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Bay Area Counties Lift Some Construction Restrictions

… the number of workers at the job site if feasible, and stagger trade-specific work for the same purpose. Prohibit gatherings of any size on the jobsite, except for safety meetings or as strictly necessary to carry out a task associated with the project. Strictly control “choke points” and “high risk areas” where workers are unable to maintain minimum six-foot social distancing. Minimize interactions and maintain social distancing with all site visitors including delivery workers, design professionals and other project consultants, government agency representatives, including building and fire inspectors, and residents at residential construction sites. Prohibit workers from using …

https://www.epicbrokers.com/insights/bay-area-counties-lift-some-construction-restrictions/

COVID-19: New York Emergency Regulation Health Plans

Health Plans New York: On April 8, 2020, the New York State Department of Financial Services (DFS) issued an Emergency Regulation (the “Regulation”) in response to Executive Order 202.14. The New York State Department of Financial Services (DFS) has issued a new emergency regulation requiring health plans to defer the payment of insurance premiums due under individual and small group commercial health insurance plans through June 1, 2020 for consumers and businesses experiencing financial hardship due to the COVID-19 pandemic. As a licensed insurance broker that is regulated by the State of New York, EPIC is required to …

https://www.epicbrokers.com/insights/covid-19-new-york-emergency-regulation-health-plans/

Covering Coronavirus: Risk Considerations Volume 1, Issue 10

… counties are recommending. Visit this page from USA.gov to search for a specific state and link to its department of health: www.usa.gov/state-health The best sources overall for timely information on the coronavirus pandemic remain the Centers for Disease Control (CDC), the World Health Organization (WHO) and Occupational Safety and Health Administration (OSHA). EPIC has also compiled resources to aid in understanding the impact of the pandemic on employers, workforces and the management of risk. Insurance Products & Coverage Potential Role of Environmental Insurance in the Pandemic It is important that an organization’s response plan to

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-10/

OSHA Issues Memo on Discretion in Enforcement

National Construction Practice Safety Alert Discretion in Enforcement When Considering an Employer’s Good Faith Efforts During the COVID-19 Pandemic The COVID-19 pandemic has resulted in widespread business closures, restrictions on travel, limitations on group size, facility visitor prohibitions, stay-at-home or shelter-in-place requirements. These actions have severely limited the availability of employees, consultants or contractors who normally provide required training, auditing, equipment inspections, testing and other essential safety and industrial hygiene services such as: Annual audiograms Annual process safety management requirements (Process Hazard Review PHA) Revalidation, Review of Operating Procedures, Refresher Training) Hazardous Waste …

https://www.epicbrokers.com/insights/osha-issues-memo-on-discretion-in-enforcement/

OSHA Issues Enforcement Guidance for Recording Cases of COVID-19

National Construction Practice Safety Alert Under OSHA’s recordkeeping requirements, COVID-19 is a recordable illness and employers are responsible for recording cases of COVID-19 on the OSHA 300Log of Work Related Injuries and Illnesses. However, in areas where there is ongoing community transmission, employers other than those in the healthcare industry, emergency response organizations and correctional institutions may have difficulty making determinations about whether workers who contracted COVID-19 did so due to exposures at work. In light of these difficulties, OSHA is exercising enforcement discretion. Objective Evidence OSHA has suspended injury and fatality reporting requirements related to …

https://www.epicbrokers.com/insights/osha-issues-enforcement-guidance-for-recording-cases-of-covid-19/

Covering Coronavirus: Risk Considerations Volume 1, Issue 9

EPIC Risk Advisory Bulletin Volume 1, Issue 9 The global COVID-19 (coronavirus) pandemic remains both dynamic and fluid. We continue to see unprecedented disruptions at home and abroad. In this issue, we take a focused look at: General Information on Coronavirus Supply Chain and Business Risks Protecting Idle Buildings During Coronavirus Shutdown Shifting Gears? Insurance Considerations Mobile Security Index Report Cargo Theft on the Rise Insurance Products and Coverage Information Lawsuit Tests Limits of Temporary Healthcare Immunity ALIRT Update: Business Interruption Coverage Disputes Legislation and Litigation Roundup  Human Resources and Employee Benefits OSHA’s Interim Enforcement Response Plan Homeland …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-9/

Lawyers' Professional Liability Report

… earnings of $18.3b and capital gains of $27.2b.[ii] Underwriting profitability improved compared to the prior year period and operating earnings were stable, reflecting improved pricing. Insurers also appear to have maintained focus on underperforming lines of business (including professional liability) seeking higher rates and exercising limit and risk selection discipline.[iii]  Although 2019 Year End statutory financial statement filings of March 1, 2020, have yet to be analyzed, anecdotal evidence supports the conclusion that 2019 finished strong. Year-end financial data are unlikely to provide significant insight into what might be anticipated in 2020. In mid-March …

https://www.epicbrokers.com/insights/lawyers-professional-liability-report/

Covering Coronavirus: Risk Considerations Volume 1, Issue 8

EPIC Risk Advisory Bulletin Volume 1, Issue 8 The global COVID-19 (coronavirus) pandemic remains both dynamic and fluid. We continue to see unprecedented disruptions at home and abroad. In this issue, we take a focused look at: General Information on Coronavirus Supply Chain and Business Risks Repurposing Campuses for Hospital Overflows Insurance Products and Coverage Information Liability Immunity for Healthcare Workers   Proposed Ban on Surprise Medical Bills  Legislation and Litigation Roundup  Human Resources and Employee Benefits Newly Released FAQs on FFCRA and CARES Act FFCRA Navigation Flowchart   CDC Safety Guidelines for Critical Infrastructure Workers  DOL Guidance on Recording Coronavirus …

https://www.epicbrokers.com/insights/covering-coronavirus-risk-considerations-volume-1-issue-8/