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The Tariff Effect: Rethinking Risk in a Fractured Trade Environment

… Risk Tariffs rarely hit businesses in a straight line. Instead, they set off chain reactions that cross functions: supply chain, finance, legal, and risk management. A 25% duty on steel, for example, doesn’t just raise the cost of raw materials-it slows procurement, forces design changes, squeezes contractor margins, and delays delivery. A retaliatory tariff on pharmaceuticals might disrupt ingredient sourcing from a previously stable market, forcing emergency procurement or production shutdowns. These scenarios introduce multiple layers of risk: Supply chain volatility: new vendors, longer lead times, quality control issues Marine cargo disruption: increased risk of port congestion, shipment

https://www.epicbrokers.com/insights/the-tariff-effect/

Price Insurance Expands EPIC’s Private Client Practice in Chicago

… the same personal touch we’ve delivered for generations, while also embracing the tools, expertise and resources needed to meet growing client needs,” said Rick Price. “EPIC allows us to gain scale, expand our capabilities and serve clients in new ways – without sacrificing the community roots and family-driven culture that define who we are. It’s truly an opportunity to build on our legacy while positioning ourselves for the next generation.” Learn more information about EPIC Private Client and its focus on reducing risk exposure, simplifying complex coverage needs, and building lasting client relationships through personalized risk management solutions.

https://www.epicbrokers.com/insights/epic-price-insurance-acquisition/

Responding To An Employee Fatality

… inform the requestor that the question will be addressed and to ask for a specific time by which an answer must be provided prior to press time. Reinforce that employees are not to provide any additional information or attempt to answer any media inquiries themselves. Be Proactive With The Right Risk Transfer Solution Here are two risk transfer options to help your company respond to future events: Include crisis management coverage as an extension to your public liability or umbrella policy to help with public relations matters. This supplemental coverage provides access to and funds for crisis PR services that …

https://www.epicbrokers.com/insights/responding-to-an-employee-fatality/

Immigration Law, ICE Raids, and Foreign Travel

… times: absorbing costs related to legal defense, protecting employees if they get detained, and ensure coverage in the event of a privacy breach or public fallout. Now is the time to review your coverage, confirm key protections are in place, and consider whether your current limits align with today’s risk landscape. For more information about coverage considerations, watch the full webinar recording. 1 The Washington Post “ICE sets quotas to deliver on immigration crackdown on employers,” June 11, 2025. DOWNLOADABLE RESOURCES  DOWNLOAD ARTICLE Discover how EPIC’s Construction & Design Group can help elevate your risk management & insurance programs, visit …

https://www.epicbrokers.com/insights/immigration-law-ice-raids-and-foreign-travel/

EPIC Expands Transportation Practice with Appointment of Kristy Neal as Senior Vice President

Neal to strengthen EPIC’s transportation strategy with a focus on innovation, risk management and operational efficiency for clients nationwide. We are excited to announce the appointment of Kristy Neal as senior vice president, strategic development to its Transportation & Logistics practice. Neal will focus on integrating EPIC’s risk and insurance offerings across freight brokers and forwarders, passenger transportation and transportation risk control, while equipping its transportation team with the tools, training and resources needed to help clients strengthen their operations and improve efficiency. Based in Vacaville, California, Neal brings over 17 years of insurance and logistics expertise to EPIC …

https://www.epicbrokers.com/insights/epic-welcomes-kristy-neal/

The Next-Gen Executive and Cyber Risks

The Convergence of Technology, Regulation, and Litigation in Executive Risk Management Article written by EPIC’s Kelly Geary, published in Insurance Business Review magazine. Rising Regulatory Pressure on Directors & Officers One of the key challenges in the current regulatory environment is the high degree of unpredictability and uncertainty with respect to expectations of regulators. This translates into more risk for directors and officers because it’s hard to ensure compliance and govern without clear expectations and guidance from regulators. In addition, the duty of risk oversight for directors and officers is a growing area of focus, given the challenging risk …

https://www.epicbrokers.com/insights/the-next-gen-executive-and-cyber-risks/

Karen Beldy Torborg

… her career as a commercial underwriter, before becoming a broker/consultant. Prior to joining EPIC, she held multiple senior leadership roles at Marsh, including serving as Global Head of its Private Equity and M&A Services and Infrastructure businesses. Most recently, she served as Head of Strategic Growth and Portfolio Management (CRB) North America at WTW. As EPIC’s regional president, Karen oversees the current Northeast regional leadership team and collaborates closely with regional and practice leaders across the firm. Her extensive background in global and domestic risk management brings valuable insight and expertise to drive business growth and enhance …

https://www.epicbrokers.com/about/our-leadership/karen-beldy-torborg/