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OSHA Releases New Coronavirus Emergency Temporary Standard

… that is aligned with guidance from the Centers for Disease Control (CDC). The general guidance states that “unless otherwise required by federal, state, local, tribal or territorial laws, rules and regulations, most employers no longer need to take steps to protect their fully vaccinated workers who are not otherwise at risk from coronavirus exposure.” The guidance, which is advisory in nature, recommends mask wearing and other protections for unvaccinated and at-risk workers across a broad array of sectors, including manufacturing, meat and seafood processing, retail and grocery. Emergency Temporary Standard www.osha.gov/coronavirus/ets The New General Guidance …

https://www.epicbrokers.com/insights/osha-releases-new-coronavirus-emergency-temporary-standard/

Cybersecurity Executive Order Recommends 5 Best Practices for Firms

… as many ransomware attacks attempt to encrypt or delete accessible backups. Storing backups offline allows an organization to restore its systems, even when networks are encrypted with ransomware. Update and patch systems promptly. Include operating systems, applications and firmware in the timely updating of security patches. Consider a centralized patch management system and use a risk-based assessment strategy to drive patch management. Test incident response plans. Testing is critical to identifying security gaps. Run through core questions and use answers to build a response plan. Good questions to ask include: Can business operations be sustained without access to certain …

https://www.epicbrokers.com/insights/cybersecurity-executive-order-recommends-5-best-practices-for-firms/

Operation Safe Driver is Coming

… SMS), which may cause scores to increase significantly. Score increases may result in roadside inspection targeting of operations – another opportunity to identify violations, penalties, and OOS issues. All this information is used during the insurance renewal process when a company’s performance is scrutinized to determine if it is managing risk effectively. This can have a significant impact on insurance premiums. The key is to manage this process effectively by ensuring drivers operate safely and avoid doing anything that attracts the attention of enforcement. How to Prepare The FMCSA released the latest Safety Measurement System (SMS) results this week, which …

https://www.epicbrokers.com/insights/operation-safe-driver-is-coming/

FMCSA Extends Two Waivers Affecting Commercial Motor Vehicle Operators

To provide flexibility to Commercial Motor Vehicle (CMV) operators in light of the coronavirus pandemic, the Federal Motor Carrier Safety Administration (FMCSA) announced in February that several waivers would be extended on the exemption for delivery of critical supplies, expiring Commercial Driver’s Licenses (CDLs) and Commercial Learner’s Permits (CLPs).  These waivers expired May 31, however, the continuing impact of coronavirus on supply chains and State Driver Licensing Agencies (SDLAs) led the FMCSA to extend the waivers again. Qualifying CMV drivers have until August 31, 2021, to operate under these new waivers, although the FMCSA could modify or terminate …

https://www.epicbrokers.com/insights/fmcsa-extends-two-waivers-affecting-commercial-motor-vehicle-operators/

What’s Wrong With the Weather?

The past 15 months have been challenging for businesses and property, with the coronavirus pandemic creating massive disruptions and losses. For insureds in the Mid-Atlantic region, which experienced a more active hurricane season than normal, those losses were compounded. As businesses reopen and prepare to resume pre-pandemic operation levels, it is essential to consider what interruptions severe weather may introduce throughout the year and how weather trends may impact insurance renewals. Climate vs. Weather Weather and climate are not interchangeable terms, despite common usage. Weather involves a specific set of conditions like rain, sun, temperature and humidity. Climate …

https://www.epicbrokers.com/insights/whats-wrong-with-the-weather/

Bite-Sized Insights Into a World of Risk Volume 2, Issue 10

Bite-Sized Insights Into a World of Risk  Volume 2, Issue 10 In this issue, we take a focused look at the following: Feature Focus What’s Wrong With the Weather? Supply Chain and Business Risks FMCSA Extends Waivers Affecting CMV Operators Operation Safe Driver is Coming Cybersecurity Executive Order Recommends Best Practices Insurance Products and Coverage Information Presumptive Compensability News of Note Human Resources and Employee Benefits OSHA Releases New Coronavirus Emergency Temporary Standard Insights from Across the Firm The coronavirus crisis created the need to provide commentary on areas of concern. With the evolution of the pandemic, going …

https://www.epicbrokers.com/insights/bite-sized-insights-into-a-world-of-risk-volume-2-issue-10/

Surviving a Hard Insurance Market

… Risk Assumption Assuming more risk can be an effective method for countering a hard insurance market.  Modest changes in plan design can effectively reduce your “Net Cost of Risk”.  These changes include: Deductible increase Loss sensitive workers compensation programs Group Captives or Single Parent Captives Risk Mitigation Eliminating or mitigating risk is a key component of deductible and loss sensitive program design.  You’re given a premium discount for assuming additional risk.  If you are able to reduce or eliminate claims, the loss sensitive nature of these programs will result in reducing your “net cost of risk”.  A few risk …

https://www.epicbrokers.com/insights/surviving-a-hard-insurance-market/

Cal/OSHA Hits Pause on Emergency Temporary Standards for COVID-19 Prevention

An Important Update to our Recent Webinar with Newmeyer Dillion Covering California’s June 15 Reopening Provided by our partners at Newmeyer Dillion | Read the Full Article  Employers scrambling to prepare for the June 15th Reopening announced by Governor Newsom have spent the last week pouring over the revised Emergency Temporary Standards for COVID-19 Prevention (Revised ETS) approved by the Cal/Occupational Safety and Health Association (OSHA) Standards Board on June 3, 2021. After the recent meeting of the Standards Board, however, it’s time to hit pause.  On June 9, the Cal OSHA Standards Board held a specialty …

https://www.epicbrokers.com/insights/cal-osha-hits-pause-on-emergency-temporary-standards-for-covid-19-prevention/