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IRS Releases Additional COBRA Subsidy Guidance

Quick Facts The IRS issued Notice 2021-31, which includes significant guidance on the American Rescue Plan Act of 2021 (ARPA) Consolidated Omnibus Budget Reconciliation Act (COBRA) subsidy. The guidance is clear that reductions in force, terminations for cause, layoffs, and other related terminations are to be treated as an involuntary termination. The guidance clarifies that the subsidy is available for all types of COBRA coverage except for health flexible spending accounts (FSAs). The Notice provides detailed guidance on how employers will recover premium assistance payments against their payroll tax liability. The process is similar to the credit taken for …

https://www.epicbrokers.com/insights/irs-releases-additional-cobra-subsidy-guidance/

It’s Not the Insurance That’s Expensive – It’s the Cost of Healthcare

Healthcare is about to get more expensive. Cell and gene therapy is today’s hot topic as drugs such as Zolgensma, at $2.4 million per dose, strike fear in the eyes of stop-loss insurers and plan sponsors. But the conditions for which those drugs are prescribed are, so far, pretty rare. And the insurance industry is able to spread the risk over the larger population. Viewpoints from Craig Hasday But now there is a new scourge about to hit the market – genomics’ “killer app,” the liquid biopsy. This “killer app” of the genomics world, called MCED (Multi-Cancer …

https://www.epicbrokers.com/insights/its-not-insurance-thats-expensive-its-the-cost-of-healthcare/

2022 Notice of Benefit and Payment Parameters Part Two Has Been Released

The Department of Health and Human Services (HHS) released part two of the 2022 Notice of Benefit and Payment Parameters (NBPP) on April 30, 2021. The NBPP is the annual rule that governs the Affordable Care Act (ACA) marketplaces and insurance reforms. The update most pertinent to group health plans (GHPs) in the part two update of the NBPP is the revised maximum out-of-pocket costs to plan participants. HHS and Centers for Medicaid and Medicare Services (CMS) plan to issue additional rulemaking to finalize the remaining proposed provisions of the 2022 NBPP later this year. HHS Sets the …

https://www.epicbrokers.com/insights/2022-notice-of-benefit-and-payment-parameters-part-two-has-been-released/

Bite-Sized Insights Into a World of Risk Volume 2, Issue 9

Bite-Sized Insights Into a World of Risk  Volume 2, Issue 9 In this issue, we take a focused look at: Feature Focus Cyber Crime in the Crosshairs: How Companies Can Respond Supply Chain and Business Risks FMCSA Emergency Declaration Insurance Products and Coverage Information Presumptive Compensability News of Note Human Resources and Employee Benefits AIHA Seeks Mask Guidance for Employers Insights from Across the Firm The coronavirus crisis created the need to provide commentary on areas of concern. With the evolution of the pandemic, going forward, each issue will include a focus feature on a timely topic impacting the …

https://www.epicbrokers.com/insights/bite-sized-insights-into-a-world-of-risk-volume-2-issue-9/

HHS Issues Announcement on Section 1557 Protecting Civil Rights in Healthcare

On May 10, 2021, the Department of Health and Human Services (HHS) announced that it was revising its interpretation of Section 1557 of the Affordable Care Act (ACA) and Title IX of the Education Amendments of 1972 (Title IX). According to the HHS release, the Health and Human Services Office for Civil Rights (OCR) will interpret and enforce the Section 1557 and Title XI prohibitions on sex discrimination to include discrimination on the basis of (1) sexual orientation, and (2) gender identity. HHS stated that it made the updates of its interpretation in light of the Supreme Court of the …

https://www.epicbrokers.com/insights/hhs-section-1557-protecting-civil-rights-in-healthcare/

Webinar Recording Now Available: What Schools Need to Know About the Cyber Insurance Market

Overall State of the Cyber Insurance Market Recording Available! EPIC and Corvus hosted a webinar to discuss the overall state of the cyber insurance market. Our partner, Corvus, is a tech startup team with insurance DNA. The team has decades of experience in commercial insurance and decades more building and growing technology-enabled companies. Play the recording to hear from underwriters, data scientists, product builders and engineers united by a mission to make the world a safer place by helping schools mitigate or eliminate the impact of adverse events. This Webinar Covered: COVID & Digital Transformation-Induced Trends Cyber Threat Landscape …

https://www.epicbrokers.com/insights/what-schools-need-to-know-about-the-cyber-insurance-market/

EPIC Adds John Hennessy as Senior Principal

Addition Strengthens Employee Benefits Operations in West Region EPIC Insurance Brokers and Consultants announced today that John Hennessy has joined the firm as a senior principal in its Employee Benefits Practice. Hennessy brings more than 30 years of experience to his role with EPIC. He will focus on business development and client management by providing employee benefits consulting and strategy, including plan design and implementation, cost analysis and helping clients fulfill long-term goals for their employees and businesses. “We are excited to expand our Employee Benefits capabilities in the West Region with John’s expertise,” said EPIC West Region …

https://www.epicbrokers.com/insights/epic-adds-john-hennessy-senior-principal/

2020 PBM Customer Satisfaction Report

Is Satisfaction Guaranteed?  Join EPIC for the Most Comprehensive Research on PBM Customer Satisfaction Hosted by our Pharmacy Benefit Manager (PBM) Specialists, PSG. Pharmaceutical Strategies Group (PSG) joined EPIC earlier this year, bringing to EPIC the expertise and resources of the nation’s largest independent pharmacy benefit consulting firm into the EPIC Employee Benefits Consulting practice. The PSG team is hosting a webinar May 25 to reveal an exclusive preview of the 2020 PBM Customer Satisfaction Report. Join Sharon Phares, PhD, MPH, Senior Vice President of Research and Data Innovation to unpack the results, which is the latest and most …

https://www.epicbrokers.com/insights/pbm-customer-satisfaction-report/