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Covering Coronavirus: Risk Considerations Volume 1, Issue 12

… prescription drug expenses? Take Survey General Information on Coronavirus The best sources overall for timely information on the coronavirus pandemic remain the Centers for Disease Control (CDC), the World Health Organization (WHO) and Occupational Safety and Health Administration (OSHA). EPIC continues to compile resources to aid in understanding the impact of the pandemic on employers, their workforces and the management of risk. Supply Chain and Business Risks Use Caution! MVR Accuracy During the Pandemic In March, State Driver Licensing Agencies (SDLAs) throughout the U.S. altered or ceased customer-facing services in response to the pandemic. Several states extended license

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-12/

Property Insurance Market Update – Q2 2020

… COVID-19, the impact of the pandemic is already manifest in the renewals underway now. The specific coverage changes in property policies directly related to Coronavirus have essentially been a tightening of contamination exclusions, adding specific exclusions for communicable disease, or a significant lowering of limits for those policies that do provide some coverage. A more significant direct impact has been on the underwriting process. With underwriters and their modelers working from home, the process and flow of renewals have slowed dramatically. On-site risk control visits to provide underwriters with information they need to assess risks have been suspended.

https://www.epicbrokers.com/insights/property-insurance-market-update-q2-2020/

California COVID-19 Alert

Executive Order Makes it Easier For Essential Workers in California to Obtain Workers’ Compensation Benefits On Tuesday, May 6, 2020, Governor Newsom signed an executive order that will make it easier for essential workers who contract COVID-19 to obtain workers’ compensation benefits. This order creates a rebuttable presumption that California’s essential employees who contract COVID-19 in the course of their employment are eligible for workers’ compensation benefits. This order will broaden benefits to all sectors, as long as the employee tests positive for COVID-19 by a physician. In addition to healthcare and first responders, the executive …

https://www.epicbrokers.com/insights/california-covid-19-alert/

Covering Coronavirus: Risk Considerations Volume 1, Issue 11

EPIC Risk Advisory Bulletin Volume 1, Issue 11 The global COVID-19 (coronavirus) pandemic remains both dynamic and fluid. We continue to see unprecedented disruptions at home and abroad. In this issue, we take a focused look at: General Information on Coronavirus Supply Chain and Business Risks Regional Supply Chain for Medical Equipment Insurance Products and Coverage Information Rising Drone Deliveries Across America Coronavirus Considerations for the Construction Industry Trucking Industry Updates Immunity Debate for Healthcare Organizations Legislation and Litigation Roundup Human Resources and Employee Benefits OSHA-Approved Return to Work Plans New NYCIRB Classification Codes for Telecommuters Employee Benefits …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-11/

EPIC Announces Dave Howard as President of EPIC Select

… organization including the Private Client, Entertainment & Sports, Life & Disability and Commercial insurance teams. Howard will work closely with Tim Brenneman, President of EPIC’s Private Client Practice, in providing services to high net worth clients. “We are building a client-centric model around transparency and alignment. Successful people have complex risk factors and we are committed to helping them understand the risk exposures they face and thus make informed decisions to protect their assets,” commented Brenneman. The Select team will also work closely with EPIC’s national entertainment and sports practice, which specializes in serving the unique risk protection needs …

https://www.epicbrokers.com/insights/epic-announces-dave-howard-as-president-of-epic-select/

Bay Area Counties Lift Some Construction Restrictions

… the number of workers at the job site if feasible, and stagger trade-specific work for the same purpose. Prohibit gatherings of any size on the jobsite, except for safety meetings or as strictly necessary to carry out a task associated with the project. Strictly control “choke points” and “high risk areas” where workers are unable to maintain minimum six-foot social distancing. Minimize interactions and maintain social distancing with all site visitors including delivery workers, design professionals and other project consultants, government agency representatives, including building and fire inspectors, and residents at residential construction sites. Prohibit workers from using …

https://www.epicbrokers.com/insights/bay-area-counties-lift-some-construction-restrictions/

COVID-19: New York Emergency Regulation Health Plans

Health Plans New York: On April 8, 2020, the New York State Department of Financial Services (DFS) issued an Emergency Regulation (the “Regulation”) in response to Executive Order 202.14. The New York State Department of Financial Services (DFS) has issued a new emergency regulation requiring health plans to defer the payment of insurance premiums due under individual and small group commercial health insurance plans through June 1, 2020 for consumers and businesses experiencing financial hardship due to the COVID-19 pandemic. As a licensed insurance broker that is regulated by the State of New York, EPIC is required to …

https://www.epicbrokers.com/insights/covid-19-new-york-emergency-regulation-health-plans/

Covering Coronavirus: Risk Considerations Volume 1, Issue 10

… counties are recommending. Visit this page from USA.gov to search for a specific state and link to its department of health: www.usa.gov/state-health The best sources overall for timely information on the coronavirus pandemic remain the Centers for Disease Control (CDC), the World Health Organization (WHO) and Occupational Safety and Health Administration (OSHA). EPIC has also compiled resources to aid in understanding the impact of the pandemic on employers, workforces and the management of risk. Insurance Products & Coverage Potential Role of Environmental Insurance in the Pandemic It is important that an organization’s response plan to

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-10/