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The Well Newsletter | December 2025

Move the needle on your population wellbeing and health. Keep your most valuable asset – your employees – engaged with practical, actionable topics covering the total wellbeing spectrum. Human Rights and the Role of Employers in Driving Social Change Employers are key influencers and stewards of culture and values, making them instrumental in shaping social impact. By championing human rights principles, organizations can foster positive change within the workplace and beyond. A genuine commitment to human rights extends beyond written policies – it’s about fostering an environment where everyone can thrive. Actionable steps include implementing inclusive hiring practices, prioritizing employee wellbeing, engaging …

https://www.epicbrokers.com/insights/the-well-newsletter-december-2025/

Benefits Curve | Women’s Health at Work: Essential Employer Strategies

… equity, but as a strategic opportunity. Watch our most recent webinar, which explores how employers are reworking their benefits strategies to better support women’s health. Historically underrepresented in science, medicine, and workplace benefits, women’s health is now gaining long-overdue attention as organizations recognize its critical role in employee wellbeing and business performance. Whether you’re a benefits leader, HR professional, or advocate for health equity, this webinar will provide actionable perspectives and opportunities to close the gender health gap in your organization. This session unveils key findings from EPIC’s national survey of benefits leaders, offering insights …

https://www.epicbrokers.com/insights/benefits-curve-november-womens-health/

The Fiduciary Wake-Up Call: Cybersecurity and Your Vendors

… and ongoing oversight of TPSPs such as third-party administrators (TPAs), carriers, and technology platforms to administer your benefit plan. The risk is real. Without proper documentation of vendor vetting and oversight, plan sponsors may be exposed to claims that they have failed to fulfill their fiduciary obligations under the Employee Retirement Income Security Act (ERISA), which could result in personal financial liability for fiduciaries and other decision-makers. Outsourcing the administration does not absolve you of your fiduciary duty. What the New York DFS Guidance Says The DFS recently released guidance for covered entities to manage risks related to …

https://www.epicbrokers.com/insights/the-fiduciary-wake-up-call-cybersecurity-and-your-vendors/

Compliance Matters Newsletter | November 2025

Let our team help you navigate the ever-changing benefits compliance landscape each month. Check out this month’s latest alerts, additional updates, and resources hot off the press: Employee Benefits Compliance Alerts This month’s Compliance Matters newsletter provides a comprehensive review of the following topics. To obtain your copy, please use the form below to download. Special Compliance Alert: IRS Updates FSA Limits for 2026 Compliance Considerations for Prescription Drug Importation ACA Preventive Services Recap & Updates Departments Provide Updated Fertility Benefits Guidance Employee Benefits Litigation Series: Multidistrict Litigations Contest Rising Healthcare Costs Employee Benefits Litigation Series: Plan’s …

https://www.epicbrokers.com/insights/compliance-matters-newsletter-november-2025/

The Well Newsletter | November 2025

Move the needle on your population wellbeing and health. Keep your most valuable asset – your employees – engaged with practical, actionable topics covering the total wellbeing spectrum. Embracing Generational Diversity Each generation brings its own unique perspectives and experiences to the workplace. Supporting generational diversity unlocks powerful opportunities for innovation, collaboration, and inclusivity – transforming organizations into vibrant, future-ready environments. Share the advantages of embracing generational diversity with your employees. This month’s The Well newsletter provides messaging and tips for you to share with your workforce. To obtain your copy, please use the form below to download. Employee-Facing Email …

https://www.epicbrokers.com/insights/the-well-newsletter-november-2025/

Beyond the Black Box: Reassessing HRT for Modern Women

Viewpoints from Sarah Fleming, PharmD For over two decades, hormone replacement therapy (HRT) has been shadowed by cautionary tales and black box warnings. These warnings – rooted in early interpretations of the Women’s Health Initiative (WHI) – have shaped prescribing habits, patient perceptions, and even formulary decisions. But today, we stand at a pivotal moment in women’s health: it’s time to rethink how we prioritize HRT.   The WHI and the Black Box Warning The WHI study, published in 2002, raised alarms about increased risks of breast cancer, stroke, and cardiovascular events associated with estrogen therapy. The U.S. Food …

https://www.epicbrokers.com/insights/beyond-the-black-box-reassessing-hrt-for-modern-women/

Updates to 2026 FSA Limits Released

… $340. Health Flexible Spending Arrangements The 2026 annual contribution limit of $3,400 for health FSAs applies to employee contributions. The same limit applies to general-purpose and limited-purpose health FSAs. Employer contributions are not subject to the limit but are subject to different restrictions under healthcare reform rules. Employee Health FSA Contributions Employee contributions subject to the $3,400 annual limit include: Amounts deducted pre-tax from an employee’s compensation through a cafeteria plan; and Employer flex credits that the employee has the option to use toward cash or other taxable benefits. Employees may elect to carry …

https://www.epicbrokers.com/insights/updates-2026-fsa-limits-released/