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Way to Wellness Newsletter | August 2023

Student Financial Health More than 20 million Americans are pursuing higher education as an investment in their future. The downside is too many students are struggling financially as they navigate complicated and uncertain economic circumstances. The government has tools and resources to assist and continues to roll out new programs that could be of assistance. Help your employees understand and measure student financial health. Copy the Employee-Facing Email Understanding Student Financial Health Download the Word file, then copy and paste the graphic and text into a fresh email to deploy to your workforce. Post the Monthly Wellness Tips Understanding …

https://www.epicbrokers.com/insights/way-to-wellness-newsletter-august-2023/

EPIC Grows Northwest Team with Mastroni Addition

Pacific Northwest Expands with Mastroni Addition EPIC is excited to announce that Mike Mastroni has joined the firm as Executive Managing Principal Pacific Northwest. In his new role, Mastroni will continue to expand the company’s presence in the Northwest, including growing our employee benefits and property and casualty practices and identifying acquisitions for the region. Mastroni will report to West Region President KJ Wagner and will work alongside the West leadership team. Mastroni joins EPIC with more than 22 years of experience in commercial and executive risk, and serving in such roles as Producer, Profit Center Leader, Branch Manager …

https://www.epicbrokers.com/insights/epic-welcomes-mike-mastroni/

Compliance Matters Newsletter | July 2023

Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources – hot off the press: Employee Benefits Compliance Alerts COVID-19 Relief for HDHPs Is Ending In March 2020, the Internal Revenue Service (IRS) provided relief for COVID-19 testing and treatment. In March 2023, the Departments released updated guidance extending high deductible health plan (HDHP) relief until further notice. In June 2023, the IRS released Notice 2023-37 ending HDHP relief for COVID-19 testing and treatment on or before December 31, 2024. PCORI Fee …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-july-2023/

Are Your Employees Asking About Weight-Loss Drug Coverage? They Will Be…

Viewpoints from Craig Hasday The press is full of headlines, fueled by celebrity endorsements, about the new miracle glucagon-like peptide 1 (GLP-1) weight loss drugs: Ozempic, Wegovy, and Mounjaro – and guess what? They work, with reports of as much as 15% of body fat loss achieved over a year or less. As we all know and have been preaching in our wellbeing initiatives, obesity poses significant health risks and financial burdens for individuals and employers alike. The average cost of GLP-1 weight loss medications, such as Ozempic, is approximately $14,000 per year. We also know that …

https://www.epicbrokers.com/insights/weight-loss-drug-coverage-viewpoints/

Market Pulse Survey: Trends in Wellbeing & Health Management

How does your company address social health factors and an uncertain job market through wellbeing programs? Take our Trends in Wellbeing & Health Management survey to see how other companies are addressing this challenge Employee health status can impact work performance, safety, and workplace morale. Building a healthy, happy and productive workforce is more critical than ever in our current job economy. Recent corporate wellbeing trends indicate talent retention is preferable over recruitment, financial and digital wellness are still on the rise, and mental health is here to stay. This EPIC Wellness survey approaches wellbeing strategies through the lens of Social …

https://www.epicbrokers.com/insights/market-pulse-survey-wellbeing-health-management-trends/

Employer Communications May Prevent Millions in Employee Forfeiture from SFCO Funds

San Francisco’s City Option Holds Millions in Unused Funds The San Francisco City Option (SFCO) was established in 2008 to provide employers with a way to comply with San Francisco’s Health Care Security Ordinance (HCSO). The HCSO requires employers with 20 or more employees, and nonprofit employers with 50 or more employees, to pay a per-hour healthcare expenditure for each covered employee. Employer contributions to the City Option provided covered employees a way to pay for certain qualifying medical expenses, including insurance premiums. Once the account was opened and after the initial payment was made, employers were …

https://www.epicbrokers.com/insights/employee-forfeiture-sfco-funds/

Way to Wellness Newsletter | July 2023

Succeed with a Team! In group environments, when one member wins, they all win. Individual success is always sweeter when we have peers, family, and friends to share it with. As you think about your company’s culture, do your managers and leaders promote collaboration, innovation, and teambuilding to help promote personal, team, and organizational success? Creating a positive, motivating group helps us hold ourselves accountable and does wonders for achieving greatness. Build a team that succeeds – put together your dream team! Copy the Employee-Facing Email Creating Your Dream Team Download the Word file, then copy and paste the …

https://www.epicbrokers.com/insights/way-to-wellness-newsletter-july-2023/

Healthcare Costs Are Rising – How Will You Prepare?

Viewpoints from Craig Hasday COVID-19 surely did one thing – it caused dramatic suppression of medical claim costs and for at least two years, medical “trend” disappeared. In 2023, we got a taste of trend bounceback. Inflation, new technologies, and new medications created a triple whammy, which may even have been triggered by the deferral of care during the pandemic. My advice is to strap in – a firestorm is coming. No doubt there has been growing concern about the emergence of significant, potential large claim liability driving up healthcare costs for all sizes of employers. According to the Centers for …

https://www.epicbrokers.com/insights/rising-healthcare-costs-prep/