecting the unvaccinated; keeping schools safely open by urging states to require that all schools follow his lead; expanding free testing and requiring masks where appropriate; protecting economic recovery and improving care for those with COVID-19. This issue is developing rapidly and clearly, the debate will continue. Human resources professionals are scrambling to find ways to comply with the COVID-19 protocols they have adopted and in response, EPIC has surveyed available resources and tracking products. Our Wellness & Health Management team can assist in helping to

https://www.epicbrokers.com/insights/biden-covid-19-vaccine-mandate-impacting-100-million-americans/

EPIC to Attend RIMS Western Regional 2021 Conference

We’re attending this year’s RIMS Western Regional conference to connect and discuss the latest strategies for controlling and optimizing risk. The Western Regional Conference is the premier risk management conference, leading the field in addressing and combating risk. Hear speakers share their experiences on challenges affecting their ecosystem, regulatory expansion and best practices to managing risk. This conference focuses on risk managers and sessions that provide relevant tools to mitigate risk within their organization. Conference Details RIMS Western Regional Conference 2021 Park City, Utah September 13 – 14, 2021 LEARN MORE OR REGISTER FOR THE EVENT Contact scott.weiss …

https://www.epicbrokers.com/insights/epic-attend-rims-western-regional-2021-conference/

Is Your Law Firm Overpaying for Workers’ Compensation Insurance?

… Practice, specializing in the structuring and placement of complex casualty risks. Before joining Vanbridge, Mr. Fitzsimmons was a Senior Vice President for Mercator Risk Services, a wholesale insurance broker. He was a Casualty Practice Leader for significant account risks at Willis North America, Inc. from mid-2002 through 2006. Mr. Fitzsimmons served as a Casualty Team Leader in the large account group at Aon Risk Services, Inc. of New York from 1997 through mid-2002. He graduated from Saint Bonaventure University with a BA in Management & Marketing and he holds a CPCU designation. DOWNLOADABLE RESOURCE JDX Comp Program Highlights (PDF)

https://www.epicbrokers.com/insights/are-you-one-of-the-law-firms-overpaying-for-workers-compensation-insurance/

China’s New National Privacy Law

On August 20, 2021, the top legislative body in the People’s Republic of China passed China’s first comprehensive data privacy law, the Personal Information Protection Law (PIPL). The PIPL will take effect on November 1, 2021. At this time, the final version of the law has not yet been released. However, initial drafts of the PIPL suggest the law bears a striking resemblance to the world’s most robust framework for privacy protections, Europe’s General Data Protection Regulation (GDPR). The GPDR and the PIPL have similar definitions for “personal information.” And the PIPL, like the GDPR, contains …

https://www.epicbrokers.com/insights/chinas-new-national-privacy-law/

One of the Most Overlooked “Root Causes” of Loss Events

… properly trained at hire? Was the guard in the way? Was the operation of removing the guard a common practice? Were the rules adequately enforced? Many more questions arose – and all of them uncovered problems that led to physical and administrative improvements to prevent further disaster. Upon closer investigation, the root cause of this accident was the change in the process (the machine) without the necessary change in procedure. When clear expectations are not communicated, it is human nature to make assumptions. One of the corrective actions was to implement a change management plan. In an unrelated event, an automatic

https://www.epicbrokers.com/insights/one-of-the-most-overlooked-root-causes/

Biden’s OSHA: What to Expect

On June 16, President Biden’s nomination of Doug Parker as director of the Occupational Safety and Health Administration (OSHA) moved closer to Senate confirmation with a 13-9 vote by the Health, Education, Labor and Pensions Committee. Parker currently serves as California’s OSHA (Cal/OSHA) director and previously served under Obama’s administration as the Mine Safety and Health Administration (MSHA) policy manager. Parker spearheaded Cal/OSHA’s Emergency Temporary Standard (ETS) for COVID-19 and is expected to continue promulgating federal OSHA’s COVID-19 ETS. Cal/OSHA has a reputation for its robust program, with several …

https://www.epicbrokers.com/insights/bidens-osha-what-to-expect/

10 Top Things to Know About the Cyber Insurance Market

The story of cyber insurance has evolved over the years; with the advent of COVID and ransomware, cyber insurance is top of mind for risk managers. Kelly Geary, EPIC Cyber Practice Risk Leader, is a Risk & Insurance Risk Insider, recognized by the magazine as a leading executive focused on the topic of risk. Read Kelly’s article to learn how cyber insurance went from its peak, starting in the early 1990s, to rapidly emerging in the 2010 decade. Fast forward to 2021 and the market is in a tailspin. DOWNLOADABLE RESOURCE TOP TEN THINGS YOU NEED TO KNOW ABOUT THE …

https://www.epicbrokers.com/insights/10-top-things-to-know-about-the-cyber-insurance-market/